BANKINDIA
Bank of India
Bank of India (BANKINDIA) Stock Analysis & Case Study
Is BANKINDIA a good buy? The data-driven verdict.
Bank of India (BANKINDIA) trades at ₹146,on the numbers it worth a closer look, a Downstox Snapshot Score of 69/100.
On the numbers, Bank of India (BANKINDIA) worth a closer look, a Downstox Snapshot Score of 69/100, weighing inexpensive at 6.3× earnings, ROE of 12.4%. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027–2031.
Last updated . Data snapshot for research, not investment advice.
BANKINDIA fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
Is BANKINDIA overvalued? BANKINDIA P/E vs its sector
BANKINDIA's P/E of 6.3× sits below the sector peer median of 14.7×, so on earnings it screens cheaper than peers, while its 3.18% dividend yield is above the peer median of 1.67%.
The bull case for BANKINDIA
- Trades at just 6.3× earnings, below the ~22× long-run Nifty average, so the valuation leaves room rather than pricing in perfection.
- Low price-to-book of 0.74×, the market is paying little over the company's net assets.
- A healthy 12.4% return on equity.
- Pays a 3.2% dividend yield, so you're partly paid to wait.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
BANKINDIA Piotroski F-Score: 4/9, how financially strong is it?
The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. BANKINDIA scores 4/9,mixed financial health.
BANKINDIA MTF margin & leverage, Upstox, Zerodha, Groww, Dhan
Margin Trading Facility lets you buy BANKINDIA with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 31.5% | 3.2× |
| Zerodha | 26.8% | 3.7× |
| DhanCHEAPEST | 25.0% | 4.0× |
Compare every broker on the BANKINDIA MTF page.
BANKINDIA vs peers,sector comparison
About Bank of India: sector, index & market-cap context
Bank of India (BANKINDIA) is a mid-cap NSE-listed company, and a constituent of the Nifty 100 index group, with a market capitalisation of ₹66,519 Cr. See more Nifty 100 stocks.
How the BANKINDIA Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Bank of India's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
BANKINDIA analysis, FAQs
Is Bank of India (BANKINDIA) a good buy?
On the numbers, Bank of India (BANKINDIA) worth a closer look, a Downstox Snapshot Score of 69/100, weighing inexpensive at 6.3× earnings, ROE of 12.4%. This is a data snapshot for research, not investment advice.
Is BANKINDIA overvalued or undervalued?
BANKINDIA trades at 6.3× earnings versus a peer median of 14.7×, so it screens cheaper than its sector peers.
What is the bull case for BANKINDIA?
Trades at just 6.3× earnings, below the ~22× long-run Nifty average, so the valuation leaves room rather than pricing in perfection. Low price-to-book of 0.74×, the market is paying little over the company's net assets. A healthy 12.4% return on equity.
What are the risks in BANKINDIA?
No model or past record guarantees future returns, treat this as one input, not a decision.