Case study

MASFIN

Mas Financial Services Limited

Worth a closer look1y model +6.0%

Each stock's 10,000-path forecast, rendered as light.

65Score

Mas Financial Services Limited (MASFIN) Stock Analysis & Case Study

Is MASFIN a good buy? The data-driven verdict.

Mas Financial Services Limited (MASFIN) trades at ₹302,on the numbers it worth a closer look, a Downstox Snapshot Score of 65/100.

On the numbers, Mas Financial Services Limited (MASFIN) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 13.8× earnings, ROE of 13.4%, a 58% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

MASFIN fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹5,483 Cr
Current price
₹302
P/E ratio
13.8×
P/B ratio
1.84×
Book value
₹164
Dividend yield
0.66%
ROCE
11.3%
ROE
13.4%
Piotroski F-Score
6/8

How MASFIN ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for MASFIN, as of 9 Aug 2026, so it is not ranked here.

Is MASFIN overvalued? MASFIN P/E vs peers

MASFIN trades at 13.8× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

MASFIN share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 8.6y of MASFIN history (4%/yr drift, 30%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
MASFIN 2027₹220₹320₹467+6%
MASFIN 2028₹199₹340₹581+12%
MASFIN 2029₹188₹360₹690+19%
MASFIN 2030₹180₹382₹809+26%
MASFIN 2031₹173₹405₹944+34%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability MASFIN goes up, or doubles?

58%
Higher in 1 year
Modelled chance the price is above today in 12 months
67%
Higher in 5 years
Modelled chance the price is above today in 5 years
27%
Doubles in 5 years
Modelled chance of reaching ₹604 within 5 years

The bull case for MASFIN

  • MASFIN's P/E of 13.8x is lower than 77% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • MASFIN's return on equity of 13.4% ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹690.

The bear case & risks

  • No model or past record guarantees future returns, treat this as one input, not a decision.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹188.

MASFIN volatility & expected range, how bumpy is the ride?

Over the last 8.6 years MASFIN compounded at 4%/year with annualized volatility of 30%. That volatility implies a 1-year 80% range of ₹220-₹467, the honest backbone behind any single price target.

MASFIN price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 8.6 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
6.0%
80% range₹220-₹467
P(price ↑)58%
P(price 2×)2%
3-Year Forecast
2029
₹0
Median (P50)
19.2%
80% range₹188-₹690
P(price ↑)63%
P(price 2×)15%
5-Year Forecast
2031
₹0
Median (P50)
34.0%
80% range₹173-₹944
P(price ↑)67%
P(price 2×)27%

MASFIN price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
MASFIN simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds MASFIN hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the MASFIN price target & forecast page.

MASFIN Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. MASFIN scores 6/8, mixed financial health.

MASFIN MTF margin & leverage across 11 brokers

Margin Trading Facility lets you buy MASFIN with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox35.00%2.9×
ZerodhaCHEAPEST29.47%3.4×
Groww29.50%3.4×
DhanCHEAPEST29.47%3.4×
Kotak Neo40.00%2.5×
Paytm Money30.24%3.3×
Pocketful29.64%3.4×
Fyers50.00%2.0×
Anand RathiCHEAPEST29.47%3.4×
Bajaj Broking40.00%2.5×
Share IndiaCHEAPEST29.47%3.4×

Compare every broker on the MASFIN MTF page.

About Mas Financial Services Limited: sector, index & market-cap context

Mas Financial Services Limited (MASFIN) is a small-cap NSE-listed company, with a market capitalisation of ₹5,483 Cr. See more stocks on our screener.

How the MASFIN Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Mas Financial Services Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

MASFIN analysis, FAQs

Is Mas Financial Services Limited (MASFIN) a good buy?

On the numbers, Mas Financial Services Limited (MASFIN) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 13.8× earnings, ROE of 13.4%, a 58% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is MASFIN overvalued or undervalued?

MASFIN trades at 13.8× earnings, inexpensive versus the ~22× long-run Nifty average.

What is the MASFIN share price target for 2031?

MASFIN's probability-weighted 2031 median target is ₹405, with an 80% range of ₹173-₹944 (10,000-path Monte-Carlo).

What is the probability MASFIN doubles in 5 years?

The modelled probability of MASFIN reaching ₹604 (2×) within 5 years is 27%.

What is the bull case for MASFIN?

MASFIN's P/E of 13.8x is lower than 77% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. MASFIN's return on equity of 13.4% ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in MASFIN?

No model or past record guarantees future returns, treat this as one input, not a decision.

More on MASFIN