JIOFIN
Jio Financial Services Limited
Each stock's 10,000-path forecast, rendered as light.
Jio Financial Services Limited (JIOFIN) Stock Analysis & Case Study
Is JIOFIN a good buy? The data-driven verdict.
Jio Financial Services Limited (JIOFIN) trades at ₹257,on the numbers it tread carefully, a Downstox Snapshot Score of 33/100.
On the numbers, Jio Financial Services Limited (JIOFIN) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 82.1× earnings, ROE of 1.2%, a 57% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
JIOFIN fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How JIOFIN ranks against the 2,373 companies in our screener
- JIOFIN's market cap of 1.70L Cr ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- JIOFIN's book value of ₹211 ranks in the 73rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- JIOFIN's promoter holding of 49.1% ranks in the 28th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- JIOFIN's 3-year profit (PAT) growth of 293.0% ranks in the top 1% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- JIOFIN's 3-year revenue growth of 328.0% ranks in the top 1% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- JIOFIN's debt-to-equity ratio of 0.16x is lower than 68% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
Is JIOFIN overvalued? JIOFIN P/E vs peers
JIOFIN trades at 82.1× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
JIOFIN share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.9y of JIOFIN history (1%/yr drift, 31%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| JIOFIN 2027 | ₹185 | ₹272 | ₹401 | +6% |
| JIOFIN 2028 | ₹166 | ₹289 | ₹502 | +12% |
| JIOFIN 2029 | ₹156 | ₹306 | ₹601 | +19% |
| JIOFIN 2030 | ₹151 | ₹324 | ₹698 | +26% |
| JIOFIN 2031 | ₹143 | ₹344 | ₹827 | +34% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability JIOFIN goes up, or doubles?
The bull case for JIOFIN
- Low price-to-book of 1.22×, the market is paying little over the company's net assets.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹601.
The bear case & risks
- JIOFIN's P/E of 82.1x is lower than 14% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- JIOFIN's return on equity of 1.2% ranks in the 16th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹156.
JIOFIN volatility & expected range, how bumpy is the ride?
Over the last 2.9 years JIOFIN compounded at 1%/year with annualized volatility of 31%. That volatility implies a 1-year 80% range of ₹185-₹401, the honest backbone behind any single price target.
JIOFIN price forecast, the full 60-month probability fan
JIOFIN price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds JIOFIN hits common targets within the simulated horizon?
Full multi-horizon detail on the JIOFIN price target & forecast page.
JIOFIN Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. JIOFIN scores 6/8, mixed financial health.
JIOFIN MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy JIOFIN with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 26.15% | 3.8× |
| Zerodha | 25.30% | 4.0× |
| Groww | 25.31% | 4.0× |
| Dhan | 23.00% | 4.3× |
| Kotak NeoCHEAPEST | 22.68% | 4.4× |
| Paytm Money | 22.96% | 4.4× |
| Pocketful | 29.52% | 3.4× |
| Fyers | 30.30% | 3.3× |
| Anand Rathi | 29.67% | 3.4× |
| Bajaj Broking | 23.00% | 4.3× |
| Share India | 29.73% | 3.4× |
Compare every broker on the JIOFIN MTF page.
About Jio Financial Services Limited: sector, index & market-cap context
Jio Financial Services Limited (JIOFIN) is a large-cap NSE-listed company, and a constituent of the Nifty 50 index, with a market capitalisation of ₹1.70L Cr. See more stocks on our screener.
How the JIOFIN Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Jio Financial Services Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
JIOFIN analysis, FAQs
Is Jio Financial Services Limited (JIOFIN) a good buy?
On the numbers, Jio Financial Services Limited (JIOFIN) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 82.1× earnings, ROE of 1.2%, a 57% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is JIOFIN overvalued or undervalued?
JIOFIN trades at 82.1× earnings, expensive versus the ~22× long-run Nifty average.
What is the JIOFIN share price target for 2031?
JIOFIN's probability-weighted 2031 median target is ₹344, with an 80% range of ₹143-₹827 (10,000-path Monte-Carlo).
What is the probability JIOFIN doubles in 5 years?
The modelled probability of JIOFIN reaching ₹514 (2×) within 5 years is 29%.
What is the bull case for JIOFIN?
Low price-to-book of 1.22×, the market is paying little over the company's net assets.
What are the risks in JIOFIN?
JIOFIN's P/E of 82.1x is lower than 14% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. JIOFIN's return on equity of 1.2% ranks in the 16th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.