MTFTerminalFII/DIIMarketsFunds
5P

5PAISA (5PAISA) — MTF Margin Comparison

Exchange: NSE · Available on 2 brokers · Updated daily

Best MTF Rate: 34.08% on Zerodha(2.9x leverage)

MTF Margin Comparison — 5PAISA

Upstox
Not Available
BEST
Zerodha
34.08%
Margin Required
Leverage2.9x
You Pay₹3,408
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
Not Available
Dhan
50%
Margin Required
Leverage2.0x
You Pay₹5,000
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited

5PAISA — Complete Broker Comparison

ParameterZerodhaDhan
MTF Margin34.08%50%
Leverage2.9x2.0x
You Pay (per ₹1L)₹34,080₹50,000
Broker Funds (per ₹1L)₹65,920₹50,000
Interest Rate (p.a.)14.6%12.49%
Daily Interest Cost₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)
Brokerage0.3% or ₹20/order (whichever is lower)₹20 per order
Pledge Charges₹15 + GST per ISIN₹30 + GST per ISIN
Max Holding PeriodUnlimited (maintain margins daily)Unlimited (maintain margins)
Max Borrowing LimitNo published limit₹1 crore (₹20L per stock)
Auto Square-OffAuto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%

Zerodha offers the best margin of 34.08% for 5PAISA, while Dhan requires 50% — a difference of 15.9 percentage points. This means you save ₹15,920 per ₹1 lakh invested by choosing Zerodha.

5PAISA MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Zerodha
Your capital₹34,080
Broker funds₹65,920
Daily interest₹26
30-day cost₹791
Annual cost₹9,624
Dhan
Your capital₹50,000
Broker funds₹50,000
Daily interest₹17
30-day cost₹513
Annual cost₹6,245

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary — verify with your broker.

How Much Can You Invest in 5PAISA with MTF?

If you invest
₹10,000
Stock value you hold₹29,343
Zerodha funds₹19,343
Margin used34.08%
If you invest
₹50,000
Stock value you hold₹1,46,714
Zerodha funds₹96,714
Margin used34.08%
If you invest
₹1,00,000
Stock value you hold₹2,93,427
Zerodha funds₹1,93,427
Margin used34.08%

Frequently Asked Questions — 5PAISA MTF

What is the MTF margin for 5PAISA?

Zerodha: 34.08%, Dhan: 50%. The lowest margin is 34.08% on Zerodha, meaning you only need to pay ₹3408 to buy ₹10,000 worth of 5PAISA shares.

Which broker is cheapest for 5PAISA MTF?

For margin percentage, Zerodha offers the lowest at 34.08% (2.9x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate — compare both before choosing.

What interest rate do brokers charge on 5PAISA MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy 5PAISA on margin?

Yes, 5PAISA (5PAISA) is available for Margin Trading Facility (MTF) on Zerodha, Dhan. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold 5PAISA on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for 5PAISA?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade — you pay once regardless of quantity.

What happens if margin falls below minimum for 5PAISA?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for 5PAISA MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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About 5PAISA (5PAISA) Margin Trading

5PAISA (5PAISA) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 2 major Indian brokers: Zerodha, Dhan. MTF allows you to buy 5PAISA shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Zerodha offers the best MTF margin of 34.08% for 5PAISA. This means you can buy ₹1,00,000 worth of 5PAISA shares by paying just ₹34,080, with Zerodha funding the remaining ₹65,920.

MTF Interest Rates for 5PAISA — Broker Comparison

The cost of holding 5PAISA on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for 5PAISA MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding 5PAISA on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism — your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 1837+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade 5PAISA directly through our Scalper Terminal.