Case study

MAHABANK

Bank of Maharashtra

Screens attractive1y model +5.9%

Each stock's 10,000-path forecast, rendered as light.

76Score

Bank of Maharashtra (MAHABANK) Stock Analysis & Case Study

Is MAHABANK a good buy? The data-driven verdict.

Bank of Maharashtra (MAHABANK) trades at ₹78,on the numbers it screens attractive, a Downstox Snapshot Score of 76/100.

On the numbers, Bank of Maharashtra (MAHABANK) screens attractive, a Downstox Snapshot Score of 76/100, weighing inexpensive at 8.0× earnings, ROE of 22.6%, a 57% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

MAHABANK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹60,209 Cr
Current price
₹78
P/E ratio
8.0×
P/B ratio
1.69×
Book value
₹46
Dividend yield
2.81%
ROCE
6.0%
ROE
22.6%
Piotroski F-Score
6/8

How MAHABANK ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for MAHABANK, as of 9 Aug 2026, so it is not ranked here.

Is MAHABANK overvalued? MAHABANK P/E vs peers

MAHABANK trades at 8.0× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

MAHABANK share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of MAHABANK history (9%/yr drift, 35%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
MAHABANK 2027₹53₹83₹129+6%
MAHABANK 2028₹46₹88₹167+12%
MAHABANK 2029₹42₹93₹204+19%
MAHABANK 2030₹40₹98₹243+26%
MAHABANK 2031₹39₹104₹281+33%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability MAHABANK goes up, or doubles?

57%
Higher in 1 year
Modelled chance the price is above today in 12 months
64%
Higher in 5 years
Modelled chance the price is above today in 5 years
30%
Doubles in 5 years
Modelled chance of reaching ₹157 within 5 years

The bull case for MAHABANK

  • MAHABANK's P/E of 8.0x is lower than 90% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • MAHABANK's return on equity of 22.6% ranks in the 88th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • MAHABANK's dividend yield of 2.8% ranks in the 93rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹204.

The bear case & risks

  • No model or past record guarantees future returns, treat this as one input, not a decision.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹42.

MAHABANK volatility & expected range, how bumpy is the ride?

Over the last 9.8 years MAHABANK compounded at 9%/year with annualized volatility of 35%. That volatility implies a 1-year 80% range of ₹53-₹129, the honest backbone behind any single price target.

MAHABANK price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 9.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
5.9%
80% range₹53-₹129
P(price ↑)57%
P(price 2×)3%
3-Year Forecast
2029
₹0
Median (P50)
18.7%
80% range₹42-₹204
P(price ↑)62%
P(price 2×)20%
5-Year Forecast
2031
₹0
Median (P50)
33.1%
80% range₹39-₹281
P(price ↑)64%
P(price 2×)30%

MAHABANK price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
MAHABANK simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds MAHABANK hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the MAHABANK price target & forecast page.

MAHABANK Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. MAHABANK scores 6/8, mixed financial health.

MAHABANK MTF margin & leverage across 10 brokers

Margin Trading Facility lets you buy MAHABANK with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox32.21%3.1×
Zerodha32.17%3.1×
Groww32.33%3.1×
Dhan32.17%3.1×
Kotak NeoCHEAPEST32.15%3.1×
Paytm Money32.50%3.1×
Pocketful32.59%3.1×
Anand Rathi32.17%3.1×
Bajaj Broking33.00%3.0×
Share India32.29%3.1×

Compare every broker on the MAHABANK MTF page.

About Bank of Maharashtra: sector, index & market-cap context

Bank of Maharashtra (MAHABANK) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹60,209 Cr. See more stocks on our screener.

How the MAHABANK Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Bank of Maharashtra's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

MAHABANK analysis, FAQs

Is Bank of Maharashtra (MAHABANK) a good buy?

On the numbers, Bank of Maharashtra (MAHABANK) screens attractive, a Downstox Snapshot Score of 76/100, weighing inexpensive at 8.0× earnings, ROE of 22.6%, a 57% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is MAHABANK overvalued or undervalued?

MAHABANK trades at 8.0× earnings, inexpensive versus the ~22× long-run Nifty average.

What is the MAHABANK share price target for 2031?

MAHABANK's probability-weighted 2031 median target is ₹104, with an 80% range of ₹39-₹281 (10,000-path Monte-Carlo).

What is the probability MAHABANK doubles in 5 years?

The modelled probability of MAHABANK reaching ₹157 (2×) within 5 years is 30%.

What is the bull case for MAHABANK?

MAHABANK's P/E of 8.0x is lower than 90% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. MAHABANK's return on equity of 22.6% ranks in the 88th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026. MAHABANK's dividend yield of 2.8% ranks in the 93rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in MAHABANK?

No model or past record guarantees future returns, treat this as one input, not a decision.

More on MAHABANK