5PAISA
5PAISA CAPITAL LIMITED
Each stock's 10,000-path forecast, rendered as light.
5PAISA CAPITAL LIMITED (5PAISA) Stock Analysis & Case Study
Is 5PAISA a good buy? The data-driven verdict.
5PAISA CAPITAL LIMITED (5PAISA) trades at ₹368,on the numbers it tread carefully, a Downstox Snapshot Score of 31/100.
On the numbers, 5PAISA CAPITAL LIMITED (5PAISA) tread carefully, a Downstox Snapshot Score of 31/100, weighing premium at 39.0× earnings, ROE of 7.0%, a 54% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
5PAISA fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How 5PAISA ranks against the 2,373 companies in our screener
- 5PAISA's market cap of 1,723 Cr ranks in the 48th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- 5PAISA's book value of ₹138 ranks in the 62nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- 5PAISA's promoter holding of 36.5% ranks in the 13th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- 5PAISA's 3-year revenue growth of -2.0% ranks in the 20th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- 5PAISA's debt-to-equity ratio of 0.58x is lower than 31% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a 3-year profit (PAT) growth figure for 5PAISA, as of 9 Aug 2026, so it is not ranked here.
Is 5PAISA overvalued? 5PAISA P/E vs peers
5PAISA trades at 39.0× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
5PAISA share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 8.6y of 5PAISA history (5%/yr drift, 38%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| 5PAISA 2027 | ₹235 | ₹383 | ₹625 | +4% |
| 5PAISA 2028 | ₹197 | ₹399 | ₹809 | +9% |
| 5PAISA 2029 | ₹176 | ₹416 | ₹987 | +13% |
| 5PAISA 2030 | ₹161 | ₹434 | ₹1,172 | +18% |
| 5PAISA 2031 | ₹152 | ₹452 | ₹1,351 | +23% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability 5PAISA goes up, or doubles?
The bull case for 5PAISA
- 5PAISA CAPITAL LIMITED is part of the nifty500 universe with live, tracked fundamentals on Downstox.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹987.
The bear case & risks
- 5PAISA's P/E of 39.0x is lower than 34% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- 5PAISA's return on equity of 7.0% ranks in the 37th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- 5PAISA's Piotroski F-Score of 3/8 ranks in the 15th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹176.
5PAISA volatility & expected range, how bumpy is the ride?
Over the last 8.6 years 5PAISA compounded at 5%/year with annualized volatility of 38%. That volatility implies a 1-year 80% range of ₹235-₹625, the honest backbone behind any single price target.
5PAISA price forecast, the full 60-month probability fan
5PAISA price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds 5PAISA hits common targets within the simulated horizon?
Full multi-horizon detail on the 5PAISA price target & forecast page.
5PAISA Piotroski F-Score: 3/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. 5PAISA scores 3/8, weak on the financial-strength checks.
5PAISA MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy 5PAISA with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 35.00% | 2.9× |
| ZerodhaCHEAPEST | 33.74% | 3.0× |
| Groww | 33.82% | 3.0× |
| Dhan | 50.00% | 2.0× |
| Kotak Neo | 100.00% | 1.0× |
| Paytm Money | 100.00% | 1.0× |
| Pocketful | 33.85% | 3.0× |
| Anand RathiCHEAPEST | 33.74% | 3.0× |
| Bajaj Broking | 50.00% | 2.0× |
| Share India | 33.77% | 3.0× |
Compare every broker on the 5PAISA MTF page.
About 5PAISA CAPITAL LIMITED: sector, index & market-cap context
5PAISA CAPITAL LIMITED (5PAISA) is a small-cap NSE-listed company, with a market capitalisation of ₹1,723 Cr. See more stocks on our screener.
How the 5PAISA Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of 5PAISA CAPITAL LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
5PAISA analysis, FAQs
Is 5PAISA CAPITAL LIMITED (5PAISA) a good buy?
On the numbers, 5PAISA CAPITAL LIMITED (5PAISA) tread carefully, a Downstox Snapshot Score of 31/100, weighing premium at 39.0× earnings, ROE of 7.0%, a 54% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is 5PAISA overvalued or undervalued?
5PAISA trades at 39.0× earnings, premium versus the ~22× long-run Nifty average.
What is the 5PAISA share price target for 2031?
5PAISA's probability-weighted 2031 median target is ₹452, with an 80% range of ₹152-₹1,351 (10,000-path Monte-Carlo).
What is the probability 5PAISA doubles in 5 years?
The modelled probability of 5PAISA reaching ₹735 (2×) within 5 years is 29%.
What is the bull case for 5PAISA?
5PAISA CAPITAL LIMITED is part of the nifty500 universe with live, tracked fundamentals on Downstox.
What are the risks in 5PAISA?
5PAISA's P/E of 39.0x is lower than 34% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. 5PAISA's return on equity of 7.0% ranks in the 37th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026. 5PAISA's Piotroski F-Score of 3/8 ranks in the 15th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.