GODIGIT
Go Digit General Insurance Limited
Each stock's 10,000-path forecast, rendered as light.
Go Digit General Insurance Limited (GODIGIT) Stock Analysis & Case Study
Is GODIGIT a good buy? The data-driven verdict.
Go Digit General Insurance Limited (GODIGIT) trades at ₹272,on the numbers it tread carefully, a Downstox Snapshot Score of 41/100.
On the numbers, Go Digit General Insurance Limited (GODIGIT) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 51.1× earnings, ROE of 12.2%, a 56% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
GODIGIT fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How GODIGIT ranks against the 2,373 companies in our screener
- GODIGIT's market cap of 25,172 Cr ranks in the 86th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- GODIGIT's book value of ₹50 ranks in the 33rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- GODIGIT's promoter holding of 73.0% ranks in the 83rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- GODIGIT's 3-year profit (PAT) growth of 148.0% ranks in the top 3% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- GODIGIT's 3-year revenue growth of 19.0% ranks in the 72nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- GODIGIT's debt-to-equity ratio of 0.08x is lower than 80% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
Is GODIGIT overvalued? GODIGIT P/E vs peers
GODIGIT trades at 51.1× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
GODIGIT share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.2y of GODIGIT history (-5%/yr drift, 33%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| GODIGIT 2027 | ₹187 | ₹286 | ₹438 | +5% |
| GODIGIT 2028 | ₹164 | ₹300 | ₹548 | +10% |
| GODIGIT 2029 | ₹149 | ₹315 | ₹665 | +16% |
| GODIGIT 2030 | ₹141 | ₹330 | ₹775 | +21% |
| GODIGIT 2031 | ₹132 | ₹347 | ₹907 | +27% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability GODIGIT goes up, or doubles?
The bull case for GODIGIT
- GODIGIT's return on equity of 12.2% ranks in the 60th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹665.
The bear case & risks
- GODIGIT's P/E of 51.1x is lower than 26% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹149.
GODIGIT volatility & expected range, how bumpy is the ride?
Over the last 2.2 years GODIGIT compounded at -5%/year with annualized volatility of 33%. That volatility implies a 1-year 80% range of ₹187-₹438, the honest backbone behind any single price target.
GODIGIT price forecast, the full 60-month probability fan
GODIGIT price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds GODIGIT hits common targets within the simulated horizon?
Full multi-horizon detail on the GODIGIT price target & forecast page.
GODIGIT Piotroski F-Score: 5/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. GODIGIT scores 5/8, mixed financial health.
GODIGIT MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy GODIGIT with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 29.38% | 3.4× |
| Zerodha | 29.36% | 3.4× |
| Groww | 29.38% | 3.4× |
| Dhan | 29.36% | 3.4× |
| Kotak Neo | 30.03% | 3.3× |
| Paytm Money | 56.38% | 1.8× |
| Pocketful | 28.17% | 3.5× |
| FyersCHEAPEST | 27.78% | 3.6× |
| Anand Rathi | 29.36% | 3.4× |
| Bajaj Broking | 31.00% | 3.2× |
| Share India | 28.99% | 3.4× |
Compare every broker on the GODIGIT MTF page.
About Go Digit General Insurance Limited: sector, index & market-cap context
Go Digit General Insurance Limited (GODIGIT) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹25,172 Cr. See more stocks on our screener.
How the GODIGIT Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Go Digit General Insurance Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
GODIGIT analysis, FAQs
Is Go Digit General Insurance Limited (GODIGIT) a good buy?
On the numbers, Go Digit General Insurance Limited (GODIGIT) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 51.1× earnings, ROE of 12.2%, a 56% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is GODIGIT overvalued or undervalued?
GODIGIT trades at 51.1× earnings, expensive versus the ~22× long-run Nifty average.
What is the GODIGIT share price target for 2031?
GODIGIT's probability-weighted 2031 median target is ₹347, with an 80% range of ₹132-₹907 (10,000-path Monte-Carlo).
What is the probability GODIGIT doubles in 5 years?
The modelled probability of GODIGIT reaching ₹545 (2×) within 5 years is 28%.
What is the bull case for GODIGIT?
GODIGIT's return on equity of 12.2% ranks in the 60th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in GODIGIT?
GODIGIT's P/E of 51.1x is lower than 26% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.