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AYE FINANCE LIMITED (AYE) - MTF Margin Comparison

Exchange: NSE · Available on 7 brokers · Updated daily

Best MTF Rate: 30.94% on Pocketful(3.2x leverage)

MTF Margin Comparison - AYE

Upstox
35.00%
Margin Required
Leverage2.9x
You Pay3,500
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
34.96%
Margin Required
Leverage2.9x
You Pay3,496
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
40.00%
Margin Required
Leverage2.5x
You Pay4,000
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
100.00%
Margin Required
Leverage1.0x
You Pay10,000
You Get₹10,000
Interest9.69% p.a.
Max HoldNo Time Limit
Paytm Money
34.92%
Margin Required
Leverage2.9x
You Pay3,492
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
BEST
Pocketful
30.94%
Margin Required
Leverage3.2x
You Pay3,094
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Share India
32.79%
Margin Required
Leverage3.0x
You Pay3,279
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

AYE FINANCE LIMITED - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulShare India
MTF Margin35.00%34.96%40.00%100.00%34.92%30.94%32.79%
Leverage2.9x2.9x2.5x1.0x2.9x3.2x3.0x
You Pay (per ₹1L)35,00034,96040,0001,00,00034,92030,94032,790
Broker Funds (per ₹1L)65,00065,04060,000065,08069,06067,210
Interest Rate (p.a.)18.25%14.6%12.49%9.69%14.99%5.99%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/orderplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Pocketful offers the best margin of 30.94% for AYE, while Kotak Neo requires 100.00% - a difference of 69.06 percentage points. This means you save ₹69,060 per ₹1 lakh invested by choosing Pocketful.

AYE MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital35,000
Broker funds65,000
Daily interest33
30-day cost975
Annual cost11,863
Zerodha
Your capital34,960
Broker funds65,040
Daily interest26
30-day cost780
Annual cost9,496
Dhan
Your capital40,000
Broker funds60,000
Daily interest21
30-day cost616
Annual cost7,494
Kotak Neo
Your capital1,00,000
Broker funds0
Daily interest0
30-day cost0
Annual cost0
Paytm Money
Your capital34,920
Broker funds65,080
Daily interest27
30-day cost802
Annual cost9,755
Pocketful
Your capital30,940
Broker funds69,060
Daily interest11
30-day cost340
Annual cost4,137
Share India
Your capital32,790
Broker funds67,210
Daily interest28
30-day cost828
Annual cost10,075

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in AYE with MTF?

If you invest
10,000
Stock value you hold32,321
Pocketful funds22,321
Margin used30.94%
If you invest
50,000
Stock value you hold1,61,603
Pocketful funds1,11,603
Margin used30.94%
If you invest
1,00,000
Stock value you hold3,23,206
Pocketful funds2,23,206
Margin used30.94%

Frequently Asked Questions - AYE MTF

What is the MTF margin for AYE?

Upstox: 35.00%, Zerodha: 34.96%, Dhan: 40.00%, Kotak Neo: 100.00%, Paytm Money: 34.92%, Pocketful: 30.94%, Share India: 32.79%. The lowest margin is 30.94% on Pocketful, meaning you only need to pay ₹3094 to buy ₹10,000 worth of AYE FINANCE LIMITED shares.

Which broker is cheapest for AYE MTF?

For margin percentage, Pocketful offers the lowest at 30.94% (3.2x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on AYE MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy AYE on margin?

Yes, AYE FINANCE LIMITED (AYE) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold AYE on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for AYE?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for AYE?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for AYE MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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About AYE FINANCE LIMITED (AYE) Margin Trading

AYE FINANCE LIMITED (AYE) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 7 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Share India. MTF allows you to buy AYE shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Pocketful offers the best MTF margin of 30.94% for AYE. This means you can buy ₹1,00,000 worth of AYE FINANCE LIMITED shares by paying just ₹30,940, with Pocketful funding the remaining ₹69,060.

MTF Interest Rates for AYE - Broker Comparison

The cost of holding AYE on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for AYE MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding AYE on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade AYE directly through our Scalper Terminal.