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Karur Vysya Bank (KARURVYSYA) — MTF Margin Comparison

Exchange: NSE · Available on 4 brokers · Updated daily

Best MTF Rate: 26.71% on Groww(3.7x leverage)

MTF Margin Comparison — KARURVYSYA

Upstox
31.38%
Margin Required
Leverage3.2x
You Pay3,138
You Get₹10,000
Interest18.25% p.a.
Max Hold365 days
Zerodha
31.38%
Margin Required
Leverage3.2x
You Pay3,138
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
BEST
Groww
26.71%
Margin Required
Leverage3.7x
You Pay2,671
You Get₹10,000
Interest14.95% p.a.
Max HoldUnlimited
Dhan
31.7%
Margin Required
Leverage3.2x
You Pay3,170
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited

Karur Vysya Bank — Complete Broker Comparison

ParameterUpstoxZerodhaGrowwDhan
MTF Margin31.38%31.38%26.71%31.7%
Leverage3.2x3.2x3.7x3.2x
You Pay (per ₹1L)31,38031,38026,71031,700
Broker Funds (per ₹1L)68,62068,62073,29068,300
Interest Rate (p.a.)18.25%14.6%14.95%12.49%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹41 per lakh/day₹34.2 per lakh/day (up to ₹5L)
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or ₹20/order (whichever is lower)₹20 per order (flat)₹20 per order
Pledge Charges₹20 per stock (one-time)₹15 + GST per ISINAuto-pledged (included)₹30 + GST per ISIN
Max Holding Period365 daysUnlimited (maintain margins daily)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limitNo published limit₹1 crore (₹20L per stock)
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin falls below requirementAuto-liquidation if margin coverage < 20%

Groww offers the best margin of 26.71% for KARURVYSYA, while Dhan requires 31.7% — a difference of 5.0 percentage points.

KARURVYSYA MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital31,380
Broker funds68,620
Daily interest34
30-day cost1,029
Annual cost12,523
Zerodha
Your capital31,380
Broker funds68,620
Daily interest27
30-day cost823
Annual cost10,019
Groww
Your capital26,710
Broker funds73,290
Daily interest30
30-day cost901
Annual cost10,957
Dhan
Your capital31,700
Broker funds68,300
Daily interest23
30-day cost701
Annual cost8,531

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary — verify with your broker.

How Much Can You Invest in KARURVYSYA with MTF?

If you invest
10,000
Stock value you hold37,439
Groww funds27,439
Margin used26.71%
If you invest
50,000
Stock value you hold1,87,196
Groww funds1,37,196
Margin used26.71%
If you invest
1,00,000
Stock value you hold3,74,392
Groww funds2,74,392
Margin used26.71%

Frequently Asked Questions — KARURVYSYA MTF

What is the MTF margin for KARURVYSYA?

Upstox: 31.38%, Zerodha: 31.38%, Groww: 26.71%, Dhan: 31.7%. The lowest margin is 26.71% on Groww, meaning you only need to pay ₹2671 to buy ₹10,000 worth of Karur Vysya Bank shares.

Which broker is cheapest for KARURVYSYA MTF?

For margin percentage, Groww offers the lowest at 26.71% (3.7x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate — compare both before choosing.

What interest rate do brokers charge on KARURVYSYA MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy KARURVYSYA on margin?

Yes, Karur Vysya Bank (KARURVYSYA) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Groww, Dhan. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold KARURVYSYA on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for KARURVYSYA?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade — you pay once regardless of quantity.

What happens if margin falls below minimum for KARURVYSYA?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for KARURVYSYA MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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About Karur Vysya Bank (KARURVYSYA) Margin Trading

Karur Vysya Bank (KARURVYSYA) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 4 major Indian brokers: Upstox, Zerodha, Groww, Dhan. MTF allows you to buy KARURVYSYA shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Groww offers the best MTF margin of 26.71% for KARURVYSYA. This means you can buy ₹1,00,000 worth of Karur Vysya Bank shares by paying just ₹26,710, with Groww funding the remaining ₹73,290.

MTF Interest Rates for KARURVYSYA — Broker Comparison

The cost of holding KARURVYSYA on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for KARURVYSYA MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding KARURVYSYA on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism — your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 1837+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade KARURVYSYA directly through our Scalper Terminal.