JS

JANA SMALL FIN BANK LTD (JSFB) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 34.38% on Dhan(2.9x leverage)

MTF Margin Comparison - JSFB

Upstox
35.00%
Margin Required
Leverage2.9x
You Pay3,500
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
34.38%
Margin Required
Leverage2.9x
You Pay3,438
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
BEST
Dhan
34.38%
Margin Required
Leverage2.9x
You Pay3,438
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
34.97%
Margin Required
Leverage2.9x
You Pay3,497
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
34.38%
Margin Required
Leverage2.9x
You Pay3,438
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
34.72%
Margin Required
Leverage2.9x
You Pay3,472
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
34.38%
Margin Required
Leverage2.9x
You Pay3,438
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
40.00%
Margin Required
Leverage2.5x
You Pay4,000
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
34.94%
Margin Required
Leverage2.9x
You Pay3,494
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

JANA SMALL FIN BANK LTD - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin35.00%34.38%34.38%34.97%34.38%34.72%34.38%40.00%34.94%
Leverage2.9x2.9x2.9x2.9x2.9x2.9x2.9x2.5x2.9x
You Pay (per ₹1L)35,00034,38034,38034,97034,38034,72034,38040,00034,940
Broker Funds (per ₹1L)65,00065,62065,62065,03065,62065,28065,62060,00065,060
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Dhan offers the best margin of 34.38% for JSFB, while Bajaj Broking requires 40.00% - a difference of 5.62 percentage points. This means you save ₹5,620 per ₹1 lakh invested by choosing Dhan.

JSFB MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital35,000
Broker funds65,000
Daily interest33
30-day cost975
Annual cost11,863
Zerodha
Your capital34,380
Broker funds65,620
Daily interest26
30-day cost787
Annual cost9,581
Dhan
Your capital34,380
Broker funds65,620
Daily interest22
30-day cost674
Annual cost8,196
Kotak Neo
Your capital34,970
Broker funds65,030
Daily interest18
30-day cost532
Annual cost6,470
Paytm Money
Your capital34,380
Broker funds65,620
Daily interest27
30-day cost808
Annual cost9,836
Pocketful
Your capital34,720
Broker funds65,280
Daily interest11
30-day cost321
Annual cost3,910
Anand Rathi
Your capital34,380
Broker funds65,620
Daily interest27
30-day cost808
Annual cost9,836
Bajaj Broking
Your capital40,000
Broker funds60,000
Daily interest30
30-day cost888
Annual cost10,800
Share India
Your capital34,940
Broker funds65,060
Daily interest27
30-day cost802
Annual cost9,752

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in JSFB with MTF?

If you invest
10,000
Stock value you hold29,087
Dhan funds19,087
Margin used34.38%
If you invest
50,000
Stock value you hold1,45,433
Dhan funds95,433
Margin used34.38%
If you invest
1,00,000
Stock value you hold2,90,867
Dhan funds1,90,867
Margin used34.38%

Frequently Asked Questions - JSFB MTF

What is the MTF margin for JSFB?

Upstox: 35.00%, Zerodha: 34.38%, Dhan: 34.38%, Kotak Neo: 34.97%, Paytm Money: 34.38%, Pocketful: 34.72%, Anand Rathi: 34.38%, Bajaj Broking: 40.00%, Share India: 34.94%. The lowest margin is 34.38% on Dhan, meaning you only need to pay ₹3437.9999999999995 to buy ₹10,000 worth of JANA SMALL FIN BANK LTD shares.

Which broker is cheapest for JSFB MTF?

For margin percentage, Dhan offers the lowest at 34.38% (2.9x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on JSFB MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy JSFB on margin?

Yes, JANA SMALL FIN BANK LTD (JSFB) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold JSFB on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for JSFB?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for JSFB?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for JSFB MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Compare Other MTF Stocks

Compare All 2027+ MTF Stocks

Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About JANA SMALL FIN BANK LTD (JSFB) Margin Trading

JANA SMALL FIN BANK LTD (JSFB) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy JSFB shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Dhan offers the best MTF margin of 34.38% for JSFB. This means you can buy ₹1,00,000 worth of JANA SMALL FIN BANK LTD shares by paying just ₹34,380, with Dhan funding the remaining ₹65,620.

MTF Interest Rates for JSFB - Broker Comparison

The cost of holding JSFB on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for JSFB MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding JSFB on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2027+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade JSFB directly through our Scalper Terminal.