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Motilal Oswal Fin (MOTILALOFS) — MTF Margin Comparison

Exchange: NSE · Available on 4 brokers · Updated daily

Best MTF Rate: 30.65% on Groww(3.3x leverage)

MTF Margin Comparison — MOTILALOFS

Upstox
36.01%
Margin Required
Leverage2.8x
You Pay₹3,601
You Get₹10,000
Interest18.25% p.a.
Max Hold365 days
Zerodha
30.7%
Margin Required
Leverage3.3x
You Pay₹3,070
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
BEST
Groww
30.65%
Margin Required
Leverage3.3x
You Pay₹3,065
You Get₹10,000
Interest14.95% p.a.
Max HoldUnlimited
Dhan
35%
Margin Required
Leverage2.9x
You Pay₹3,500
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited

Motilal Oswal Fin — Complete Broker Comparison

ParameterUpstoxZerodhaGrowwDhan
MTF Margin36.01%30.7%30.65%35%
Leverage2.8x3.3x3.3x2.9x
You Pay (per ₹1L)₹36,010₹30,700₹30,650₹35,000
Broker Funds (per ₹1L)₹63,990₹69,300₹69,350₹65,000
Interest Rate (p.a.)18.25%14.6%14.95%12.49%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹41 per lakh/day₹34.2 per lakh/day (up to ₹5L)
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or ₹20/order (whichever is lower)₹20 per order (flat)₹20 per order
Pledge Charges₹20 per stock (one-time)₹15 + GST per ISINAuto-pledged (included)₹30 + GST per ISIN
Max Holding Period365 daysUnlimited (maintain margins daily)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limitNo published limit₹1 crore (₹20L per stock)
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin falls below requirementAuto-liquidation if margin coverage < 20%

Groww offers the best margin of 30.65% for MOTILALOFS, while Upstox requires 36.01% — a difference of 5.4 percentage points. This means you save ₹5,360 per ₹1 lakh invested by choosing Groww.

MOTILALOFS MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital₹36,010
Broker funds₹63,990
Daily interest₹32
30-day cost₹960
Annual cost₹11,678
Zerodha
Your capital₹30,700
Broker funds₹69,300
Daily interest₹28
30-day cost₹832
Annual cost₹10,118
Groww
Your capital₹30,650
Broker funds₹69,350
Daily interest₹28
30-day cost₹852
Annual cost₹10,368
Dhan
Your capital₹35,000
Broker funds₹65,000
Daily interest₹22
30-day cost₹667
Annual cost₹8,119

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary — verify with your broker.

How Much Can You Invest in MOTILALOFS with MTF?

If you invest
₹10,000
Stock value you hold₹32,626
Groww funds₹22,626
Margin used30.65%
If you invest
₹50,000
Stock value you hold₹1,63,132
Groww funds₹1,13,132
Margin used30.65%
If you invest
₹1,00,000
Stock value you hold₹3,26,264
Groww funds₹2,26,264
Margin used30.65%

Frequently Asked Questions — MOTILALOFS MTF

What is the MTF margin for MOTILALOFS?

Upstox: 36.01%, Zerodha: 30.7%, Groww: 30.65%, Dhan: 35%. The lowest margin is 30.65% on Groww, meaning you only need to pay ₹3065 to buy ₹10,000 worth of Motilal Oswal Fin shares.

Which broker is cheapest for MOTILALOFS MTF?

For margin percentage, Groww offers the lowest at 30.65% (3.3x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate — compare both before choosing.

What interest rate do brokers charge on MOTILALOFS MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy MOTILALOFS on margin?

Yes, Motilal Oswal Fin (MOTILALOFS) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Groww, Dhan. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold MOTILALOFS on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for MOTILALOFS?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade — you pay once regardless of quantity.

What happens if margin falls below minimum for MOTILALOFS?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for MOTILALOFS MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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About Motilal Oswal Fin (MOTILALOFS) Margin Trading

Motilal Oswal Fin (MOTILALOFS) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 4 major Indian brokers: Upstox, Zerodha, Groww, Dhan. MTF allows you to buy MOTILALOFS shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Groww offers the best MTF margin of 30.65% for MOTILALOFS. This means you can buy ₹1,00,000 worth of Motilal Oswal Fin shares by paying just ₹30,650, with Groww funding the remaining ₹69,350.

MTF Interest Rates for MOTILALOFS — Broker Comparison

The cost of holding MOTILALOFS on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for MOTILALOFS MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding MOTILALOFS on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism — your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 1837+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade MOTILALOFS directly through our Scalper Terminal.