EFCIL
EFC (I) LIMITED
Each stock's 10,000-path forecast, rendered as light.
EFC (I) LIMITED (EFCIL) Stock Analysis & Case Study
Is EFCIL a good buy? The data-driven verdict.
EFC (I) LIMITED (EFCIL) trades at ₹186,on the numbers it screens attractive, a Downstox Snapshot Score of 71/100.
On the numbers, EFC (I) LIMITED (EFCIL) screens attractive, a Downstox Snapshot Score of 71/100, weighing inexpensive at 10.7× earnings, ROE of 34.3%, a 53% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
EFCIL fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How EFCIL ranks against the 2,373 companies in our screener
- EFCIL's market cap of 2,752 Cr ranks in the 56th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- EFCIL's book value of ₹55 ranks in the 36th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- EFCIL's promoter holding of 56.1% ranks in the 43rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- EFCIL's 3-year profit (PAT) growth of 276.0% ranks in the top 1% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- EFCIL's 3-year revenue growth of 116.0% ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- EFCIL's debt-to-equity ratio of 1.74x is lower than 6% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
Is EFCIL overvalued? EFCIL P/E vs peers
EFCIL trades at 10.7× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
EFCIL share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of EFCIL history (37%/yr drift, 50%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| EFCIL 2027 | ₹103 | ₹193 | ₹363 | +4% |
| EFCIL 2028 | ₹80 | ₹200 | ₹503 | +7% |
| EFCIL 2029 | ₹70 | ₹207 | ₹618 | +11% |
| EFCIL 2030 | ₹60 | ₹215 | ₹775 | +15% |
| EFCIL 2031 | ₹53 | ₹223 | ₹931 | +20% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability EFCIL goes up, or doubles?
The bull case for EFCIL
- EFCIL's P/E of 10.7x is lower than 85% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- EFCIL's return on equity of 34.3% ranks in the top 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- EFCIL's return on capital employed of 19.8% ranks in the 80th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹618.
The bear case & risks
- High historical volatility (50%/yr) means a wide, bumpy range of outcomes, size positions accordingly.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹70.
EFCIL volatility & expected range, how bumpy is the ride?
Over the last 9.8 years EFCIL compounded at 37%/year with annualized volatility of 50%. That volatility implies a 1-year 80% range of ₹103-₹363, the honest backbone behind any single price target.
EFCIL price forecast, the full 60-month probability fan
EFCIL price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds EFCIL hits common targets within the simulated horizon?
Full multi-horizon detail on the EFCIL price target & forecast page.
EFCIL Piotroski F-Score: 4/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. EFCIL scores 4/8, mixed financial health.
EFCIL MTF margin & leverage across 8 brokers
Margin Trading Facility lets you buy EFCIL with part of the capital. Lower margin % = higher leverage. Rates compared across 8 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 36.68% | 2.7× |
| ZerodhaCHEAPEST | 36.64% | 2.7× |
| Groww | 36.87% | 2.7× |
| Dhan | 40.00% | 2.5× |
| Kotak Neo | 100.00% | 1.0× |
| Paytm Money | 42.68% | 2.3× |
| Anand RathiCHEAPEST | 36.64% | 2.7× |
| Share India | 36.82% | 2.7× |
Compare every broker on the EFCIL MTF page.
About EFC (I) LIMITED: sector, index & market-cap context
EFC (I) LIMITED (EFCIL) is a small-cap NSE-listed company, with a market capitalisation of ₹2,752 Cr. See more stocks on our screener.
How the EFCIL Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of EFC (I) LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
EFCIL analysis, FAQs
Is EFC (I) LIMITED (EFCIL) a good buy?
On the numbers, EFC (I) LIMITED (EFCIL) screens attractive, a Downstox Snapshot Score of 71/100, weighing inexpensive at 10.7× earnings, ROE of 34.3%, a 53% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is EFCIL overvalued or undervalued?
EFCIL trades at 10.7× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the EFCIL share price target for 2031?
EFCIL's probability-weighted 2031 median target is ₹223, with an 80% range of ₹53-₹931 (10,000-path Monte-Carlo).
What is the probability EFCIL doubles in 5 years?
The modelled probability of EFCIL reaching ₹373 (2×) within 5 years is 33%.
What is the bull case for EFCIL?
EFCIL's P/E of 10.7x is lower than 85% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. EFCIL's return on equity of 34.3% ranks in the top 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. EFCIL's return on capital employed of 19.8% ranks in the 80th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in EFCIL?
High historical volatility (50%/yr) means a wide, bumpy range of outcomes, size positions accordingly.