Case study

FIVESTAR

Five-Star Business Finance Limited

Tread carefully1y model +1.9%

Each stock's 10,000-path forecast, rendered as light.

41Score

Five-Star Business Finance Limited (FIVESTAR) Stock Analysis & Case Study

Is FIVESTAR a good buy? The data-driven verdict.

Five-Star Business Finance Limited (FIVESTAR) trades at ₹543,on the numbers it tread carefully, a Downstox Snapshot Score of 41/100.

On the numbers, Five-Star Business Finance Limited (FIVESTAR) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 102.0× earnings, ROE of 16.0%, a 52% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

FIVESTAR fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹16,036 Cr
Current price
₹543
P/E ratio
102.0×
P/B ratio
1467.57×
Book value
₹0
Dividend yield
0.37%
ROCE
17.0%
ROE
16.0%
Piotroski F-Score
6/8

How FIVESTAR ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for FIVESTAR, as of 9 Aug 2026, so it is not ranked here.

Is FIVESTAR overvalued? FIVESTAR P/E vs peers

FIVESTAR trades at 102.0× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

FIVESTAR share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 3.6y of FIVESTAR history (3%/yr drift, 41%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
FIVESTAR 2027₹329₹554₹932+2%
FIVESTAR 2028₹275₹564₹1,157+4%
FIVESTAR 2029₹234₹575₹1,410+6%
FIVESTAR 2030₹205₹586₹1,673+8%
FIVESTAR 2031₹183₹597₹1,949+10%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability FIVESTAR goes up, or doubles?

52%
Higher in 1 year
Modelled chance the price is above today in 12 months
54%
Higher in 5 years
Modelled chance the price is above today in 5 years
26%
Doubles in 5 years
Modelled chance of reaching ₹1,087 within 5 years

The bull case for FIVESTAR

  • FIVESTAR's return on equity of 16.0% ranks in the 75th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,410.

The bear case & risks

  • FIVESTAR's P/E of 102.0x is lower than 11% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • A steep 1467.6× price-to-book means most of the value is intangible/expectations, not assets on the books.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹234.

FIVESTAR volatility & expected range, how bumpy is the ride?

Over the last 3.6 years FIVESTAR compounded at 3%/year with annualized volatility of 41%. That volatility implies a 1-year 80% range of ₹329-₹932, the honest backbone behind any single price target.

FIVESTAR price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 3.6 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
1.9%
80% range₹329-₹932
P(price ↑)52%
P(price 2×)5%
3-Year Forecast
2029
₹0
Median (P50)
5.8%
80% range₹234-₹1,410
P(price ↑)53%
P(price 2×)18%
5-Year Forecast
2031
₹0
Median (P50)
9.9%
80% range₹183-₹1,949
P(price ↑)54%
P(price 2×)26%

FIVESTAR price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
FIVESTAR simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds FIVESTAR hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the FIVESTAR price target & forecast page.

FIVESTAR Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. FIVESTAR scores 6/8, mixed financial health.

FIVESTAR MTF margin & leverage across 11 brokers

Margin Trading Facility lets you buy FIVESTAR with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox33.80%3.0×
ZerodhaCHEAPEST33.78%3.0×
Groww33.96%2.9×
DhanCHEAPEST33.78%3.0×
Kotak NeoCHEAPEST33.78%3.0×
Paytm Money34.03%2.9×
Pocketful34.14%2.9×
Fyers34.48%2.9×
Anand RathiCHEAPEST33.78%3.0×
Bajaj Broking35.00%2.9×
Share India33.92%2.9×

Compare every broker on the FIVESTAR MTF page.

About Five-Star Business Finance Limited: sector, index & market-cap context

Five-Star Business Finance Limited (FIVESTAR) is a small-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹16,036 Cr. See more stocks on our screener.

How the FIVESTAR Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Five-Star Business Finance Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

FIVESTAR analysis, FAQs

Is Five-Star Business Finance Limited (FIVESTAR) a good buy?

On the numbers, Five-Star Business Finance Limited (FIVESTAR) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 102.0× earnings, ROE of 16.0%, a 52% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is FIVESTAR overvalued or undervalued?

FIVESTAR trades at 102.0× earnings, expensive versus the ~22× long-run Nifty average.

What is the FIVESTAR share price target for 2031?

FIVESTAR's probability-weighted 2031 median target is ₹597, with an 80% range of ₹183-₹1,949 (10,000-path Monte-Carlo).

What is the probability FIVESTAR doubles in 5 years?

The modelled probability of FIVESTAR reaching ₹1,087 (2×) within 5 years is 26%.

What is the bull case for FIVESTAR?

FIVESTAR's return on equity of 16.0% ranks in the 75th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in FIVESTAR?

FIVESTAR's P/E of 102.0x is lower than 11% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. A steep 1467.6× price-to-book means most of the value is intangible/expectations, not assets on the books.

More on FIVESTAR