Case study

BIL

BIL

High-risk on the numbers1y model +2.2%

Each stock's 10,000-path forecast, rendered as light.

25Score

BIL (BIL) Stock Analysis & Case Study

Is BIL a good buy? The data-driven verdict.

BIL (BIL) trades at ₹830,on the numbers it high-risk on the numbers, a Downstox Snapshot Score of 25/100.

On the numbers, BIL (BIL) high-risk on the numbers, a Downstox Snapshot Score of 25/100, weighing expensive at 82.8× earnings, ROE of 2.9%, a 52% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

BIL fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹1,114 Cr
Current price
₹830
P/E ratio
82.8×
P/B ratio
2.29×
Book value
₹363
ROCE
8.1%
ROE
2.9%
Piotroski F-Score
3/8

How BIL ranks against the 2,371 companies in our screener

Is BIL overvalued? BIL P/E vs peers

BIL trades at 82.8× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

BIL share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of BIL history (5%/yr drift, 44%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
BIL 2027₹488₹848₹1,476+2%
BIL 2028₹398₹867₹1,887+4%
BIL 2029₹336₹886₹2,336+7%
BIL 2030₹293₹905₹2,791+9%
BIL 2031₹256₹924₹3,333+11%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability BIL goes up, or doubles?

52%
Higher in 1 year
Modelled chance the price is above today in 12 months
55%
Higher in 5 years
Modelled chance the price is above today in 5 years
27%
Doubles in 5 years
Modelled chance of reaching ₹1,661 within 5 years

The bull case for BIL

  • BIL is part of the nifty500 universe with live, tracked fundamentals on Downstox.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹2,336.

The bear case & risks

  • BIL's P/E of 82.8x is lower than 14% of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
  • BIL's return on equity of 2.9% ranks in the 22nd percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
  • BIL's Piotroski F-Score of 3/8 ranks in the 15th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹336.

BIL volatility & expected range, how bumpy is the ride?

Over the last 9.8 years BIL compounded at 5%/year with annualized volatility of 44%. That volatility implies a 1-year 80% range of ₹488-₹1,476, the honest backbone behind any single price target.

BIL price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 9.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
2.2%
80% range₹488-₹1,476
P(price ↑)52%
P(price 2×)6%
3-Year Forecast
2029
₹0
Median (P50)
6.7%
80% range₹336-₹2,336
P(price ↑)53%
P(price 2×)20%
5-Year Forecast
2031
₹0
Median (P50)
11.3%
80% range₹256-₹3,333
P(price ↑)55%
P(price 2×)27%

BIL price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
BIL simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds BIL hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the BIL price target & forecast page.

BIL Piotroski F-Score: 3/8, how financially strong is it?

3/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. BIL scores 3/8, weak on the financial-strength checks.

BIL MTF margin & leverage across 1 brokers

Margin Trading Facility lets you buy BIL with part of the capital. Lower margin % = higher leverage. Rates compared across 1 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Share IndiaCHEAPEST36.43%2.7×

Compare every broker on the BIL MTF page.

About BIL: sector, index & market-cap context

BIL (BIL) is a small-cap NSE-listed company, with a market capitalisation of ₹1,114 Cr. See more stocks on our screener.

How the BIL Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of BIL's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

BIL analysis, FAQs

Is BIL (BIL) a good buy?

On the numbers, BIL (BIL) high-risk on the numbers, a Downstox Snapshot Score of 25/100, weighing expensive at 82.8× earnings, ROE of 2.9%, a 52% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is BIL overvalued or undervalued?

BIL trades at 82.8× earnings, expensive versus the ~22× long-run Nifty average.

What is the BIL share price target for 2031?

BIL's probability-weighted 2031 median target is ₹924, with an 80% range of ₹256-₹3,333 (10,000-path Monte-Carlo).

What is the probability BIL doubles in 5 years?

The modelled probability of BIL reaching ₹1,661 (2×) within 5 years is 27%.

What is the bull case for BIL?

BIL is part of the nifty500 universe with live, tracked fundamentals on Downstox.

What are the risks in BIL?

BIL's P/E of 82.8x is lower than 14% of the 2,371 NSE companies in our screener, as of 8 Aug 2026. BIL's return on equity of 2.9% ranks in the 22nd percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026. BIL's Piotroski F-Score of 3/8 ranks in the 15th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.

More on BIL