IIFL
IIFL FINANCE LIMITED
Each stock's 10,000-path forecast, rendered as light.
IIFL FINANCE LIMITED (IIFL) Stock Analysis & Case Study
Is IIFL a good buy? The data-driven verdict.
IIFL FINANCE LIMITED (IIFL) trades at ₹612,on the numbers it worth a closer look, a Downstox Snapshot Score of 65/100.
On the numbers, IIFL FINANCE LIMITED (IIFL) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 12.4× earnings, ROE of 12.6%, a 52% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
IIFL fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How IIFL ranks against the 2,373 companies in our screener
- IIFL's market cap of 26,023 Cr ranks in the 87th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IIFL's book value of ₹327 ranks in the 83rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IIFL's promoter holding of 24.8% ranks in the bottom 5% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IIFL's 3-year profit (PAT) growth of 3.0% ranks in the 32nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IIFL's 3-year revenue growth of 17.0% ranks in the 67th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for IIFL, as of 9 Aug 2026, so it is not ranked here.
Is IIFL overvalued? IIFL P/E vs peers
IIFL trades at 12.4× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
IIFL share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of IIFL history (13%/yr drift, 41%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| IIFL 2027 | ₹367 | ₹622 | ₹1,055 | +2% |
| IIFL 2028 | ₹302 | ₹633 | ₹1,327 | +4% |
| IIFL 2029 | ₹258 | ₹645 | ₹1,607 | +5% |
| IIFL 2030 | ₹229 | ₹656 | ₹1,878 | +7% |
| IIFL 2031 | ₹205 | ₹667 | ₹2,171 | +9% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability IIFL goes up, or doubles?
The bull case for IIFL
- IIFL's P/E of 12.4x is lower than 81% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IIFL's return on equity of 12.6% ranks in the 62nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,607.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹258.
IIFL volatility & expected range, how bumpy is the ride?
Over the last 9.8 years IIFL compounded at 13%/year with annualized volatility of 41%. That volatility implies a 1-year 80% range of ₹367-₹1,055, the honest backbone behind any single price target.
IIFL price forecast, the full 60-month probability fan
IIFL price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds IIFL hits common targets within the simulated horizon?
Full multi-horizon detail on the IIFL price target & forecast page.
IIFL Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. IIFL scores 6/8, mixed financial health.
IIFL MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy IIFL with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 34.99% | 2.9× |
| ZerodhaCHEAPEST | 34.95% | 2.9× |
| Groww | 35.15% | 2.8× |
| DhanCHEAPEST | 34.95% | 2.9× |
| Kotak Neo | 34.97% | 2.9× |
| Paytm Money | 35.27% | 2.8× |
| Pocketful | 35.45% | 2.8× |
| Fyers | 35.71% | 2.8× |
| Anand RathiCHEAPEST | 34.95% | 2.9× |
| Bajaj Broking | 36.00% | 2.8× |
| Share India | 35.12% | 2.8× |
Compare every broker on the IIFL MTF page.
About IIFL FINANCE LIMITED: sector, index & market-cap context
IIFL FINANCE LIMITED (IIFL) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹26,023 Cr. See more stocks on our screener.
How the IIFL Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of IIFL FINANCE LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
IIFL analysis, FAQs
Is IIFL FINANCE LIMITED (IIFL) a good buy?
On the numbers, IIFL FINANCE LIMITED (IIFL) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 12.4× earnings, ROE of 12.6%, a 52% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is IIFL overvalued or undervalued?
IIFL trades at 12.4× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the IIFL share price target for 2031?
IIFL's probability-weighted 2031 median target is ₹667, with an 80% range of ₹205-₹2,171 (10,000-path Monte-Carlo).
What is the probability IIFL doubles in 5 years?
The modelled probability of IIFL reaching ₹1,224 (2×) within 5 years is 25%.
What is the bull case for IIFL?
IIFL's P/E of 12.4x is lower than 81% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. IIFL's return on equity of 12.6% ranks in the 62nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in IIFL?
No model or past record guarantees future returns, treat this as one input, not a decision.