Groww MTF: 14.95% p.a. interest, 1,552 eligible stocks
Groww charges 0.041%/day (14.95% p.a.) on the funded portion of an MTF position, accrued daily. Their list currently carries 1,552 stocks, with margin requirements starting at 20% (median 33.3%).
Stock list last read 16 Aug, 09:00 IST from Groww’s published data.
Groww MTF rate card
| Interest rate | 0.041%/day (14.95% p.a.) |
| Daily cost | ₹41 per lakh/day |
| Brokerage | ₹20 per order (flat) |
| Pledge charges | Auto-pledged (included) |
| Max holding period | Unlimited (maintain margins) |
| Max leverage | Up to 4x |
| Square-off rule | Auto-liquidation if margin falls below requirement |
From Groww’s published schedule, last verified 2026-03-24. Rates change; confirm on Groww’s site before trading.
What the interest actually costs
Simple interest at 14.95% p.a. on the funded amount, before GST where applicable. For contrast, the lowest verified rate we track is Dhan at 12.49% p.a.
| Holding period | ₹1 lakh funded | ₹5 lakh funded | vs Dhan (₹5L) |
|---|---|---|---|
| 30 days | ₹1,229 | ₹6,144 | ₹1,011 more |
| 90 days | ₹3,686 | ₹18,432 | ₹3,033 more |
| 180 days | ₹7,373 | ₹36,863 | ₹6,066 more |
Lowest-margin stocks on Groww’s MTF list
The ten stocks where Groww asks the least upfront. A 20% margin means ₹20,000 buys ₹1,00,000 of exposure.
| Stock | Margin required | Effective leverage |
|---|---|---|
| ABSLNN50ET | 20% | 5.0x |
| ALPHA | 20% | 5.0x |
| ALPHAETF | 20% | 5.0x |
| ALPL30IETF | 20% | 5.0x |
| AONENIFTY | 20% | 5.0x |
| AONETMMQ50 | 20% | 5.0x |
| AONETOTAL | 20% | 5.0x |
| BSE500IETF | 20% | 5.0x |
| BSLNIFTY | 20% | 5.0x |
| BSLSENETFG | 20% | 5.0x |
Margins are Groww’s own published per-stock requirements, refreshed daily. Full list with every broker side by side: MTF comparison table.
How Groww compares
| Broker | MTF interest (p.a.) | Stocks on list |
|---|---|---|
| Dhan | 12.49% | 1,615 |
| Zerodha | 14.6% | 1,490 |
| Groww | 14.95% | 1,552 |
| Angel One | 14.99% | not tracked |
| Upstox | 18.25% | 1,428 |
| Kotak Neo | not verified | 1,671 |
| Paytm Money | not verified | 1,467 |
| Pocketful | not verified | 1,413 |
| Fyers | not verified | 746 |
| Anand Rathi | not verified | 1,557 |
| Bajaj Broking | not verified | 944 |
| Share India | not verified | 1,650 |
“Not verified” means we have not checked that broker’s headline rate against their schedule and will not guess it. “Stocks on list” is measured from each broker’s own published MTF list.
How Groww’s list has moved
We started recording Groww’s daily list size and margin profile on 15 August 2026; the day-by-day table appears here as the record accrues. Brokers publish only today’s list, so this running history exists only on this page.
Frequently asked questions
What is the MTF interest rate in Groww?
Groww charges 0.041%/day (14.95% p.a.), which works out to about ₹41 per lakh/day. On a ₹1 lakh funded amount held 30 days that is roughly ₹1,229 in interest, before GST where applicable. Rate as published on Groww's schedule, last verified 2026-03-24.
What are Groww's MTF charges per day?
₹41 per lakh/day. Interest accrues daily on the funded portion of the position and is charged as long as the position is held. Brokerage of ₹20 per order (flat) applies on the trades themselves, and pledge charges are Auto-pledged (included).
How long can I hold MTF shares with Groww?
Unlimited (maintain margins). Auto-liquidation if margin falls below requirement.
How many stocks are on the Groww MTF list?
1,552 stocks as of our latest daily read of Groww's published list. The lowest margin requirement on the list is 20% and the median is 33.3%, meaning at best you pay 20% of the position value upfront.
Is GST charged on MTF interest?
It depends on the broker: some levy 18% GST on the interest component, others absorb it. The interest figures on this page are before GST. Check the contract note of an actual MTF position for the definitive treatment at your broker.
Keep going
- Live MTF comparison - every broker’s margin on every stock, side by side
- Brokerage calculator - the full cost of the trades themselves
- Broker charges compared - delivery, intraday, F&O and AMC in one table
Educational comparison of published broker schedules, not investment advice. MTF is leverage: interest accrues daily whether the position works or not.