IN

IndusInd Bank (INDUSINDBK) - MTF Margin Comparison

Exchange: NSE · Available on 10 brokers · Updated daily

Best MTF Rate: 24.55% on Dhan(4.1x leverage)

Fundamentals Snapshot

BankingLarge Cap
CMP
₹974
PE
85.4
ROE
1.4%
ROCE
5.7%
Div Yield
0.15%
P/B
1.16
Mkt Cap
₹75,919 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - INDUSINDBK

Upstox
31.51%
Margin Required
Leverage3.2x
You Pay3,151
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
26.90%
Margin Required
Leverage3.7x
You Pay2,690
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
26.86%
Margin Required
Leverage3.7x
You Pay2,686
You Get₹10,000
Interest14.95% p.a.
Max HoldUnlimited
BEST
Dhan
24.55%
Margin Required
Leverage4.1x
You Pay2,455
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
30.03%
Margin Required
Leverage3.3x
You Pay3,003
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
27.51%
Margin Required
Leverage3.6x
You Pay2,751
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
32.18%
Margin Required
Leverage3.1x
You Pay3,218
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
31.55%
Margin Required
Leverage3.2x
You Pay3,155
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
30.00%
Margin Required
Leverage3.3x
You Pay3,000
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
31.80%
Margin Required
Leverage3.1x
You Pay3,180
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

IndusInd Bank - Complete Broker Comparison

ParameterUpstoxZerodhaGrowwDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin31.51%26.90%26.86%24.55%30.03%27.51%32.18%31.55%30.00%31.80%
Leverage3.2x3.7x3.7x4.1x3.3x3.6x3.1x3.2x3.3x3.1x
You Pay (per ₹1L)31,51026,90026,86024,55030,03027,51032,18031,55030,00031,800
Broker Funds (per ₹1L)68,49073,10073,14075,45069,97072,49067,82068,45070,00068,200
Interest Rate (p.a.)18.25%14.6%14.95%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹41 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order (flat)₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISINAuto-pledged (included)₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited (maintain margins)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limitNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin falls below requirementAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Dhan offers the best margin of 24.55% for INDUSINDBK, while Pocketful requires 32.18% - a difference of 7.63 percentage points. This means you save ₹7,630 per ₹1 lakh invested by choosing Dhan.

INDUSINDBK MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital31,510
Broker funds68,490
Daily interest34
30-day cost1,027
Annual cost12,499
Zerodha
Your capital26,900
Broker funds73,100
Daily interest29
30-day cost877
Annual cost10,673
Groww
Your capital26,860
Broker funds73,140
Daily interest30
30-day cost899
Annual cost10,934
Dhan
Your capital24,550
Broker funds75,450
Daily interest26
30-day cost775
Annual cost9,424
Kotak Neo
Your capital30,030
Broker funds69,970
Daily interest19
30-day cost572
Annual cost6,962
Paytm Money
Your capital27,510
Broker funds72,490
Daily interest30
30-day cost893
Annual cost10,866
Pocketful
Your capital32,180
Broker funds67,820
Daily interest11
30-day cost334
Annual cost4,062
Anand Rathi
Your capital31,550
Broker funds68,450
Daily interest28
30-day cost843
Annual cost10,261
Bajaj Broking
Your capital30,000
Broker funds70,000
Daily interest35
30-day cost1,036
Annual cost12,600
Share India
Your capital31,800
Broker funds68,200
Daily interest28
30-day cost840
Annual cost10,223

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in INDUSINDBK with MTF?

If you invest
10,000
Stock value you hold40,733
Dhan funds30,733
Margin used24.55%
If you invest
50,000
Stock value you hold2,03,666
Dhan funds1,53,666
Margin used24.55%
If you invest
1,00,000
Stock value you hold4,07,332
Dhan funds3,07,332
Margin used24.55%

Frequently Asked Questions - INDUSINDBK MTF

What is the MTF margin for INDUSINDBK?

Upstox: 31.51%, Zerodha: 26.90%, Groww: 26.86%, Dhan: 24.55%, Kotak Neo: 30.03%, Paytm Money: 27.51%, Pocketful: 32.18%, Anand Rathi: 31.55%, Bajaj Broking: 30.00%, Share India: 31.80%. The lowest margin is 24.55% on Dhan, meaning you only need to pay ₹2454.9999999999995 to buy ₹10,000 worth of IndusInd Bank shares.

Which broker is cheapest for INDUSINDBK MTF?

For margin percentage, Dhan offers the lowest at 24.55% (4.1x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on INDUSINDBK MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy INDUSINDBK on margin?

Yes, IndusInd Bank (INDUSINDBK) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold INDUSINDBK on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for INDUSINDBK?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for INDUSINDBK?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for INDUSINDBK MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Banking Sector Peers - MTF Margins

Compare All 2026+ MTF Stocks

Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About IndusInd Bank (INDUSINDBK) Margin Trading

IndusInd Bank (INDUSINDBK) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 10 major Indian brokers: Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy INDUSINDBK shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Dhan offers the best MTF margin of 24.55% for INDUSINDBK. This means you can buy ₹1,00,000 worth of IndusInd Bank shares by paying just ₹24,550, with Dhan funding the remaining ₹75,450.

MTF Interest Rates for INDUSINDBK - Broker Comparison

The cost of holding INDUSINDBK on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for INDUSINDBK MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding INDUSINDBK on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade INDUSINDBK directly through our Scalper Terminal.