PAISALO
Paisalo Digital Limited
Each stock's 10,000-path forecast, rendered as light.
Paisalo Digital Limited (PAISALO) Stock Analysis & Case Study
Is PAISALO a good buy? The data-driven verdict.
Paisalo Digital Limited (PAISALO) trades at ₹69,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.
On the numbers, Paisalo Digital Limited (PAISALO) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 24.8× earnings, ROE of 14.3%, a 53% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
PAISALO fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How PAISALO ranks against the 2,374 companies in our screener
- PAISALO's market cap of 6,360 Cr ranks in the 69th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- PAISALO's book value of ₹20 ranks in the 18th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- PAISALO's promoter holding of 46.7% ranks in the 25th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- PAISALO's 3-year profit (PAT) growth of 35.0% ranks in the 74th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- PAISALO's 3-year revenue growth of 26.0% ranks in the 81st percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
We do not hold a debt-to-equity ratio figure for PAISALO, as of 10 Aug 2026, so it is not ranked here.
Is PAISALO overvalued? PAISALO P/E vs peers
PAISALO trades at 24.8× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
PAISALO share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of PAISALO history (21%/yr drift, 43%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| PAISALO 2027 | ₹41 | ₹71 | ₹124 | +3% |
| PAISALO 2028 | ₹33 | ₹73 | ₹162 | +7% |
| PAISALO 2029 | ₹29 | ₹75 | ₹196 | +10% |
| PAISALO 2030 | ₹26 | ₹78 | ₹235 | +13% |
| PAISALO 2031 | ₹23 | ₹80 | ₹278 | +17% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability PAISALO goes up, or doubles?
The bull case for PAISALO
- PAISALO's P/E of 25.2x is lower than 53% of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- PAISALO's return on equity of 14.3% ranks in the 69th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹196.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹29.
PAISALO volatility & expected range, how bumpy is the ride?
Over the last 9.8 years PAISALO compounded at 21%/year with annualized volatility of 43%. That volatility implies a 1-year 80% range of ₹41-₹124, the honest backbone behind any single price target.
PAISALO price forecast, the full 60-month probability fan
PAISALO price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds PAISALO hits common targets within the simulated horizon?
Full multi-horizon detail on the PAISALO price target & forecast page.
PAISALO Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. PAISALO scores 6/8, mixed financial health.
PAISALO MTF margin & leverage across 8 brokers
Margin Trading Facility lets you buy PAISALO with part of the capital. Lower margin % = higher leverage. Rates compared across 8 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| ZerodhaCHEAPEST | 36.30% | 2.8× |
| Groww | 36.47% | 2.7× |
| Dhan | 40.00% | 2.5× |
| Kotak Neo | 36.36% | 2.8× |
| Paytm Money | 36.84% | 2.7× |
| Pocketful | 36.92% | 2.7× |
| Anand RathiCHEAPEST | 36.30% | 2.8× |
| Share India | 36.43% | 2.7× |
Compare every broker on the PAISALO MTF page.
About Paisalo Digital Limited: sector, index & market-cap context
Paisalo Digital Limited (PAISALO) is a small-cap NSE-listed company, with a market capitalisation of ₹6,247 Cr. See more stocks on our screener.
How the PAISALO Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Paisalo Digital Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
PAISALO analysis, FAQs
Is Paisalo Digital Limited (PAISALO) a good buy?
On the numbers, Paisalo Digital Limited (PAISALO) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 24.8× earnings, ROE of 14.3%, a 53% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is PAISALO overvalued or undervalued?
PAISALO trades at 24.8× earnings, fairly valued versus the ~22× long-run Nifty average.
What is the PAISALO share price target for 2031?
PAISALO's probability-weighted 2031 median target is ₹80, with an 80% range of ₹23-₹278 (10,000-path Monte-Carlo).
What is the probability PAISALO doubles in 5 years?
The modelled probability of PAISALO reaching ₹137 (2×) within 5 years is 29%.
What is the bull case for PAISALO?
PAISALO's P/E of 25.2x is lower than 53% of the 2,374 NSE companies in our screener, as of 10 Aug 2026. PAISALO's return on equity of 14.3% ranks in the 69th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
What are the risks in PAISALO?
No model or past record guarantees future returns, treat this as one input, not a decision.