KF

KFin Technologies (KFINTECH) — MTF Margin Comparison

Exchange: NSE · Available on 3 brokers · Updated daily

Best MTF Rate: 27.25% on Dhan(3.7x leverage)

MTF Margin Comparison — KFINTECH

Upstox
34.3%
Margin Required
Leverage2.9x
You Pay3,430
You Get₹10,000
Interest18.25% p.a.
Max Hold365 days
Zerodha
29.2%
Margin Required
Leverage3.4x
You Pay2,920
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
Not Available
BEST
Dhan
27.25%
Margin Required
Leverage3.7x
You Pay2,725
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited

KFin Technologies — Complete Broker Comparison

ParameterUpstoxZerodhaDhan
MTF Margin34.3%29.2%27.25%
Leverage2.9x3.4x3.7x
You Pay (per ₹1L)34,30029,20027,250
Broker Funds (per ₹1L)65,70070,80072,750
Interest Rate (p.a.)18.25%14.6%12.49%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or ₹20/order (whichever is lower)₹20 per order
Pledge Charges₹20 per stock (one-time)₹15 + GST per ISIN₹30 + GST per ISIN
Max Holding Period365 daysUnlimited (maintain margins daily)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%

Dhan offers the best margin of 27.25% for KFINTECH, while Upstox requires 34.3% — a difference of 7.0 percentage points. This means you save ₹7,050 per ₹1 lakh invested by choosing Dhan.

KFINTECH MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital34,300
Broker funds65,700
Daily interest33
30-day cost986
Annual cost11,990
Zerodha
Your capital29,200
Broker funds70,800
Daily interest28
30-day cost850
Annual cost10,337
Dhan
Your capital27,250
Broker funds72,750
Daily interest25
30-day cost747
Annual cost9,086

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary — verify with your broker.

How Much Can You Invest in KFINTECH with MTF?

If you invest
10,000
Stock value you hold36,697
Dhan funds26,697
Margin used27.25%
If you invest
50,000
Stock value you hold1,83,486
Dhan funds1,33,486
Margin used27.25%
If you invest
1,00,000
Stock value you hold3,66,972
Dhan funds2,66,972
Margin used27.25%

Frequently Asked Questions — KFINTECH MTF

What is the MTF margin for KFINTECH?

Upstox: 34.3%, Zerodha: 29.2%, Dhan: 27.25%. The lowest margin is 27.25% on Dhan, meaning you only need to pay ₹2725 to buy ₹10,000 worth of KFin Technologies shares.

Which broker is cheapest for KFINTECH MTF?

For margin percentage, Dhan offers the lowest at 27.25% (3.7x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate — compare both before choosing.

What interest rate do brokers charge on KFINTECH MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy KFINTECH on margin?

Yes, KFin Technologies (KFINTECH) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold KFINTECH on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for KFINTECH?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade — you pay once regardless of quantity.

What happens if margin falls below minimum for KFINTECH?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for KFINTECH MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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About KFin Technologies (KFINTECH) Margin Trading

KFin Technologies (KFINTECH) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 3 major Indian brokers: Upstox, Zerodha, Dhan. MTF allows you to buy KFINTECH shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Dhan offers the best MTF margin of 27.25% for KFINTECH. This means you can buy ₹1,00,000 worth of KFin Technologies shares by paying just ₹27,250, with Dhan funding the remaining ₹72,750.

MTF Interest Rates for KFINTECH — Broker Comparison

The cost of holding KFINTECH on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for KFINTECH MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding KFINTECH on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism — your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 1837+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade KFINTECH directly through our Scalper Terminal.