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UTI Nifty 5 yr Benchmark G-Sec ETF (GILT5BETA) - MTF Margin Comparison

Exchange: NSE · Available on 2 brokers · Updated daily

Best MTF Rate: 16.00% on Anand Rathi(6.3x leverage)

MTF Margin Comparison - GILT5BETA

Upstox
20.00%
Margin Required
Leverage5.0x
You Pay2,000
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
BEST
Anand Rathi
16.00%
Margin Required
Leverage6.3x
You Pay1,600
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

UTI Nifty 5 yr Benchmark G-Sec ETF - Complete Broker Comparison

ParameterUpstoxAnand Rathi
MTF Margin20.00%16.00%
Leverage5.0x6.3x
You Pay (per ₹1L)20,00016,000
Broker Funds (per ₹1L)80,00084,000
Interest Rate (p.a.)18.25%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/daysee broker
Brokerage0.1% or ₹20/order (whichever is lower)see plan
Pledge Charges₹20 per stock (one-time)per ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off on margin shortfall

Anand Rathi offers the best margin of 16.00% for GILT5BETA, while Upstox requires 20.00% - a difference of 4.00 percentage points.

GILT5BETA MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital20,000
Broker funds80,000
Daily interest40
30-day cost1,200
Annual cost14,600
Anand Rathi
Your capital16,000
Broker funds84,000
Daily interest34
30-day cost1,035
Annual cost12,592

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in GILT5BETA with MTF?

If you invest
10,000
Stock value you hold62,500
Anand Rathi funds52,500
Margin used16.00%
If you invest
50,000
Stock value you hold3,12,500
Anand Rathi funds2,62,500
Margin used16.00%
If you invest
1,00,000
Stock value you hold6,25,000
Anand Rathi funds5,25,000
Margin used16.00%

Frequently Asked Questions - GILT5BETA MTF

What is the MTF margin for GILT5BETA?

Upstox: 20.00%, Anand Rathi: 16.00%. The lowest margin is 16.00% on Anand Rathi, meaning you only need to pay ₹1600 to buy ₹10,000 worth of UTI Nifty 5 yr Benchmark G-Sec ETF shares.

Which broker is cheapest for GILT5BETA MTF?

For margin percentage, Anand Rathi offers the lowest at 16.00% (6.3x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on GILT5BETA MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy GILT5BETA on margin?

Yes, UTI Nifty 5 yr Benchmark G-Sec ETF (GILT5BETA) is available for Margin Trading Facility (MTF) on Upstox, Anand Rathi. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold GILT5BETA on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for GILT5BETA?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for GILT5BETA?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for GILT5BETA MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About UTI Nifty 5 yr Benchmark G-Sec ETF (GILT5BETA) Margin Trading

UTI Nifty 5 yr Benchmark G-Sec ETF (GILT5BETA) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 2 major Indian brokers: Upstox, Anand Rathi. MTF allows you to buy GILT5BETA shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Anand Rathi offers the best MTF margin of 16.00% for GILT5BETA. This means you can buy ₹1,00,000 worth of UTI Nifty 5 yr Benchmark G-Sec ETF shares by paying just ₹16,000, with Anand Rathi funding the remaining ₹84,000.

MTF Interest Rates for GILT5BETA - Broker Comparison

The cost of holding GILT5BETA on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for GILT5BETA MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding GILT5BETA on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2027+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade GILT5BETA directly through our Scalper Terminal.