ID

IDBI Bank (IDBI) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 36.46% on Share India(2.7x leverage)

Fundamentals Snapshot

Large Cap
CMP
₹83.8
PE
9.8
ROE
14.1%
ROCE
5.9%
Div Yield
2.50%
P/B
1.31
Mkt Cap
₹90,127 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - IDBI

Upstox
37.77%
Margin Required
Leverage2.6x
You Pay3,777
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
37.77%
Margin Required
Leverage2.6x
You Pay3,777
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
37.77%
Margin Required
Leverage2.6x
You Pay3,777
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
37.74%
Margin Required
Leverage2.6x
You Pay3,774
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
62.77%
Margin Required
Leverage1.6x
You Pay6,277
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
37.27%
Margin Required
Leverage2.7x
You Pay3,727
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
37.77%
Margin Required
Leverage2.6x
You Pay3,777
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
38.00%
Margin Required
Leverage2.6x
You Pay3,800
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
BEST
Share India
36.46%
Margin Required
Leverage2.7x
You Pay3,646
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

IDBI Bank - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin37.77%37.77%37.77%37.74%62.77%37.27%37.77%38.00%36.46%
Leverage2.6x2.6x2.6x2.6x1.6x2.7x2.6x2.6x2.7x
You Pay (per ₹1L)37,77037,77037,77037,74062,77037,27037,77038,00036,460
Broker Funds (per ₹1L)62,23062,23062,23062,26037,23062,73062,23062,00063,540
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Share India offers the best margin of 36.46% for IDBI, while Paytm Money requires 62.77% - a difference of 26.31 percentage points. This means you save ₹26,310 per ₹1 lakh invested by choosing Share India.

IDBI MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital37,770
Broker funds62,230
Daily interest31
30-day cost933
Annual cost11,357
Zerodha
Your capital37,770
Broker funds62,230
Daily interest25
30-day cost747
Annual cost9,086
Dhan
Your capital37,770
Broker funds62,230
Daily interest21
30-day cost639
Annual cost7,773
Kotak Neo
Your capital37,740
Broker funds62,260
Daily interest17
30-day cost509
Annual cost6,195
Paytm Money
Your capital62,770
Broker funds37,230
Daily interest15
30-day cost459
Annual cost5,581
Pocketful
Your capital37,270
Broker funds62,730
Daily interest10
30-day cost309
Annual cost3,758
Anand Rathi
Your capital37,770
Broker funds62,230
Daily interest26
30-day cost767
Annual cost9,328
Bajaj Broking
Your capital38,000
Broker funds62,000
Daily interest31
30-day cost917
Annual cost11,160
Share India
Your capital36,460
Broker funds63,540
Daily interest26
30-day cost783
Annual cost9,525

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in IDBI with MTF?

If you invest
10,000
Stock value you hold27,427
Share India funds17,427
Margin used36.46%
If you invest
50,000
Stock value you hold1,37,137
Share India funds87,137
Margin used36.46%
If you invest
1,00,000
Stock value you hold2,74,273
Share India funds1,74,273
Margin used36.46%

Frequently Asked Questions - IDBI MTF

What is the MTF margin for IDBI?

Upstox: 37.77%, Zerodha: 37.77%, Dhan: 37.77%, Kotak Neo: 37.74%, Paytm Money: 62.77%, Pocketful: 37.27%, Anand Rathi: 37.77%, Bajaj Broking: 38.00%, Share India: 36.46%. The lowest margin is 36.46% on Share India, meaning you only need to pay ₹3646 to buy ₹10,000 worth of IDBI Bank shares.

Which broker is cheapest for IDBI MTF?

For margin percentage, Share India offers the lowest at 36.46% (2.7x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on IDBI MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy IDBI on margin?

Yes, IDBI Bank (IDBI) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold IDBI on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for IDBI?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for IDBI?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for IDBI MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Compare Other MTF Stocks

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About IDBI Bank (IDBI) Margin Trading

IDBI Bank (IDBI) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy IDBI shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Share India offers the best MTF margin of 36.46% for IDBI. This means you can buy ₹1,00,000 worth of IDBI Bank shares by paying just ₹36,460, with Share India funding the remaining ₹63,540.

MTF Interest Rates for IDBI - Broker Comparison

The cost of holding IDBI on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for IDBI MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding IDBI on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2027+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade IDBI directly through our Scalper Terminal.