DHANBANK
Dhanlaxmi Bank Limited
Each stock's 10,000-path forecast, rendered as light.
Dhanlaxmi Bank Limited (DHANBANK) Stock Analysis & Case Study
Is DHANBANK a good buy? The data-driven verdict.
Dhanlaxmi Bank Limited (DHANBANK) trades at ₹33,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.
On the numbers, Dhanlaxmi Bank Limited (DHANBANK) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 11.2× earnings, ROE of 7.2%, a 52% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
DHANBANK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How DHANBANK ranks against the 2,373 companies in our screener
- DHANBANK's market cap of 1,295 Cr ranks in the 43rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- DHANBANK's book value of ₹38 ranks in the 27th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- DHANBANK's 3-year profit (PAT) growth of 28.0% ranks in the 67th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- DHANBANK's 3-year revenue growth of 14.0% ranks in the 60th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold promoter holding or debt-to-equity ratio figures for DHANBANK, as of 9 Aug 2026, so those are not ranked here.
Is DHANBANK overvalued? DHANBANK P/E vs peers
DHANBANK trades at 11.2× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
DHANBANK share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of DHANBANK history (3%/yr drift, 44%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| DHANBANK 2027 | ₹19 | ₹33 | ₹59 | +2% |
| DHANBANK 2028 | ₹15 | ₹34 | ₹76 | +3% |
| DHANBANK 2029 | ₹13 | ₹34 | ₹93 | +5% |
| DHANBANK 2030 | ₹11 | ₹35 | ₹110 | +7% |
| DHANBANK 2031 | ₹10 | ₹36 | ₹126 | +9% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability DHANBANK goes up, or doubles?
The bull case for DHANBANK
- DHANBANK's P/E of 11.2x is lower than 84% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Low price-to-book of 0.86×, the market is paying little over the company's net assets.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹93.
The bear case & risks
- DHANBANK's return on equity of 7.2% ranks in the 37th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹13.
DHANBANK volatility & expected range, how bumpy is the ride?
Over the last 9.8 years DHANBANK compounded at 3%/year with annualized volatility of 44%. That volatility implies a 1-year 80% range of ₹19-₹59, the honest backbone behind any single price target.
DHANBANK price forecast, the full 60-month probability fan
DHANBANK price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds DHANBANK hits common targets within the simulated horizon?
Full multi-horizon detail on the DHANBANK price target & forecast page.
DHANBANK Piotroski F-Score: 5/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. DHANBANK scores 5/8, mixed financial health.
DHANBANK MTF margin & leverage across 8 brokers
Margin Trading Facility lets you buy DHANBANK with part of the capital. Lower margin % = higher leverage. Rates compared across 8 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| ZerodhaCHEAPEST | 35.02% | 2.9× |
| Groww | 35.19% | 2.8× |
| Dhan | 50.00% | 2.0× |
| Kotak Neo | 100.00% | 1.0× |
| Paytm Money | 35.45% | 2.8× |
| Pocketful | 35.29% | 2.8× |
| Anand RathiCHEAPEST | 35.02% | 2.9× |
| Share India | 35.17% | 2.8× |
Compare every broker on the DHANBANK MTF page.
About Dhanlaxmi Bank Limited: sector, index & market-cap context
Dhanlaxmi Bank Limited (DHANBANK) is a small-cap NSE-listed company, with a market capitalisation of ₹1,295 Cr. See more stocks on our screener.
How the DHANBANK Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Dhanlaxmi Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
DHANBANK analysis, FAQs
Is Dhanlaxmi Bank Limited (DHANBANK) a good buy?
On the numbers, Dhanlaxmi Bank Limited (DHANBANK) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 11.2× earnings, ROE of 7.2%, a 52% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is DHANBANK overvalued or undervalued?
DHANBANK trades at 11.2× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the DHANBANK share price target for 2031?
DHANBANK's probability-weighted 2031 median target is ₹36, with an 80% range of ₹10-₹126 (10,000-path Monte-Carlo).
What is the probability DHANBANK doubles in 5 years?
The modelled probability of DHANBANK reaching ₹66 (2×) within 5 years is 27%.
What is the bull case for DHANBANK?
DHANBANK's P/E of 11.2x is lower than 84% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 0.86×, the market is paying little over the company's net assets.
What are the risks in DHANBANK?
DHANBANK's return on equity of 7.2% ranks in the 37th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.