EQUITASBNK
Equitas Small Finance Bank Limited
Each stock's 10,000-path forecast, rendered as light.
Equitas Small Finance Bank Limited (EQUITASBNK) Stock Analysis & Case Study
Is EQUITASBNK a good buy? The data-driven verdict.
Equitas Small Finance Bank Limited (EQUITASBNK) trades at ₹75,on the numbers it mixed signals, a Downstox Snapshot Score of 49/100.
On the numbers, Equitas Small Finance Bank Limited (EQUITASBNK) mixed signals, a Downstox Snapshot Score of 49/100, weighing fairly valued at 16.9× earnings, ROE of 1.7%, a 55% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
EQUITASBNK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How EQUITASBNK ranks against the 2,371 companies in our screener
- EQUITASBNK's market cap of 8,605 Cr ranks in the 74th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- EQUITASBNK's book value of ₹54 ranks in the 35th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- EQUITASBNK's 3-year profit (PAT) growth of -44.0% ranks in the bottom 4% of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- EQUITASBNK's 3-year revenue growth of 18.0% ranks in the 69th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
We do not hold promoter holding or debt-to-equity ratio figures for EQUITASBNK, as of 8 Aug 2026, so those are not ranked here.
Is EQUITASBNK overvalued? EQUITASBNK P/E vs peers
EQUITASBNK trades at 16.9× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
EQUITASBNK share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 5.7y of EQUITASBNK history (15%/yr drift, 35%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| EQUITASBNK 2027 | ₹50 | ₹79 | ₹123 | +5% |
| EQUITASBNK 2028 | ₹43 | ₹83 | ₹158 | +10% |
| EQUITASBNK 2029 | ₹40 | ₹87 | ₹188 | +15% |
| EQUITASBNK 2030 | ₹37 | ₹91 | ₹225 | +21% |
| EQUITASBNK 2031 | ₹34 | ₹95 | ₹262 | +26% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability EQUITASBNK goes up, or doubles?
The bull case for EQUITASBNK
- EQUITASBNK's P/E of 16.9x is lower than 69% of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- Low price-to-book of 1.40×, the market is paying little over the company's net assets.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹188.
The bear case & risks
- EQUITASBNK's return on equity of 1.7% ranks in the 18th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹40.
EQUITASBNK volatility & expected range, how bumpy is the ride?
Over the last 5.7 years EQUITASBNK compounded at 15%/year with annualized volatility of 35%. That volatility implies a 1-year 80% range of ₹50-₹123, the honest backbone behind any single price target.
EQUITASBNK price forecast, the full 60-month probability fan
EQUITASBNK price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds EQUITASBNK hits common targets within the simulated horizon?
Full multi-horizon detail on the EQUITASBNK price target & forecast page.
EQUITASBNK Piotroski F-Score: 4/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. EQUITASBNK scores 4/8, mixed financial health.
EQUITASBNK MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy EQUITASBNK with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 35.00% | 2.9× |
| ZerodhaCHEAPEST | 31.79% | 3.1× |
| Groww | 31.95% | 3.1× |
| Dhan | 31.79% | 3.1× |
| Kotak Neo | 31.85% | 3.1× |
| Paytm Money | 31.95% | 3.1× |
| Pocketful | 31.83% | 3.1× |
| Anand RathiCHEAPEST | 31.79% | 3.1× |
| Bajaj Broking | 32.00% | 3.1× |
| Share India | 31.93% | 3.1× |
Compare every broker on the EQUITASBNK MTF page.
About Equitas Small Finance Bank Limited: sector, index & market-cap context
Equitas Small Finance Bank Limited (EQUITASBNK) is a small-cap NSE-listed company, with a market capitalisation of ₹8,605 Cr. See more stocks on our screener.
How the EQUITASBNK Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Equitas Small Finance Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
EQUITASBNK analysis, FAQs
Is Equitas Small Finance Bank Limited (EQUITASBNK) a good buy?
On the numbers, Equitas Small Finance Bank Limited (EQUITASBNK) mixed signals, a Downstox Snapshot Score of 49/100, weighing fairly valued at 16.9× earnings, ROE of 1.7%, a 55% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is EQUITASBNK overvalued or undervalued?
EQUITASBNK trades at 16.9× earnings, fairly valued versus the ~22× long-run Nifty average.
What is the EQUITASBNK share price target for 2031?
EQUITASBNK's probability-weighted 2031 median target is ₹95, with an 80% range of ₹34-₹262 (10,000-path Monte-Carlo).
What is the probability EQUITASBNK doubles in 5 years?
The modelled probability of EQUITASBNK reaching ₹150 (2×) within 5 years is 28%.
What is the bull case for EQUITASBNK?
EQUITASBNK's P/E of 16.9x is lower than 69% of the 2,371 NSE companies in our screener, as of 8 Aug 2026. Low price-to-book of 1.40×, the market is paying little over the company's net assets.
What are the risks in EQUITASBNK?
EQUITASBNK's return on equity of 1.7% ranks in the 18th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.