CUB
City Union Bank Limited
Each stock's 10,000-path forecast, rendered as light.
City Union Bank Limited (CUB) Stock Analysis & Case Study
Is CUB a good buy? The data-driven verdict.
City Union Bank Limited (CUB) trades at ₹212,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.
On the numbers, City Union Bank Limited (CUB) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 15.0× earnings, ROE of 13.2%, a 55% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
CUB fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How CUB ranks against the 2,373 companies in our screener
- CUB's market cap of 21,005 Cr ranks in the 85th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- CUB's book value of ₹107 ranks in the 54th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- CUB's 3-year profit (PAT) growth of 12.0% ranks in the 45th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- CUB's 3-year revenue growth of 13.0% ranks in the 58th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold promoter holding or debt-to-equity ratio figures for CUB, as of 9 Aug 2026, so those are not ranked here.
Is CUB overvalued? CUB P/E vs peers
CUB trades at 15.0× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
CUB share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of CUB history (10%/yr drift, 34%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| CUB 2027 | ₹143 | ₹220 | ₹339 | +4% |
| CUB 2028 | ₹126 | ₹229 | ₹417 | +8% |
| CUB 2029 | ₹113 | ₹238 | ₹501 | +12% |
| CUB 2030 | ₹105 | ₹247 | ₹580 | +17% |
| CUB 2031 | ₹99 | ₹257 | ₹667 | +21% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability CUB goes up, or doubles?
The bull case for CUB
- CUB's P/E of 15.0x is lower than 74% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- CUB's return on equity of 13.2% ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹501.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹113.
CUB volatility & expected range, how bumpy is the ride?
Over the last 9.8 years CUB compounded at 10%/year with annualized volatility of 34%. That volatility implies a 1-year 80% range of ₹143-₹339, the honest backbone behind any single price target.
CUB price forecast, the full 60-month probability fan
CUB price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds CUB hits common targets within the simulated horizon?
Full multi-horizon detail on the CUB price target & forecast page.
CUB Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. CUB scores 6/8, mixed financial health.
CUB MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy CUB with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 32.44% | 3.1× |
| Zerodha | 32.42% | 3.1× |
| Groww | 32.53% | 3.1× |
| Dhan | 32.42% | 3.1× |
| Kotak Neo | 32.47% | 3.1× |
| Paytm Money | 32.54% | 3.1× |
| PocketfulCHEAPEST | 31.98% | 3.1× |
| Anand Rathi | 32.42% | 3.1× |
| Bajaj Broking | 33.00% | 3.0× |
| Share India | 32.50% | 3.1× |
Compare every broker on the CUB MTF page.
About City Union Bank Limited: sector, index & market-cap context
City Union Bank Limited (CUB) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹21,005 Cr. See more stocks on our screener.
How the CUB Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of City Union Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
CUB analysis, FAQs
Is City Union Bank Limited (CUB) a good buy?
On the numbers, City Union Bank Limited (CUB) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 15.0× earnings, ROE of 13.2%, a 55% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is CUB overvalued or undervalued?
CUB trades at 15.0× earnings, fairly valued versus the ~22× long-run Nifty average.
What is the CUB share price target for 2031?
CUB's probability-weighted 2031 median target is ₹257, with an 80% range of ₹99-₹667 (10,000-path Monte-Carlo).
What is the probability CUB doubles in 5 years?
The modelled probability of CUB reaching ₹424 (2×) within 5 years is 25%.
What is the bull case for CUB?
CUB's P/E of 15.0x is lower than 74% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. CUB's return on equity of 13.2% ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in CUB?
No model or past record guarantees future returns, treat this as one input, not a decision.