J&KBANK
The Jammu & Kashmir Bank Limited
Each stock's 10,000-path forecast, rendered as light.
The Jammu & Kashmir Bank Limited (J&KBANK) Stock Analysis & Case Study
Is J&KBANK a good buy? The data-driven verdict.
The Jammu & Kashmir Bank Limited (J&KBANK) trades at ₹159,on the numbers it worth a closer look, a Downstox Snapshot Score of 65/100.
On the numbers, The Jammu & Kashmir Bank Limited (J&KBANK) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 7.6× earnings, ROE of 15.4%, a 54% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
J&KBANK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How J&KBANK ranks against the 2,373 companies in our screener
- J&KBANK's market cap of 17,535 Cr ranks in the 83rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- J&KBANK's book value of ₹154 ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- J&KBANK's promoter holding of 59.4% ranks in the 51st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- J&KBANK's 3-year profit (PAT) growth of 26.0% ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- J&KBANK's 3-year revenue growth of 12.0% ranks in the 55th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for J&KBANK, as of 9 Aug 2026, so it is not ranked here.
Is J&KBANK overvalued? J&KBANK P/E vs peers
J&KBANK trades at 7.6× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
J&KBANK share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of J&KBANK history (0%/yr drift, 39%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| J&KBANK 2027 | ₹101 | ₹166 | ₹274 | +4% |
| J&KBANK 2028 | ₹85 | ₹173 | ₹353 | +9% |
| J&KBANK 2029 | ₹76 | ₹181 | ₹429 | +14% |
| J&KBANK 2030 | ₹71 | ₹189 | ₹503 | +19% |
| J&KBANK 2031 | ₹64 | ₹197 | ₹603 | +24% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability J&KBANK goes up, or doubles?
The bull case for J&KBANK
- J&KBANK's P/E of 7.6x is lower than 91% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Low price-to-book of 1.03×, the market is paying little over the company's net assets.
- J&KBANK's return on equity of 15.4% ranks in the 72nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹429.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹76.
J&KBANK volatility & expected range, how bumpy is the ride?
Over the last 9.8 years J&KBANK compounded at 0%/year with annualized volatility of 39%. That volatility implies a 1-year 80% range of ₹101-₹274, the honest backbone behind any single price target.
J&KBANK price forecast, the full 60-month probability fan
J&KBANK price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds J&KBANK hits common targets within the simulated horizon?
Full multi-horizon detail on the J&KBANK price target & forecast page.
J&KBANK Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. J&KBANK scores 6/8, mixed financial health.
J&KBANK MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy J&KBANK with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 35.53% | 2.8× |
| Zerodha | 35.49% | 2.8× |
| Groww | 35.68% | 2.8× |
| Dhan | 35.49% | 2.8× |
| Kotak Neo | 35.46% | 2.8× |
| Paytm Money | 37.59% | 2.7× |
| PocketfulCHEAPEST | 34.63% | 2.9× |
| Anand Rathi | 35.49% | 2.8× |
| Bajaj Broking | 36.00% | 2.8× |
| Share India | 35.64% | 2.8× |
Compare every broker on the J&KBANK MTF page.
About The Jammu & Kashmir Bank Limited: sector, index & market-cap context
The Jammu & Kashmir Bank Limited (J&KBANK) is a small-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹17,535 Cr. See more stocks on our screener.
How the J&KBANK Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of The Jammu & Kashmir Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
J&KBANK analysis, FAQs
Is The Jammu & Kashmir Bank Limited (J&KBANK) a good buy?
On the numbers, The Jammu & Kashmir Bank Limited (J&KBANK) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 7.6× earnings, ROE of 15.4%, a 54% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is J&KBANK overvalued or undervalued?
J&KBANK trades at 7.6× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the J&KBANK share price target for 2031?
J&KBANK's probability-weighted 2031 median target is ₹197, with an 80% range of ₹64-₹603 (10,000-path Monte-Carlo).
What is the probability J&KBANK doubles in 5 years?
The modelled probability of J&KBANK reaching ₹318 (2×) within 5 years is 29%.
What is the bull case for J&KBANK?
J&KBANK's P/E of 7.6x is lower than 91% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 1.03×, the market is paying little over the company's net assets. J&KBANK's return on equity of 15.4% ranks in the 72nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in J&KBANK?
No model or past record guarantees future returns, treat this as one input, not a decision.