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Aavas Financiers (AAVAS) - MTF Margin Comparison

Exchange: NSE · Available on 10 brokers · Updated daily

Best MTF Rate: 29.82% on Share India(3.4x leverage)

Fundamentals Snapshot

Mid Cap
CMP
₹1,506
PE
24.3
ROE
13.9%
ROCE
9.9%
P/B
3.16
Mkt Cap
₹11,927 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - AAVAS

Upstox
29.92%
Margin Required
Leverage3.3x
You Pay2,992
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
29.92%
Margin Required
Leverage3.3x
You Pay2,992
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
30.00%
Margin Required
Leverage3.3x
You Pay3,000
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
30.03%
Margin Required
Leverage3.3x
You Pay3,003
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
39.92%
Margin Required
Leverage2.5x
You Pay3,992
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
29.98%
Margin Required
Leverage3.3x
You Pay2,998
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Fyers
30.30%
Margin Required
Leverage3.3x
You Pay3,030
You Get₹10,000
Interest9.99% p.a.
Max HoldUnlimited
Anand Rathi
35.00%
Margin Required
Leverage2.9x
You Pay3,500
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
32.00%
Margin Required
Leverage3.1x
You Pay3,200
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
BEST
Share India
29.82%
Margin Required
Leverage3.4x
You Pay2,982
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Aavas Financiers - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulFyersAnand RathiBajaj BrokingShare India
MTF Margin29.92%29.92%30.00%30.03%39.92%29.98%30.30%35.00%32.00%29.82%
Leverage3.3x3.3x3.3x3.3x2.5x3.3x3.3x2.9x3.1x3.4x
You Pay (per ₹1L)29,92029,92030,00030,03039,92029,98030,30035,00032,00029,820
Broker Funds (per ₹1L)70,08070,08070,00069,97060,08070,02069,70065,00068,00070,180
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%9.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/day~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/order₹20/order or 0.03%see planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Share India offers the best margin of 29.82% for AAVAS, while Paytm Money requires 39.92% - a difference of 10.10 percentage points. This means you save ₹10,100 per ₹1 lakh invested by choosing Share India.

AAVAS MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital29,920
Broker funds70,080
Daily interest35
30-day cost1,051
Annual cost12,790
Zerodha
Your capital29,920
Broker funds70,080
Daily interest28
30-day cost841
Annual cost10,232
Dhan
Your capital30,000
Broker funds70,000
Daily interest24
30-day cost719
Annual cost8,743
Kotak Neo
Your capital30,030
Broker funds69,970
Daily interest19
30-day cost572
Annual cost6,962
Paytm Money
Your capital39,920
Broker funds60,080
Daily interest25
30-day cost740
Annual cost9,006
Pocketful
Your capital29,980
Broker funds70,020
Daily interest11
30-day cost345
Annual cost4,194
Fyers
Your capital30,300
Broker funds69,700
Daily interest19
30-day cost572
Annual cost6,963
Anand Rathi
Your capital35,000
Broker funds65,000
Daily interest27
30-day cost801
Annual cost9,744
Bajaj Broking
Your capital32,000
Broker funds68,000
Daily interest34
30-day cost1,006
Annual cost12,240
Share India
Your capital29,820
Broker funds70,180
Daily interest29
30-day cost865
Annual cost10,520

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in AAVAS with MTF?

If you invest
10,000
Stock value you hold33,535
Share India funds23,535
Margin used29.82%
If you invest
50,000
Stock value you hold1,67,673
Share India funds1,17,673
Margin used29.82%
If you invest
1,00,000
Stock value you hold3,35,345
Share India funds2,35,345
Margin used29.82%

Frequently Asked Questions - AAVAS MTF

What is the MTF margin for AAVAS?

Upstox: 29.92%, Zerodha: 29.92%, Dhan: 30.00%, Kotak Neo: 30.03%, Paytm Money: 39.92%, Pocketful: 29.98%, Fyers: 30.30%, Anand Rathi: 35.00%, Bajaj Broking: 32.00%, Share India: 29.82%. The lowest margin is 29.82% on Share India, meaning you only need to pay ₹2982 to buy ₹10,000 worth of Aavas Financiers shares.

Which broker is cheapest for AAVAS MTF?

For margin percentage, Share India offers the lowest at 29.82% (3.4x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on AAVAS MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy AAVAS on margin?

Yes, Aavas Financiers (AAVAS) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Fyers, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold AAVAS on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for AAVAS?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for AAVAS?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for AAVAS MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Aavas Financiers (AAVAS) Margin Trading

Aavas Financiers (AAVAS) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 10 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Fyers, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy AAVAS shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Share India offers the best MTF margin of 29.82% for AAVAS. This means you can buy ₹1,00,000 worth of Aavas Financiers shares by paying just ₹29,820, with Share India funding the remaining ₹70,180.

MTF Interest Rates for AAVAS - Broker Comparison

The cost of holding AAVAS on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for AAVAS MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding AAVAS on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2027+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade AAVAS directly through our Scalper Terminal.