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Motilal Oswal Fin (MOTILALOFS) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 28.27% on Dhan(3.5x leverage)

Fundamentals Snapshot

Large Cap
CMP
₹968
PE
31.3
ROE
15.5%
ROCE
12.7%
Div Yield
0.62%
P/B
4.52
Mkt Cap
₹58,309 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - MOTILALOFS

Upstox
35.31%
Margin Required
Leverage2.8x
You Pay3,531
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
30.10%
Margin Required
Leverage3.3x
You Pay3,010
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
BEST
Dhan
28.27%
Margin Required
Leverage3.5x
You Pay2,827
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
30.03%
Margin Required
Leverage3.3x
You Pay3,003
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
29.00%
Margin Required
Leverage3.4x
You Pay2,900
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
36.07%
Margin Required
Leverage2.8x
You Pay3,607
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
35.27%
Margin Required
Leverage2.8x
You Pay3,527
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
37.00%
Margin Required
Leverage2.7x
You Pay3,700
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
35.51%
Margin Required
Leverage2.8x
You Pay3,551
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Motilal Oswal Fin - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin35.31%30.10%28.27%30.03%29.00%36.07%35.27%37.00%35.51%
Leverage2.8x3.3x3.5x3.3x3.4x2.8x2.8x2.7x2.8x
You Pay (per ₹1L)35,31030,10028,27030,03029,00036,07035,27037,00035,510
Broker Funds (per ₹1L)64,69069,90071,73069,97071,00063,93064,73063,00064,490
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Dhan offers the best margin of 28.27% for MOTILALOFS, while Bajaj Broking requires 37.00% - a difference of 8.73 percentage points. This means you save ₹8,730 per ₹1 lakh invested by choosing Dhan.

MOTILALOFS MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital35,310
Broker funds64,690
Daily interest32
30-day cost970
Annual cost11,806
Zerodha
Your capital30,100
Broker funds69,900
Daily interest28
30-day cost839
Annual cost10,205
Dhan
Your capital28,270
Broker funds71,730
Daily interest25
30-day cost736
Annual cost8,959
Kotak Neo
Your capital30,030
Broker funds69,970
Daily interest19
30-day cost572
Annual cost6,962
Paytm Money
Your capital29,000
Broker funds71,000
Daily interest29
30-day cost875
Annual cost10,643
Pocketful
Your capital36,070
Broker funds63,930
Daily interest10
30-day cost315
Annual cost3,829
Anand Rathi
Your capital35,270
Broker funds64,730
Daily interest27
30-day cost798
Annual cost9,703
Bajaj Broking
Your capital37,000
Broker funds63,000
Daily interest31
30-day cost932
Annual cost11,340
Share India
Your capital35,510
Broker funds64,490
Daily interest26
30-day cost795
Annual cost9,667

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in MOTILALOFS with MTF?

If you invest
10,000
Stock value you hold35,373
Dhan funds25,373
Margin used28.27%
If you invest
50,000
Stock value you hold1,76,866
Dhan funds1,26,866
Margin used28.27%
If you invest
1,00,000
Stock value you hold3,53,732
Dhan funds2,53,732
Margin used28.27%

Frequently Asked Questions - MOTILALOFS MTF

What is the MTF margin for MOTILALOFS?

Upstox: 35.31%, Zerodha: 30.10%, Dhan: 28.27%, Kotak Neo: 30.03%, Paytm Money: 29.00%, Pocketful: 36.07%, Anand Rathi: 35.27%, Bajaj Broking: 37.00%, Share India: 35.51%. The lowest margin is 28.27% on Dhan, meaning you only need to pay ₹2826.9999999999995 to buy ₹10,000 worth of Motilal Oswal Fin shares.

Which broker is cheapest for MOTILALOFS MTF?

For margin percentage, Dhan offers the lowest at 28.27% (3.5x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on MOTILALOFS MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy MOTILALOFS on margin?

Yes, Motilal Oswal Fin (MOTILALOFS) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold MOTILALOFS on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for MOTILALOFS?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for MOTILALOFS?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for MOTILALOFS MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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About Motilal Oswal Fin (MOTILALOFS) Margin Trading

Motilal Oswal Fin (MOTILALOFS) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy MOTILALOFS shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Dhan offers the best MTF margin of 28.27% for MOTILALOFS. This means you can buy ₹1,00,000 worth of Motilal Oswal Fin shares by paying just ₹28,270, with Dhan funding the remaining ₹71,730.

MTF Interest Rates for MOTILALOFS - Broker Comparison

The cost of holding MOTILALOFS on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for MOTILALOFS MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding MOTILALOFS on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade MOTILALOFS directly through our Scalper Terminal.