PFS
Ptc India Financial Services Limited
Each stock's 10,000-path forecast, rendered as light.
Ptc India Financial Services Limited (PFS) Stock Analysis & Case Study
Is PFS a good buy? The data-driven verdict.
Ptc India Financial Services Limited (PFS) trades at ₹29,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.
On the numbers, Ptc India Financial Services Limited (PFS) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 8.3× earnings, ROE of 11.0%, a 53% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
PFS fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How PFS ranks against the 2,371 companies in our screener
- PFS's market cap of 1,864 Cr ranks in the 49th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- PFS's book value of ₹48 ranks in the 32nd percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- PFS's promoter holding of 65.0% ranks in the 63rd percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- PFS's 3-year profit (PAT) growth of 22.0% ranks in the 59th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- PFS's 3-year revenue growth of -14.0% ranks in the 7th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
We do not hold a debt-to-equity ratio figure for PFS, as of 8 Aug 2026, so it is not ranked here.
Is PFS overvalued? PFS P/E vs peers
PFS trades at 8.3× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
PFS share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of PFS history (-3%/yr drift, 37%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| PFS 2027 | ₹18 | ₹30 | ₹48 | +3% |
| PFS 2028 | ₹16 | ₹31 | ₹60 | +5% |
| PFS 2029 | ₹14 | ₹31 | ₹72 | +8% |
| PFS 2030 | ₹12 | ₹32 | ₹85 | +11% |
| PFS 2031 | ₹11 | ₹33 | ₹97 | +14% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability PFS goes up, or doubles?
The bull case for PFS
- PFS's P/E of 8.3x is lower than 90% of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- Low price-to-book of 0.60×, the market is paying little over the company's net assets.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹72.
The bear case & risks
- PFS's return on equity of 11.0% ranks in the 55th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹14.
PFS volatility & expected range, how bumpy is the ride?
Over the last 9.8 years PFS compounded at -3%/year with annualized volatility of 37%. That volatility implies a 1-year 80% range of ₹18-₹48, the honest backbone behind any single price target.
PFS price forecast, the full 60-month probability fan
PFS price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds PFS hits common targets within the simulated horizon?
Full multi-horizon detail on the PFS price target & forecast page.
PFS Piotroski F-Score: 4/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. PFS scores 4/8, mixed financial health.
PFS MTF margin & leverage across 9 brokers
Margin Trading Facility lets you buy PFS with part of the capital. Lower margin % = higher leverage. Rates compared across 9 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 35.00% | 2.9× |
| ZerodhaCHEAPEST | 32.96% | 3.0× |
| Groww | 33.06% | 3.0× |
| Dhan | 40.00% | 2.5× |
| Kotak Neo | 40.00% | 2.5× |
| Pocketful | 33.41% | 3.0× |
| Anand RathiCHEAPEST | 32.96% | 3.0× |
| Bajaj Broking | 45.00% | 2.2× |
| Share India | 33.06% | 3.0× |
Compare every broker on the PFS MTF page.
About Ptc India Financial Services Limited: sector, index & market-cap context
Ptc India Financial Services Limited (PFS) is a small-cap NSE-listed company, with a market capitalisation of ₹1,864 Cr. See more stocks on our screener.
How the PFS Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Ptc India Financial Services Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
PFS analysis, FAQs
Is Ptc India Financial Services Limited (PFS) a good buy?
On the numbers, Ptc India Financial Services Limited (PFS) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 8.3× earnings, ROE of 11.0%, a 53% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is PFS overvalued or undervalued?
PFS trades at 8.3× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the PFS share price target for 2031?
PFS's probability-weighted 2031 median target is ₹33, with an 80% range of ₹11-₹97 (10,000-path Monte-Carlo).
What is the probability PFS doubles in 5 years?
The modelled probability of PFS reaching ₹58 (2×) within 5 years is 25%.
What is the bull case for PFS?
PFS's P/E of 8.3x is lower than 90% of the 2,371 NSE companies in our screener, as of 8 Aug 2026. Low price-to-book of 0.60×, the market is paying little over the company's net assets.
What are the risks in PFS?
PFS's return on equity of 11.0% ranks in the 55th percentile of the 2,371 NSE companies in our screener, as of 8 Aug 2026.