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AADHAR HOUSING FINANCE L (AADHARHFC) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 28.77% on Share India(3.5x leverage)

Fundamentals Snapshot

Mid Cap
CMP
₹556
PE
21.9
ROE
15.9%
ROCE
11.4%
P/B
3.21
Mkt Cap
₹24,298 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - AADHARHFC

Upstox
29.25%
Margin Required
Leverage3.4x
You Pay2,925
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
29.34%
Margin Required
Leverage3.4x
You Pay2,934
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
29.34%
Margin Required
Leverage3.4x
You Pay2,934
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
30.03%
Margin Required
Leverage3.3x
You Pay3,003
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
30.25%
Margin Required
Leverage3.3x
You Pay3,025
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
28.91%
Margin Required
Leverage3.5x
You Pay2,891
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
29.34%
Margin Required
Leverage3.4x
You Pay2,934
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
30.00%
Margin Required
Leverage3.3x
You Pay3,000
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
BEST
Share India
28.77%
Margin Required
Leverage3.5x
You Pay2,877
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

AADHAR HOUSING FINANCE L - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin29.25%29.34%29.34%30.03%30.25%28.91%29.34%30.00%28.77%
Leverage3.4x3.4x3.4x3.3x3.3x3.5x3.4x3.3x3.5x
You Pay (per ₹1L)29,25029,34029,34030,03030,25028,91029,34030,00028,770
Broker Funds (per ₹1L)70,75070,66070,66069,97069,75071,09070,66070,00071,230
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Share India offers the best margin of 28.77% for AADHARHFC, while Paytm Money requires 30.25% - a difference of 1.48 percentage points.

AADHARHFC MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital29,250
Broker funds70,750
Daily interest35
30-day cost1,061
Annual cost12,912
Zerodha
Your capital29,340
Broker funds70,660
Daily interest28
30-day cost848
Annual cost10,316
Dhan
Your capital29,340
Broker funds70,660
Daily interest24
30-day cost725
Annual cost8,825
Kotak Neo
Your capital30,030
Broker funds69,970
Daily interest19
30-day cost572
Annual cost6,962
Paytm Money
Your capital30,250
Broker funds69,750
Daily interest29
30-day cost859
Annual cost10,456
Pocketful
Your capital28,910
Broker funds71,090
Daily interest12
30-day cost350
Annual cost4,258
Anand Rathi
Your capital29,340
Broker funds70,660
Daily interest29
30-day cost871
Annual cost10,592
Bajaj Broking
Your capital30,000
Broker funds70,000
Daily interest35
30-day cost1,036
Annual cost12,600
Share India
Your capital28,770
Broker funds71,230
Daily interest29
30-day cost878
Annual cost10,677

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in AADHARHFC with MTF?

If you invest
10,000
Stock value you hold34,758
Share India funds24,758
Margin used28.77%
If you invest
50,000
Stock value you hold1,73,792
Share India funds1,23,792
Margin used28.77%
If you invest
1,00,000
Stock value you hold3,47,584
Share India funds2,47,584
Margin used28.77%

Frequently Asked Questions - AADHARHFC MTF

What is the MTF margin for AADHARHFC?

Upstox: 29.25%, Zerodha: 29.34%, Dhan: 29.34%, Kotak Neo: 30.03%, Paytm Money: 30.25%, Pocketful: 28.91%, Anand Rathi: 29.34%, Bajaj Broking: 30.00%, Share India: 28.77%. The lowest margin is 28.77% on Share India, meaning you only need to pay ₹2877 to buy ₹10,000 worth of AADHAR HOUSING FINANCE L shares.

Which broker is cheapest for AADHARHFC MTF?

For margin percentage, Share India offers the lowest at 28.77% (3.5x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on AADHARHFC MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy AADHARHFC on margin?

Yes, AADHAR HOUSING FINANCE L (AADHARHFC) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold AADHARHFC on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for AADHARHFC?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for AADHARHFC?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for AADHARHFC MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About AADHAR HOUSING FINANCE L (AADHARHFC) Margin Trading

AADHAR HOUSING FINANCE L (AADHARHFC) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy AADHARHFC shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Share India offers the best MTF margin of 28.77% for AADHARHFC. This means you can buy ₹1,00,000 worth of AADHAR HOUSING FINANCE L shares by paying just ₹28,770, with Share India funding the remaining ₹71,230.

MTF Interest Rates for AADHARHFC - Broker Comparison

The cost of holding AADHARHFC on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for AADHARHFC MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding AADHARHFC on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade AADHARHFC directly through our Scalper Terminal.