OFSS
Oracle Financial Services Software Limited
Each stock's 10,000-path forecast, rendered as light.
Oracle Financial Services Software Limited (OFSS) Stock Analysis & Case Study
Is OFSS a good buy? The data-driven verdict.
Oracle Financial Services Software Limited (OFSS) trades at ₹11,805,on the numbers it worth a closer look, a Downstox Snapshot Score of 62/100.
On the numbers, Oracle Financial Services Software Limited (OFSS) worth a closer look, a Downstox Snapshot Score of 62/100, weighing premium at 30.1× earnings, ROE of 32.6%, a 52% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
OFSS fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How OFSS ranks against the 2,373 companies in our screener
- OFSS's market cap of 1.03L Cr ranks in the top 5% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- OFSS's book value of ₹899 ranks in the top 5% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- OFSS's promoter holding of 72.4% ranks in the 80th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- OFSS's 3-year profit (PAT) growth of 13.0% ranks in the 46th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- OFSS's 3-year revenue growth of 10.0% ranks in the 50th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for OFSS, as of 9 Aug 2026, so it is not ranked here.
Is OFSS overvalued? OFSS P/E vs peers
OFSS trades at 30.1× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
OFSS share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of OFSS history (12%/yr drift, 35%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| OFSS 2027 | ₹7,683 | ₹11,979 | ₹18,677 | +1% |
| OFSS 2028 | ₹6,484 | ₹12,156 | ₹22,791 | +3% |
| OFSS 2029 | ₹5,656 | ₹12,335 | ₹26,902 | +4% |
| OFSS 2030 | ₹5,261 | ₹12,517 | ₹29,782 | +6% |
| OFSS 2031 | ₹4,891 | ₹12,702 | ₹32,982 | +8% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability OFSS goes up, or doubles?
The bull case for OFSS
- OFSS's return on equity of 32.6% ranks in the top 5% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- OFSS's return on capital employed of 45.3% ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- OFSS's dividend yield of 3.4% ranks in the top 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹26,902.
The bear case & risks
- OFSS's P/E of 30.1x is lower than 46% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- A steep 13.1× price-to-book means most of the value is intangible/expectations, not assets on the books.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹5,656.
OFSS volatility & expected range, how bumpy is the ride?
Over the last 9.8 years OFSS compounded at 12%/year with annualized volatility of 35%. That volatility implies a 1-year 80% range of ₹7,683-₹18,677, the honest backbone behind any single price target.
OFSS price forecast, the full 60-month probability fan
OFSS price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds OFSS hits common targets within the simulated horizon?
Full multi-horizon detail on the OFSS price target & forecast page.
OFSS Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. OFSS scores 6/8, mixed financial health.
OFSS MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy OFSS with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 27.90% | 3.6× |
| Zerodha | 26.70% | 3.7× |
| Groww | 26.80% | 3.7× |
| DhanCHEAPEST | 24.36% | 4.1× |
| Kotak Neo | 24.39% | 4.1× |
| Paytm Money | 24.67% | 4.1× |
| Pocketful | 31.23% | 3.2× |
| Anand Rathi | 31.36% | 3.2× |
| Bajaj Broking | 25.00% | 4.0× |
| Share India | 31.45% | 3.2× |
Compare every broker on the OFSS MTF page.
About Oracle Financial Services Software Limited: sector, index & market-cap context
Oracle Financial Services Software Limited (OFSS) is a large-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹1.03L Cr. See more stocks on our screener.
How the OFSS Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Oracle Financial Services Software Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
OFSS analysis, FAQs
Is Oracle Financial Services Software Limited (OFSS) a good buy?
On the numbers, Oracle Financial Services Software Limited (OFSS) worth a closer look, a Downstox Snapshot Score of 62/100, weighing premium at 30.1× earnings, ROE of 32.6%, a 52% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is OFSS overvalued or undervalued?
OFSS trades at 30.1× earnings, premium versus the ~22× long-run Nifty average.
What is the OFSS share price target for 2031?
OFSS's probability-weighted 2031 median target is ₹12,702, with an 80% range of ₹4,891-₹32,982 (10,000-path Monte-Carlo).
What is the probability OFSS doubles in 5 years?
The modelled probability of OFSS reaching ₹23,610 (2×) within 5 years is 21%.
What is the bull case for OFSS?
OFSS's return on equity of 32.6% ranks in the top 5% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. OFSS's return on capital employed of 45.3% ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. OFSS's dividend yield of 3.4% ranks in the top 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in OFSS?
OFSS's P/E of 30.1x is lower than 46% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. A steep 13.1× price-to-book means most of the value is intangible/expectations, not assets on the books.