ARMANFIN
Arman Financial Services Limited
Each stock's 10,000-path forecast, rendered as light.
Arman Financial Services Limited (ARMANFIN) Stock Analysis & Case Study
Is ARMANFIN a good buy? The data-driven verdict.
Arman Financial Services Limited (ARMANFIN) trades at ₹2,032,on the numbers it tread carefully, a Downstox Snapshot Score of 39/100.
On the numbers, Arman Financial Services Limited (ARMANFIN) tread carefully, a Downstox Snapshot Score of 39/100, weighing premium at 37.7× earnings, ROE of 6.3%, a 54% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
ARMANFIN fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How ARMANFIN ranks against the 2,373 companies in our screener
- ARMANFIN's market cap of 2,137 Cr ranks in the 52nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ARMANFIN's book value of ₹888 ranks in the top 5% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ARMANFIN's promoter holding of 22.0% ranks in the bottom 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ARMANFIN's 3-year profit (PAT) growth of -16.0% ranks in the 14th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ARMANFIN's 3-year revenue growth of 15.0% ranks in the 63rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for ARMANFIN, as of 9 Aug 2026, so it is not ranked here.
Is ARMANFIN overvalued? ARMANFIN P/E vs peers
ARMANFIN trades at 37.7× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
ARMANFIN share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of ARMANFIN history (20%/yr drift, 43%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| ARMANFIN 2027 | ₹1,216 | ₹2,115 | ₹3,677 | +4% |
| ARMANFIN 2028 | ₹1,015 | ₹2,201 | ₹4,774 | +8% |
| ARMANFIN 2029 | ₹884 | ₹2,291 | ₹5,938 | +13% |
| ARMANFIN 2030 | ₹799 | ₹2,385 | ₹7,116 | +17% |
| ARMANFIN 2031 | ₹714 | ₹2,482 | ₹8,630 | +22% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability ARMANFIN goes up, or doubles?
The bull case for ARMANFIN
- Arman Financial Services Limited is part of the nifty500 universe with live, tracked fundamentals on Downstox.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹5,938.
The bear case & risks
- ARMANFIN's P/E of 37.7x is lower than 36% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ARMANFIN's return on equity of 6.3% ranks in the 34th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹884.
ARMANFIN volatility & expected range, how bumpy is the ride?
Over the last 9.8 years ARMANFIN compounded at 20%/year with annualized volatility of 43%. That volatility implies a 1-year 80% range of ₹1,216-₹3,677, the honest backbone behind any single price target.
ARMANFIN price forecast, the full 60-month probability fan
ARMANFIN price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds ARMANFIN hits common targets within the simulated horizon?
Full multi-horizon detail on the ARMANFIN price target & forecast page.
ARMANFIN Piotroski F-Score: 4/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. ARMANFIN scores 4/8, mixed financial health.
ARMANFIN MTF margin & leverage across 8 brokers
Margin Trading Facility lets you buy ARMANFIN with part of the capital. Lower margin % = higher leverage. Rates compared across 8 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 35.24% | 2.8× |
| ZerodhaCHEAPEST | 35.19% | 2.8× |
| Groww | 35.33% | 2.8× |
| Dhan | 50.00% | 2.0× |
| Kotak Neo | 40.00% | 2.5× |
| Pocketful | 35.61% | 2.8× |
| Anand RathiCHEAPEST | 35.19% | 2.8× |
| Share India | 35.33% | 2.8× |
Compare every broker on the ARMANFIN MTF page.
About Arman Financial Services Limited: sector, index & market-cap context
Arman Financial Services Limited (ARMANFIN) is a small-cap NSE-listed company, with a market capitalisation of ₹2,137 Cr. See more stocks on our screener.
How the ARMANFIN Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Arman Financial Services Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
ARMANFIN analysis, FAQs
Is Arman Financial Services Limited (ARMANFIN) a good buy?
On the numbers, Arman Financial Services Limited (ARMANFIN) tread carefully, a Downstox Snapshot Score of 39/100, weighing premium at 37.7× earnings, ROE of 6.3%, a 54% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is ARMANFIN overvalued or undervalued?
ARMANFIN trades at 37.7× earnings, premium versus the ~22× long-run Nifty average.
What is the ARMANFIN share price target for 2031?
ARMANFIN's probability-weighted 2031 median target is ₹2,482, with an 80% range of ₹714-₹8,630 (10,000-path Monte-Carlo).
What is the probability ARMANFIN doubles in 5 years?
The modelled probability of ARMANFIN reaching ₹4,064 (2×) within 5 years is 30%.
What is the bull case for ARMANFIN?
Arman Financial Services Limited is part of the nifty500 universe with live, tracked fundamentals on Downstox.
What are the risks in ARMANFIN?
ARMANFIN's P/E of 37.7x is lower than 36% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. ARMANFIN's return on equity of 6.3% ranks in the 34th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.