Case study

IRCTC

Indian Railway Catering And Tourism Corporation Limited

Worth a closer look1y model +8.6%

Each stock's 10,000-path forecast, rendered as light.

69Score

Indian Railway Catering And Tourism Corporation Limited (IRCTC) Stock Analysis & Case Study

Is IRCTC a good buy? The data-driven verdict.

Indian Railway Catering And Tourism Corporation Limited (IRCTC) trades at ₹520,on the numbers it worth a closer look, a Downstox Snapshot Score of 69/100.

On the numbers, Indian Railway Catering And Tourism Corporation Limited (IRCTC) worth a closer look, a Downstox Snapshot Score of 69/100, weighing premium at 30.1× earnings, ROE of 34.6%, a 64% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

IRCTC fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹41,596 Cr
Current price
₹520
P/E ratio
30.1×
P/B ratio
9.65×
Book value
₹54
Dividend yield
1.63%
ROCE
46.1%
ROE
34.6%
Piotroski F-Score
6/8

How IRCTC ranks against the 2,373 companies in our screener

Is IRCTC overvalued? IRCTC P/E vs peers

IRCTC trades at 30.1× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

IRCTC share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 6.7y of IRCTC history (19%/yr drift, 24%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
IRCTC 2027₹419₹565₹760+9%
IRCTC 2028₹398₹613₹944+18%
IRCTC 2029₹395₹665₹1,122+28%
IRCTC 2030₹397₹722₹1,316+39%
IRCTC 2031₹398₹784₹1,545+51%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability IRCTC goes up, or doubles?

64%
Higher in 1 year
Modelled chance the price is above today in 12 months
78%
Higher in 5 years
Modelled chance the price is above today in 5 years
30%
Doubles in 5 years
Modelled chance of reaching ₹1,040 within 5 years

The bull case for IRCTC

  • IRCTC's return on equity of 34.6% ranks in the top 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • IRCTC's return on capital employed of 46.1% ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • A 10,000-path probability model puts a 64% chance the price is higher in a year, with a median target of ₹565 (+9%).
  • Relatively low volatility (24%/yr), a steadier ride than the typical mid/small-cap.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,122.

The bear case & risks

  • IRCTC's P/E of 30.1x is lower than 46% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • A steep 9.7× price-to-book means most of the value is intangible/expectations, not assets on the books.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹395.

IRCTC volatility & expected range, how bumpy is the ride?

Over the last 6.7 years IRCTC compounded at 19%/year with annualized volatility of 24%. That volatility implies a 1-year 80% range of ₹419-₹760, the honest backbone behind any single price target.

IRCTC price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 6.7 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
8.6%
80% range₹419-₹760
P(price ↑)64%
P(price 2×)1%
3-Year Forecast
2029
₹0
Median (P50)
28.0%
80% range₹395-₹1,122
P(price ↑)73%
P(price 2×)14%
5-Year Forecast
2031
₹0
Median (P50)
50.9%
80% range₹398-₹1,545
P(price ↑)78%
P(price 2×)30%

IRCTC price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
IRCTC simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds IRCTC hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the IRCTC price target & forecast page.

IRCTC Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. IRCTC scores 6/8, mixed financial health.

IRCTC MTF margin & leverage across 11 brokers

Margin Trading Facility lets you buy IRCTC with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox27.21%3.7×
Zerodha27.18%3.7×
Groww27.24%3.7×
Dhan27.18%3.7×
Kotak NeoCHEAPEST27.17%3.7×
Paytm Money27.24%3.7×
Pocketful27.19%3.7×
Fyers27.78%3.6×
Anand Rathi27.18%3.7×
Bajaj Broking28.00%3.6×
Share India27.24%3.7×

Compare every broker on the IRCTC MTF page.

About Indian Railway Catering And Tourism Corporation Limited: sector, index & market-cap context

Indian Railway Catering And Tourism Corporation Limited (IRCTC) is a mid-cap NSE-listed company in the Services sector, and a constituent of the Nifty 500 index, with a market capitalisation of ₹41,596 Cr. See more stocks on our screener.

How the IRCTC Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Indian Railway Catering And Tourism Corporation Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

IRCTC analysis, FAQs

Is Indian Railway Catering And Tourism Corporation Limited (IRCTC) a good buy?

On the numbers, Indian Railway Catering And Tourism Corporation Limited (IRCTC) worth a closer look, a Downstox Snapshot Score of 69/100, weighing premium at 30.1× earnings, ROE of 34.6%, a 64% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is IRCTC overvalued or undervalued?

IRCTC trades at 30.1× earnings, premium versus the ~22× long-run Nifty average.

What is the IRCTC share price target for 2031?

IRCTC's probability-weighted 2031 median target is ₹784, with an 80% range of ₹398-₹1,545 (10,000-path Monte-Carlo).

What is the probability IRCTC doubles in 5 years?

The modelled probability of IRCTC reaching ₹1,040 (2×) within 5 years is 30%.

What is the bull case for IRCTC?

IRCTC's return on equity of 34.6% ranks in the top 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. IRCTC's return on capital employed of 46.1% ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. A 10,000-path probability model puts a 64% chance the price is higher in a year, with a median target of ₹565 (+9%).

What are the risks in IRCTC?

IRCTC's P/E of 30.1x is lower than 46% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. A steep 9.7× price-to-book means most of the value is intangible/expectations, not assets on the books.

More on IRCTC