AU

AU SMALL FINANCE BANK LTD (AUBANK) - MTF Margin Comparison

Exchange: NSE · Available on 8 brokers · Updated daily

Best MTF Rate: 22.87% on Paytm Money(4.4x leverage)

Fundamentals Snapshot

Large Cap
CMP
₹1,058
PE
233.0
ROE
22.3%
ROCE
12.4%
Div Yield
0.09%
P/B
11755.56
Mkt Cap
₹79,271 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - AUBANK

Zerodha
25.40%
Margin Required
Leverage3.9x
You Pay2,540
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
24.00%
Margin Required
Leverage4.2x
You Pay2,400
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
25.00%
Margin Required
Leverage4.0x
You Pay2,500
You Get₹10,000
Interest9.69% p.a.
Max HoldNo Time Limit
BEST
Paytm Money
22.87%
Margin Required
Leverage4.4x
You Pay2,287
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
30.28%
Margin Required
Leverage3.3x
You Pay3,028
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
29.84%
Margin Required
Leverage3.4x
You Pay2,984
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
24.00%
Margin Required
Leverage4.2x
You Pay2,400
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
29.92%
Margin Required
Leverage3.3x
You Pay2,992
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

AU SMALL FINANCE BANK LTD - Complete Broker Comparison

ParameterZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin25.40%24.00%25.00%22.87%30.28%29.84%24.00%29.92%
Leverage3.9x4.2x4.0x4.4x3.3x3.4x4.2x3.3x
You Pay (per ₹1L)25,40024,00025,00022,87030,28029,84024,00029,920
Broker Funds (per ₹1L)74,60076,00075,00077,13069,72070,16076,00070,080
Interest Rate (p.a.)14.6%12.49%9.69%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing LimitNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Paytm Money offers the best margin of 22.87% for AUBANK, while Pocketful requires 30.28% - a difference of 7.41 percentage points. This means you save ₹7,410 per ₹1 lakh invested by choosing Paytm Money.

AUBANK MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Zerodha
Your capital25,400
Broker funds74,600
Daily interest30
30-day cost895
Annual cost10,892
Dhan
Your capital24,000
Broker funds76,000
Daily interest26
30-day cost780
Annual cost9,492
Kotak Neo
Your capital25,000
Broker funds75,000
Daily interest20
30-day cost597
Annual cost7,268
Paytm Money
Your capital22,870
Broker funds77,130
Daily interest32
30-day cost950
Annual cost11,562
Pocketful
Your capital30,280
Broker funds69,720
Daily interest11
30-day cost343
Annual cost4,176
Anand Rathi
Your capital29,840
Broker funds70,160
Daily interest29
30-day cost864
Annual cost10,517
Bajaj Broking
Your capital24,000
Broker funds76,000
Daily interest37
30-day cost1,124
Annual cost13,680
Share India
Your capital29,920
Broker funds70,080
Daily interest29
30-day cost863
Annual cost10,505

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in AUBANK with MTF?

If you invest
10,000
Stock value you hold43,725
Paytm Money funds33,725
Margin used22.87%
If you invest
50,000
Stock value you hold2,18,627
Paytm Money funds1,68,627
Margin used22.87%
If you invest
1,00,000
Stock value you hold4,37,254
Paytm Money funds3,37,254
Margin used22.87%

Frequently Asked Questions - AUBANK MTF

What is the MTF margin for AUBANK?

Zerodha: 25.40%, Dhan: 24.00%, Kotak Neo: 25.00%, Paytm Money: 22.87%, Pocketful: 30.28%, Anand Rathi: 29.84%, Bajaj Broking: 24.00%, Share India: 29.92%. The lowest margin is 22.87% on Paytm Money, meaning you only need to pay ₹2287 to buy ₹10,000 worth of AU SMALL FINANCE BANK LTD shares.

Which broker is cheapest for AUBANK MTF?

For margin percentage, Paytm Money offers the lowest at 22.87% (4.4x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on AUBANK MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy AUBANK on margin?

Yes, AU SMALL FINANCE BANK LTD (AUBANK) is available for Margin Trading Facility (MTF) on Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold AUBANK on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for AUBANK?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for AUBANK?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for AUBANK MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About AU SMALL FINANCE BANK LTD (AUBANK) Margin Trading

AU SMALL FINANCE BANK LTD (AUBANK) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 8 major Indian brokers: Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy AUBANK shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Paytm Money offers the best MTF margin of 22.87% for AUBANK. This means you can buy ₹1,00,000 worth of AU SMALL FINANCE BANK LTD shares by paying just ₹22,870, with Paytm Money funding the remaining ₹77,130.

MTF Interest Rates for AUBANK - Broker Comparison

The cost of holding AUBANK on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for AUBANK MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding AUBANK on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade AUBANK directly through our Scalper Terminal.