IF

Ifci Limited (IFCI) - MTF Margin Comparison

Exchange: NSE · Available on 8 brokers · Updated daily

Best MTF Rate: 38.66% on Share India(2.6x leverage)

Fundamentals Snapshot

Mid Cap
CMP
₹75.9
PE
111.0
ROE
2.1%
ROCE
5.0%
P/B
2.29
Mkt Cap
₹20,453 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - IFCI

Zerodha
41.62%
Margin Required
Leverage2.4x
You Pay4,162
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
41.78%
Margin Required
Leverage2.4x
You Pay4,178
You Get₹10,000
Interest14.95% p.a.
Max HoldUnlimited
Dhan
64.00%
Margin Required
Leverage1.6x
You Pay6,400
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
50.00%
Margin Required
Leverage2.0x
You Pay5,000
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
52.00%
Margin Required
Leverage1.9x
You Pay5,200
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
38.99%
Margin Required
Leverage2.6x
You Pay3,899
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
50.00%
Margin Required
Leverage2.0x
You Pay5,000
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
BEST
Share India
38.66%
Margin Required
Leverage2.6x
You Pay3,866
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Ifci Limited - Complete Broker Comparison

ParameterZerodhaGrowwDhanKotak NeoPaytm MoneyPocketfulAnand RathiShare India
MTF Margin41.62%41.78%64.00%50.00%52.00%38.99%50.00%38.66%
Leverage2.4x2.4x1.6x2.0x1.9x2.6x2.0x2.6x
You Pay (per ₹1L)41,62041,78064,00050,00052,00038,99050,00038,660
Broker Funds (per ₹1L)58,38058,22036,00050,00048,00061,01050,00061,340
Interest Rate (p.a.)14.6%14.95%12.49%9.95%14.99%5.99%14.99%14.99%
Daily Interest Cost₹40 per lakh/day₹41 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee broker
Brokerage0.3% or Rs. 20/executed order, whichever is lower₹20 per order (flat)₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-based
Pledge Charges₹15 + GST per pledge and unpledge request per ISINAuto-pledged (included)₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISIN
Max Holding PeriodUnlimited (maintain margins daily)Unlimited (maintain margins)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing LimitNo published limitNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin falls below minimumAuto-liquidation if margin falls below requirementAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Share India offers the best margin of 38.66% for IFCI, while Dhan requires 64.00% - a difference of 25.34 percentage points. This means you save ₹25,340 per ₹1 lakh invested by choosing Share India.

IFCI MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Zerodha
Your capital41,620
Broker funds58,380
Daily interest23
30-day cost701
Annual cost8,523
Groww
Your capital41,780
Broker funds58,220
Daily interest24
30-day cost715
Annual cost8,704
Dhan
Your capital64,000
Broker funds36,000
Daily interest12
30-day cost370
Annual cost4,496
Kotak Neo
Your capital50,000
Broker funds50,000
Daily interest14
30-day cost409
Annual cost4,975
Paytm Money
Your capital52,000
Broker funds48,000
Daily interest20
30-day cost591
Annual cost7,195
Pocketful
Your capital38,990
Broker funds61,010
Daily interest10
30-day cost300
Annual cost3,654
Anand Rathi
Your capital50,000
Broker funds50,000
Daily interest21
30-day cost616
Annual cost7,495
Share India
Your capital38,660
Broker funds61,340
Daily interest25
30-day cost756
Annual cost9,195

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in IFCI with MTF?

If you invest
10,000
Stock value you hold25,867
Share India funds15,867
Margin used38.66%
If you invest
50,000
Stock value you hold1,29,333
Share India funds79,333
Margin used38.66%
If you invest
1,00,000
Stock value you hold2,58,665
Share India funds1,58,665
Margin used38.66%

Frequently Asked Questions - IFCI MTF

What is the MTF margin for IFCI?

Zerodha: 41.62%, Groww: 41.78%, Dhan: 64.00%, Kotak Neo: 50.00%, Paytm Money: 52.00%, Pocketful: 38.99%, Anand Rathi: 50.00%, Share India: 38.66%. The lowest margin is 38.66% on Share India, meaning you only need to pay ₹3865.9999999999995 to buy ₹10,000 worth of Ifci Limited shares.

Which broker is cheapest for IFCI MTF?

For margin percentage, Share India offers the lowest at 38.66% (2.6x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on IFCI MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy IFCI on margin?

Yes, Ifci Limited (IFCI) is available for Margin Trading Facility (MTF) on Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold IFCI on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for IFCI?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for IFCI?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for IFCI MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Ifci Limited (IFCI) Margin Trading

Ifci Limited (IFCI) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 8 major Indian brokers: Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Share India. MTF allows you to buy IFCI shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Share India offers the best MTF margin of 38.66% for IFCI. This means you can buy ₹1,00,000 worth of Ifci Limited shares by paying just ₹38,660, with Share India funding the remaining ₹61,340.

MTF Interest Rates for IFCI - Broker Comparison

The cost of holding IFCI on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for IFCI MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding IFCI on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade IFCI directly through our Scalper Terminal.