HDFCLIFE vs ICICIPRULI: Which Is Better on the Numbers?
HDFC Life Insurance Company Ltd (HDFCLIFE) trades at ₹575 on a P/E of 64.9, while ICICI Prudential Life Insurance Company Ltd (ICICIPRULI) trades at ₹477 on a P/E of 43.6. On valuation, ICICI Prudential Life Insurance Company Ltd is cheaper on earnings (P/E 43.6 vs 64.9). This is a data comparison, not a recommendation.
HDFCLIFE vs ICICIPRULI — full comparison
| Metric | HDFCLIFE | ICICIPRULI |
|---|---|---|
| Share price | ₹575.3 | ₹477.1 |
| P/E ratio (lower = cheaper) | 64.90 | 43.60 |
| ROE (higher = better) | 11.30% | 12.60% |
| ROCE (higher = better) | 10.30% | 10.10% |
| Dividend yield | 0.37% | 0.34% |
| Annualised return (history) | +2.1% | -6.6% |
| Volatility (lower = steadier) | 23% | 24% |
| 1-year forecast (Monte Carlo median) | ₹575.8 | ₹433.77 |
| Cheapest MTF margin | 22% (Dhan) | 23% (Dhan) |
How HDFCLIFE and ICICIPRULI compare
- On valuation, ICICI Prudential Life Insurance Company Ltd is cheaper on earnings (P/E 43.6 vs 64.9).
- On profitability, ICICI Prudential Life Insurance Company Ltd earns a higher return on equity (ROE 12.6% vs 11.3%).
- For income, HDFC Life Insurance Company Ltd pays a higher dividend yield (0.37% vs 0.34%).
- On recent momentum, HDFC Life Insurance Company Ltd has the stronger annualised return (+2.1% vs -6.6%).
- On risk, HDFC Life Insurance Company Ltd has been less volatile (annualised volatility 23% vs 24%).
- For margin trading, HDFC Life Insurance Company Ltd has the lower MTF margin requirement (22% via Dhan).
Not investment advice. This page compares publicly available metrics and a statistical forecast for information only. The 1-year forecast is a Monte Carlo projection from historical volatility, not a prediction. Do your own research or consult a SEBI-registered adviser before investing.
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