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NIVA BUPA HEALTH INS CO L (NIVABUPA) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 28.79% on Zerodha(3.5x leverage)

MTF Margin Comparison - NIVABUPA

Upstox
28.82%
Margin Required
Leverage3.5x
You Pay2,882
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
BEST
Zerodha
28.79%
Margin Required
Leverage3.5x
You Pay2,879
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
28.79%
Margin Required
Leverage3.5x
You Pay2,879
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
30.03%
Margin Required
Leverage3.3x
You Pay3,003
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
28.82%
Margin Required
Leverage3.5x
You Pay2,882
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
29.36%
Margin Required
Leverage3.4x
You Pay2,936
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
28.79%
Margin Required
Leverage3.5x
You Pay2,879
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
32.00%
Margin Required
Leverage3.1x
You Pay3,200
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
29.17%
Margin Required
Leverage3.4x
You Pay2,917
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

NIVA BUPA HEALTH INS CO L - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin28.82%28.79%28.79%30.03%28.82%29.36%28.79%32.00%29.17%
Leverage3.5x3.5x3.5x3.3x3.5x3.4x3.5x3.1x3.4x
You Pay (per ₹1L)28,82028,79028,79030,03028,82029,36028,79032,00029,170
Broker Funds (per ₹1L)71,18071,21071,21069,97071,18070,64071,21068,00070,830
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Zerodha offers the best margin of 28.79% for NIVABUPA, while Bajaj Broking requires 32.00% - a difference of 3.21 percentage points.

NIVABUPA MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital28,820
Broker funds71,180
Daily interest36
30-day cost1,068
Annual cost12,990
Zerodha
Your capital28,790
Broker funds71,210
Daily interest28
30-day cost855
Annual cost10,397
Dhan
Your capital28,790
Broker funds71,210
Daily interest24
30-day cost731
Annual cost8,894
Kotak Neo
Your capital30,030
Broker funds69,970
Daily interest19
30-day cost572
Annual cost6,962
Paytm Money
Your capital28,820
Broker funds71,180
Daily interest29
30-day cost877
Annual cost10,670
Pocketful
Your capital29,360
Broker funds70,640
Daily interest12
30-day cost348
Annual cost4,231
Anand Rathi
Your capital28,790
Broker funds71,210
Daily interest29
30-day cost877
Annual cost10,674
Bajaj Broking
Your capital32,000
Broker funds68,000
Daily interest34
30-day cost1,006
Annual cost12,240
Share India
Your capital29,170
Broker funds70,830
Daily interest29
30-day cost873
Annual cost10,617

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in NIVABUPA with MTF?

If you invest
10,000
Stock value you hold34,734
Zerodha funds24,734
Margin used28.79%
If you invest
50,000
Stock value you hold1,73,671
Zerodha funds1,23,671
Margin used28.79%
If you invest
1,00,000
Stock value you hold3,47,343
Zerodha funds2,47,343
Margin used28.79%

Frequently Asked Questions - NIVABUPA MTF

What is the MTF margin for NIVABUPA?

Upstox: 28.82%, Zerodha: 28.79%, Dhan: 28.79%, Kotak Neo: 30.03%, Paytm Money: 28.82%, Pocketful: 29.36%, Anand Rathi: 28.79%, Bajaj Broking: 32.00%, Share India: 29.17%. The lowest margin is 28.79% on Zerodha, meaning you only need to pay ₹2879 to buy ₹10,000 worth of NIVA BUPA HEALTH INS CO L shares.

Which broker is cheapest for NIVABUPA MTF?

For margin percentage, Zerodha offers the lowest at 28.79% (3.5x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on NIVABUPA MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy NIVABUPA on margin?

Yes, NIVA BUPA HEALTH INS CO L (NIVABUPA) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold NIVABUPA on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for NIVABUPA?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for NIVABUPA?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for NIVABUPA MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About NIVA BUPA HEALTH INS CO L (NIVABUPA) Margin Trading

NIVA BUPA HEALTH INS CO L (NIVABUPA) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy NIVABUPA shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Zerodha offers the best MTF margin of 28.79% for NIVABUPA. This means you can buy ₹1,00,000 worth of NIVA BUPA HEALTH INS CO L shares by paying just ₹28,790, with Zerodha funding the remaining ₹71,210.

MTF Interest Rates for NIVABUPA - Broker Comparison

The cost of holding NIVABUPA on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for NIVABUPA MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding NIVABUPA on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade NIVABUPA directly through our Scalper Terminal.