HO

Home First Finance Co. (HOMEFIRST) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 33.79% on Share India(3.0x leverage)

MTF Margin Comparison - HOMEFIRST

Upstox
33.91%
Margin Required
Leverage2.9x
You Pay3,391
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
33.86%
Margin Required
Leverage3.0x
You Pay3,386
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
33.86%
Margin Required
Leverage3.0x
You Pay3,386
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
33.90%
Margin Required
Leverage2.9x
You Pay3,390
You Get₹10,000
Interest9.69% p.a.
Max HoldNo Time Limit
Paytm Money
37.91%
Margin Required
Leverage2.6x
You Pay3,791
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
34.12%
Margin Required
Leverage2.9x
You Pay3,412
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
33.86%
Margin Required
Leverage3.0x
You Pay3,386
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
35.00%
Margin Required
Leverage2.9x
You Pay3,500
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
BEST
Share India
33.79%
Margin Required
Leverage3.0x
You Pay3,379
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Home First Finance Co. - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin33.91%33.86%33.86%33.90%37.91%34.12%33.86%35.00%33.79%
Leverage2.9x3.0x3.0x2.9x2.6x2.9x3.0x2.9x3.0x
You Pay (per ₹1L)33,91033,86033,86033,90037,91034,12033,86035,00033,790
Broker Funds (per ₹1L)66,09066,14066,14066,10062,09065,88066,14065,00066,210
Interest Rate (p.a.)18.25%14.6%12.49%9.69%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Share India offers the best margin of 33.79% for HOMEFIRST, while Paytm Money requires 37.91% - a difference of 4.12 percentage points.

HOMEFIRST MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital33,910
Broker funds66,090
Daily interest33
30-day cost991
Annual cost12,061
Zerodha
Your capital33,860
Broker funds66,140
Daily interest26
30-day cost794
Annual cost9,656
Dhan
Your capital33,860
Broker funds66,140
Daily interest23
30-day cost679
Annual cost8,261
Kotak Neo
Your capital33,900
Broker funds66,100
Daily interest18
30-day cost526
Annual cost6,405
Paytm Money
Your capital37,910
Broker funds62,090
Daily interest25
30-day cost765
Annual cost9,307
Pocketful
Your capital34,120
Broker funds65,880
Daily interest11
30-day cost324
Annual cost3,946
Anand Rathi
Your capital33,860
Broker funds66,140
Daily interest27
30-day cost815
Annual cost9,914
Bajaj Broking
Your capital35,000
Broker funds65,000
Daily interest32
30-day cost962
Annual cost11,700
Share India
Your capital33,790
Broker funds66,210
Daily interest27
30-day cost816
Annual cost9,925

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in HOMEFIRST with MTF?

If you invest
10,000
Stock value you hold29,595
Share India funds19,595
Margin used33.79%
If you invest
50,000
Stock value you hold1,47,973
Share India funds97,973
Margin used33.79%
If you invest
1,00,000
Stock value you hold2,95,946
Share India funds1,95,946
Margin used33.79%

Frequently Asked Questions - HOMEFIRST MTF

What is the MTF margin for HOMEFIRST?

Upstox: 33.91%, Zerodha: 33.86%, Dhan: 33.86%, Kotak Neo: 33.90%, Paytm Money: 37.91%, Pocketful: 34.12%, Anand Rathi: 33.86%, Bajaj Broking: 35.00%, Share India: 33.79%. The lowest margin is 33.79% on Share India, meaning you only need to pay ₹3379 to buy ₹10,000 worth of Home First Finance Co. shares.

Which broker is cheapest for HOMEFIRST MTF?

For margin percentage, Share India offers the lowest at 33.79% (3.0x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on HOMEFIRST MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy HOMEFIRST on margin?

Yes, Home First Finance Co. (HOMEFIRST) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold HOMEFIRST on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for HOMEFIRST?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for HOMEFIRST?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for HOMEFIRST MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Compare Other MTF Stocks

Compare All 2026+ MTF Stocks

Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Home First Finance Co. (HOMEFIRST) Margin Trading

Home First Finance Co. (HOMEFIRST) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy HOMEFIRST shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Share India offers the best MTF margin of 33.79% for HOMEFIRST. This means you can buy ₹1,00,000 worth of Home First Finance Co. shares by paying just ₹33,790, with Share India funding the remaining ₹66,210.

MTF Interest Rates for HOMEFIRST - Broker Comparison

The cost of holding HOMEFIRST on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for HOMEFIRST MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding HOMEFIRST on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade HOMEFIRST directly through our Scalper Terminal.