CR

Creditaccess Grameen (CREDITACC) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 34.07% on Pocketful(2.9x leverage)

Fundamentals Snapshot

Mid Cap
CMP
₹1,557
PE
32.1
ROE
10.5%
ROCE
10.0%
P/B
3.18
Mkt Cap
₹24,983 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - CREDITACC

Upstox
34.92%
Margin Required
Leverage2.9x
You Pay3,492
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
34.92%
Margin Required
Leverage2.9x
You Pay3,492
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
34.92%
Margin Required
Leverage2.9x
You Pay3,492
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
34.97%
Margin Required
Leverage2.9x
You Pay3,497
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
34.92%
Margin Required
Leverage2.9x
You Pay3,492
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
BEST
Pocketful
34.07%
Margin Required
Leverage2.9x
You Pay3,407
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
34.92%
Margin Required
Leverage2.9x
You Pay3,492
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
37.00%
Margin Required
Leverage2.7x
You Pay3,700
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
35.01%
Margin Required
Leverage2.9x
You Pay3,501
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Creditaccess Grameen - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin34.92%34.92%34.92%34.97%34.92%34.07%34.92%37.00%35.01%
Leverage2.9x2.9x2.9x2.9x2.9x2.9x2.9x2.7x2.9x
You Pay (per ₹1L)34,92034,92034,92034,97034,92034,07034,92037,00035,010
Broker Funds (per ₹1L)65,08065,08065,08065,03065,08065,93065,08063,00064,990
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Pocketful offers the best margin of 34.07% for CREDITACC, while Bajaj Broking requires 37.00% - a difference of 2.93 percentage points.

CREDITACC MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital34,920
Broker funds65,080
Daily interest33
30-day cost976
Annual cost11,877
Zerodha
Your capital34,920
Broker funds65,080
Daily interest26
30-day cost781
Annual cost9,502
Dhan
Your capital34,920
Broker funds65,080
Daily interest22
30-day cost668
Annual cost8,128
Kotak Neo
Your capital34,970
Broker funds65,030
Daily interest18
30-day cost532
Annual cost6,470
Paytm Money
Your capital34,920
Broker funds65,080
Daily interest27
30-day cost802
Annual cost9,755
Pocketful
Your capital34,070
Broker funds65,930
Daily interest11
30-day cost325
Annual cost3,949
Anand Rathi
Your capital34,920
Broker funds65,080
Daily interest27
30-day cost802
Annual cost9,755
Bajaj Broking
Your capital37,000
Broker funds63,000
Daily interest31
30-day cost932
Annual cost11,340
Share India
Your capital35,010
Broker funds64,990
Daily interest27
30-day cost801
Annual cost9,742

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in CREDITACC with MTF?

If you invest
10,000
Stock value you hold29,351
Pocketful funds19,351
Margin used34.07%
If you invest
50,000
Stock value you hold1,46,757
Pocketful funds96,757
Margin used34.07%
If you invest
1,00,000
Stock value you hold2,93,513
Pocketful funds1,93,513
Margin used34.07%

Frequently Asked Questions - CREDITACC MTF

What is the MTF margin for CREDITACC?

Upstox: 34.92%, Zerodha: 34.92%, Dhan: 34.92%, Kotak Neo: 34.97%, Paytm Money: 34.92%, Pocketful: 34.07%, Anand Rathi: 34.92%, Bajaj Broking: 37.00%, Share India: 35.01%. The lowest margin is 34.07% on Pocketful, meaning you only need to pay ₹3407 to buy ₹10,000 worth of Creditaccess Grameen shares.

Which broker is cheapest for CREDITACC MTF?

For margin percentage, Pocketful offers the lowest at 34.07% (2.9x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on CREDITACC MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy CREDITACC on margin?

Yes, Creditaccess Grameen (CREDITACC) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold CREDITACC on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for CREDITACC?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for CREDITACC?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for CREDITACC MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Compare Other MTF Stocks

Compare All 2027+ MTF Stocks

Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Creditaccess Grameen (CREDITACC) Margin Trading

Creditaccess Grameen (CREDITACC) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy CREDITACC shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Pocketful offers the best MTF margin of 34.07% for CREDITACC. This means you can buy ₹1,00,000 worth of Creditaccess Grameen shares by paying just ₹34,070, with Pocketful funding the remaining ₹65,930.

MTF Interest Rates for CREDITACC - Broker Comparison

The cost of holding CREDITACC on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for CREDITACC MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding CREDITACC on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2027+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade CREDITACC directly through our Scalper Terminal.