Case study

CAPITALSFB

Capital Small Finance Bank Limited

Worth a closer look1y model +4.4%

Each stock's 10,000-path forecast, rendered as light.

57Score

Capital Small Finance Bank Limited (CAPITALSFB) Stock Analysis & Case Study

Is CAPITALSFB a good buy? The data-driven verdict.

Capital Small Finance Bank Limited (CAPITALSFB) trades at ₹296,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.

On the numbers, Capital Small Finance Bank Limited (CAPITALSFB) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 8.9× earnings, ROE of 10.1%, a 56% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

CAPITALSFB fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹1,347 Cr
Current price
₹296
P/E ratio
8.9×
P/B ratio
0.91×
Book value
₹327
Dividend yield
1.69%
ROCE
7.1%
ROE
10.1%
Piotroski F-Score
6/8

How CAPITALSFB ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for CAPITALSFB, as of 9 Aug 2026, so it is not ranked here.

Is CAPITALSFB overvalued? CAPITALSFB P/E vs peers

CAPITALSFB trades at 8.9× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

CAPITALSFB share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.4y of CAPITALSFB history (-16%/yr drift, 27%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
CAPITALSFB 2027₹218₹309₹438+4%
CAPITALSFB 2028₹196₹323₹533+9%
CAPITALSFB 2029₹181₹337₹629+14%
CAPITALSFB 2030₹172₹352₹721+19%
CAPITALSFB 2031₹164₹367₹823+24%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability CAPITALSFB goes up, or doubles?

56%
Higher in 1 year
Modelled chance the price is above today in 12 months
64%
Higher in 5 years
Modelled chance the price is above today in 5 years
23%
Doubles in 5 years
Modelled chance of reaching ₹592 within 5 years

The bull case for CAPITALSFB

  • CAPITALSFB's P/E of 8.9x is lower than 88% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Low price-to-book of 0.91×, the market is paying little over the company's net assets.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹629.

The bear case & risks

  • CAPITALSFB's return on equity of 10.1% ranks in the 51st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹181.

CAPITALSFB volatility & expected range, how bumpy is the ride?

Over the last 2.4 years CAPITALSFB compounded at -16%/year with annualized volatility of 27%. That volatility implies a 1-year 80% range of ₹218-₹438, the honest backbone behind any single price target.

CAPITALSFB price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 2.4 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
4.4%
80% range₹218-₹438
P(price ↑)56%
P(price 2×)1%
3-Year Forecast
2029
₹0
Median (P50)
13.8%
80% range₹181-₹629
P(price ↑)61%
P(price 2×)12%
5-Year Forecast
2031
₹0
Median (P50)
24.1%
80% range₹164-₹823
P(price ↑)64%
P(price 2×)23%

CAPITALSFB price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
CAPITALSFB simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds CAPITALSFB hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the CAPITALSFB price target & forecast page.

CAPITALSFB Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. CAPITALSFB scores 6/8, mixed financial health.

CAPITALSFB MTF margin & leverage across 6 brokers

Margin Trading Facility lets you buy CAPITALSFB with part of the capital. Lower margin % = higher leverage. Rates compared across 6 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Zerodha50.00%2.0×
Groww28.56%3.5×
Dhan40.00%2.5×
Kotak Neo100.00%1.0×
Pocketful50.00%2.0×
Share IndiaCHEAPEST28.55%3.5×

Compare every broker on the CAPITALSFB MTF page.

About Capital Small Finance Bank Limited: sector, index & market-cap context

Capital Small Finance Bank Limited (CAPITALSFB) is a small-cap NSE-listed company, with a market capitalisation of ₹1,347 Cr. See more stocks on our screener.

How the CAPITALSFB Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Capital Small Finance Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

CAPITALSFB analysis, FAQs

Is Capital Small Finance Bank Limited (CAPITALSFB) a good buy?

On the numbers, Capital Small Finance Bank Limited (CAPITALSFB) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 8.9× earnings, ROE of 10.1%, a 56% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is CAPITALSFB overvalued or undervalued?

CAPITALSFB trades at 8.9× earnings, inexpensive versus the ~22× long-run Nifty average.

What is the CAPITALSFB share price target for 2031?

CAPITALSFB's probability-weighted 2031 median target is ₹367, with an 80% range of ₹164-₹823 (10,000-path Monte-Carlo).

What is the probability CAPITALSFB doubles in 5 years?

The modelled probability of CAPITALSFB reaching ₹592 (2×) within 5 years is 23%.

What is the bull case for CAPITALSFB?

CAPITALSFB's P/E of 8.9x is lower than 88% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 0.91×, the market is paying little over the company's net assets.

What are the risks in CAPITALSFB?

CAPITALSFB's return on equity of 10.1% ranks in the 51st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

More on CAPITALSFB