Case study

BANDHANBNK

BANDHAN BANK LIMITED

Mixed signals1y model +1.0%

Each stock's 10,000-path forecast, rendered as light.

49Score

BANDHAN BANK LIMITED (BANDHANBNK) Stock Analysis & Case Study

Is BANDHANBNK a good buy? The data-driven verdict.

BANDHAN BANK LIMITED (BANDHANBNK) trades at ₹176,on the numbers it mixed signals, a Downstox Snapshot Score of 49/100.

On the numbers, BANDHAN BANK LIMITED (BANDHANBNK) mixed signals, a Downstox Snapshot Score of 49/100, weighing fairly valued at 21.0× earnings, ROE of 4.9%, a 51% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

BANDHANBNK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹28,359 Cr
Current price
₹176
P/E ratio
21.0×
P/B ratio
1.11×
Book value
₹159
Dividend yield
0.85%
ROCE
6.4%
ROE
4.9%
Piotroski F-Score
5/8

How BANDHANBNK ranks against the 2,371 companies in our screener

We do not hold a debt-to-equity ratio figure for BANDHANBNK, as of 8 Aug 2026, so it is not ranked here.

Is BANDHANBNK overvalued? BANDHANBNK P/E vs peers

BANDHANBNK trades at 21.0× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

BANDHANBNK share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 8.2y of BANDHANBNK history (-12%/yr drift, 40%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
BANDHANBNK 2027₹107₹178₹294+1%
BANDHANBNK 2028₹86₹179₹376+2%
BANDHANBNK 2029₹75₹181₹439+3%
BANDHANBNK 2030₹66₹183₹505+4%
BANDHANBNK 2031₹60₹185₹572+5%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability BANDHANBNK goes up, or doubles?

51%
Higher in 1 year
Modelled chance the price is above today in 12 months
52%
Higher in 5 years
Modelled chance the price is above today in 5 years
24%
Doubles in 5 years
Modelled chance of reaching ₹352 within 5 years

The bull case for BANDHANBNK

  • BANDHANBNK's P/E of 21.0x is lower than 60% of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
  • Low price-to-book of 1.11×, the market is paying little over the company's net assets.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹439.

The bear case & risks

  • BANDHANBNK's return on equity of 4.9% ranks in the 29th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹75.

BANDHANBNK volatility & expected range, how bumpy is the ride?

Over the last 8.2 years BANDHANBNK compounded at -12%/year with annualized volatility of 40%. That volatility implies a 1-year 80% range of ₹107-₹294, the honest backbone behind any single price target.

BANDHANBNK price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 8.2 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
1.0%
80% range₹107-₹294
P(price ↑)51%
P(price 2×)4%
3-Year Forecast
2029
₹0
Median (P50)
2.9%
80% range₹75-₹439
P(price ↑)52%
P(price 2×)18%
5-Year Forecast
2031
₹0
Median (P50)
4.9%
80% range₹60-₹572
P(price ↑)52%
P(price 2×)24%

BANDHANBNK price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
BANDHANBNK simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds BANDHANBNK hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the BANDHANBNK price target & forecast page.

BANDHANBNK Piotroski F-Score: 5/8, how financially strong is it?

5/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. BANDHANBNK scores 5/8, mixed financial health.

BANDHANBNK MTF margin & leverage across 11 brokers

Margin Trading Facility lets you buy BANDHANBNK with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox36.22%2.8×
ZerodhaCHEAPEST30.00%3.3×
Groww30.09%3.3×
Dhan43.18%2.3×
Kotak Neo36.23%2.8×
Paytm Money37.22%2.7×
Pocketful33.31%3.0×
Fyers35.71%2.8×
Anand Rathi36.18%2.8×
Bajaj Broking44.00%2.3×
Share India35.31%2.8×

Compare every broker on the BANDHANBNK MTF page.

About BANDHAN BANK LIMITED: sector, index & market-cap context

BANDHAN BANK LIMITED (BANDHANBNK) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹28,359 Cr. See more stocks on our screener.

How the BANDHANBNK Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of BANDHAN BANK LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

BANDHANBNK analysis, FAQs

Is BANDHAN BANK LIMITED (BANDHANBNK) a good buy?

On the numbers, BANDHAN BANK LIMITED (BANDHANBNK) mixed signals, a Downstox Snapshot Score of 49/100, weighing fairly valued at 21.0× earnings, ROE of 4.9%, a 51% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is BANDHANBNK overvalued or undervalued?

BANDHANBNK trades at 21.0× earnings, fairly valued versus the ~22× long-run Nifty average.

What is the BANDHANBNK share price target for 2031?

BANDHANBNK's probability-weighted 2031 median target is ₹185, with an 80% range of ₹60-₹572 (10,000-path Monte-Carlo).

What is the probability BANDHANBNK doubles in 5 years?

The modelled probability of BANDHANBNK reaching ₹352 (2×) within 5 years is 24%.

What is the bull case for BANDHANBNK?

BANDHANBNK's P/E of 21.0x is lower than 60% of the 2,371 NSE companies in our screener, as of 8 Aug 2026. Low price-to-book of 1.11×, the market is paying little over the company's net assets.

What are the risks in BANDHANBNK?

BANDHANBNK's return on equity of 4.9% ranks in the 29th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.

More on BANDHANBNK