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Bajaj Finserv (BAJAJFINSV) - MTF Margin Comparison

Exchange: NSE · Available on 8 brokers · Updated daily

Best MTF Rate: 20.16% on Kotak Neo(5.0x leverage)

Fundamentals Snapshot

NBFCMega Cap
CMP
₹1,896
PE
30.5
ROE
13.2%
ROCE
10.5%
Div Yield
0.08%
P/B
3.89
Mkt Cap
₹3,03,400 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - BAJAJFINSV

Upstox
27.18%
Margin Required
Leverage3.7x
You Pay2,718
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
23.20%
Margin Required
Leverage4.3x
You Pay2,320
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
22.00%
Margin Required
Leverage4.5x
You Pay2,200
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
BEST
Kotak Neo
20.16%
Margin Required
Leverage5.0x
You Pay2,016
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
20.18%
Margin Required
Leverage5.0x
You Pay2,018
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
27.35%
Margin Required
Leverage3.7x
You Pay2,735
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
27.20%
Margin Required
Leverage3.7x
You Pay2,720
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Share India
27.16%
Margin Required
Leverage3.7x
You Pay2,716
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Bajaj Finserv - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiShare India
MTF Margin27.18%23.20%22.00%20.16%20.18%27.35%27.20%27.16%
Leverage3.7x4.3x4.5x5.0x5.0x3.7x3.7x3.7x
You Pay (per ₹1L)27,18023,20022,00020,16020,18027,35027,20027,160
Broker Funds (per ₹1L)72,82076,80078,00079,84079,82072,65072,80072,840
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Kotak Neo offers the best margin of 20.16% for BAJAJFINSV, while Pocketful requires 27.35% - a difference of 7.19 percentage points. This means you save ₹7,190 per ₹1 lakh invested by choosing Kotak Neo.

BAJAJFINSV MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital27,180
Broker funds72,820
Daily interest36
30-day cost1,092
Annual cost13,290
Zerodha
Your capital23,200
Broker funds76,800
Daily interest31
30-day cost922
Annual cost11,213
Dhan
Your capital22,000
Broker funds78,000
Daily interest27
30-day cost801
Annual cost9,742
Kotak Neo
Your capital20,160
Broker funds79,840
Daily interest22
30-day cost653
Annual cost7,944
Paytm Money
Your capital20,180
Broker funds79,820
Daily interest33
30-day cost983
Annual cost11,965
Pocketful
Your capital27,350
Broker funds72,650
Daily interest12
30-day cost358
Annual cost4,352
Anand Rathi
Your capital27,200
Broker funds72,800
Daily interest30
30-day cost897
Annual cost10,913
Share India
Your capital27,160
Broker funds72,840
Daily interest30
30-day cost897
Annual cost10,919

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in BAJAJFINSV with MTF?

If you invest
10,000
Stock value you hold49,603
Kotak Neo funds39,603
Margin used20.16%
If you invest
50,000
Stock value you hold2,48,016
Kotak Neo funds1,98,016
Margin used20.16%
If you invest
1,00,000
Stock value you hold4,96,032
Kotak Neo funds3,96,032
Margin used20.16%

Frequently Asked Questions - BAJAJFINSV MTF

What is the MTF margin for BAJAJFINSV?

Upstox: 27.18%, Zerodha: 23.20%, Dhan: 22.00%, Kotak Neo: 20.16%, Paytm Money: 20.18%, Pocketful: 27.35%, Anand Rathi: 27.20%, Share India: 27.16%. The lowest margin is 20.16% on Kotak Neo, meaning you only need to pay ₹2016 to buy ₹10,000 worth of Bajaj Finserv shares.

Which broker is cheapest for BAJAJFINSV MTF?

For margin percentage, Kotak Neo offers the lowest at 20.16% (5.0x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on BAJAJFINSV MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy BAJAJFINSV on margin?

Yes, Bajaj Finserv (BAJAJFINSV) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold BAJAJFINSV on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for BAJAJFINSV?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for BAJAJFINSV?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for BAJAJFINSV MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

NBFC Sector Peers - MTF Margins

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Bajaj Finserv (BAJAJFINSV) Margin Trading

Bajaj Finserv (BAJAJFINSV) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 8 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Share India. MTF allows you to buy BAJAJFINSV shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Kotak Neo offers the best MTF margin of 20.16% for BAJAJFINSV. This means you can buy ₹1,00,000 worth of Bajaj Finserv shares by paying just ₹20,160, with Kotak Neo funding the remaining ₹79,840.

MTF Interest Rates for BAJAJFINSV - Broker Comparison

The cost of holding BAJAJFINSV on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for BAJAJFINSV MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding BAJAJFINSV on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade BAJAJFINSV directly through our Scalper Terminal.