Case study

PIRAMALFIN

PIRAMAL FINANCE LIMITED

Tread carefully1y model +108.5%

Each stock's 10,000-path forecast, rendered as light.

0Score

PIRAMAL FINANCE LIMITED (PIRAMALFIN) Stock Analysis & Case Study

Is PIRAMALFIN a good buy? The data-driven verdict.

PIRAMAL FINANCE LIMITED (PIRAMALFIN) trades at ₹2,086,on the numbers it tread carefully, a Downstox Snapshot Score of 41/100.

On the numbers, PIRAMAL FINANCE LIMITED (PIRAMALFIN) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 199.0× earnings, ROE of 0.9%, a 98% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 20272031.

Last updated . Data snapshot for research, not investment advice.

PIRAMALFIN fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹47,268 Cr
Current price
₹2,086
P/E ratio
199.0×
P/B ratio
1.68×
Book value
₹1,242
Dividend yield
0.53%
ROCE
6.5%
ROE
0.9%
Piotroski F-Score
4/9

Is PIRAMALFIN overvalued? PIRAMALFIN P/E vs its sector

PIRAMALFIN's P/E of 199.0× sits above the sector peer median of 15.9×, so on earnings it screens richer than peers, while its 0.53% dividend yield is below the peer median of 1.65%.

PIRAMALFIN P/E
199.0×
Peer median P/E
15.9×
PIRAMALFIN div yield
0.53%
Peer median yield
1.65%

PIRAMALFIN share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 0.6y of PIRAMALFIN history (80%/yr drift, 35%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
PIRAMALFIN 2027₹2,860₹4,489₹7,064+108%
PIRAMALFIN 2028₹5,009₹9,443₹17,909+339%
PIRAMALFIN 2029₹9,047₹19,939₹42,910+826%
PIRAMALFIN 2030₹17,017₹41,444₹1,03,370+1825%
PIRAMALFIN 2031₹31,713₹85,721₹2,38,470+3881%

Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability PIRAMALFIN goes up, or doubles?

98%
Higher in 1 year
Modelled chance the price is above today in 12 months
100%
Higher in 5 years
Modelled chance the price is above today in 5 years
100%
Doubles in 5 years
Modelled chance of reaching ₹4,306 within 5 years

The bull case for PIRAMALFIN

  • A 10,000-path probability model puts a 98% chance the price is higher in a year, with a median target of ₹4,489 (+108%).
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹42,910.

The bear case & risks

  • A rich 199.0× P/E leaves a thin margin of safety if growth slows.
  • Return on equity is a soft 0.9%, capital efficiency trails higher-quality peers.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹9,047.

PIRAMALFIN volatility & expected range, how bumpy is the ride?

Over the last 0.6 years PIRAMALFIN compounded at 80%/year with annualized volatility of 35%. That volatility implies a 1-year 80% range of ₹2,860₹7,064, the honest backbone behind any single price target.

PIRAMALFIN price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 0.6 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
108.5%
80% range₹2,860–₹7,064
P(price ↑)98%
P(price 2×)54%
3-Year Forecast
2029
₹0
Median (P50)
826.1%
80% range₹9,047–₹42,910
P(price ↑)100%
P(price 2×)99%
5-Year Forecast
2031
₹0
Median (P50)
3881.3%
80% range₹31,713–₹2,38,470
P(price ↑)100%
P(price 2×)100%

PIRAMALFIN price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
PIRAMALFIN simulated paths · 60 months · 10,000 trials
P10–P90 (80%)P25–P75 (50%)Median (P50)

Probability of key outcomes

What are the odds PIRAMALFIN hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the PIRAMALFIN price target & forecast page.

PIRAMALFIN Piotroski F-Score: 4/9, how financially strong is it?

4/9

The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. PIRAMALFIN scores 4/9,mixed financial health.

PIRAMALFIN MTF margin & leverage, Upstox, Zerodha, Groww, Dhan

Margin Trading Facility lets you buy PIRAMALFIN with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
UpstoxCHEAPEST28.0%3.6×
ZerodhaCHEAPEST28.0%3.6×
DhanCHEAPEST28.0%3.6×

Compare every broker on the PIRAMALFIN MTF page.

PIRAMALFIN vs peers,sector comparison

StockP/EDiv yieldMarket cap
PIRAMALFIN (this stock)199.0×0.53%₹47,268 Cr
RELIANCE23.1×0.45%₹17.95L Cr
TCS14.7×3.01%₹7.69L Cr
HDFCBANK15.9×1.65%₹12.11L Cr
INFY14.4×4.51%₹4.32L Cr
ICICIBANK17.9×0.81%₹9.70L Cr
SBIN11.5×1.67%₹9.61L Cr

About PIRAMAL FINANCE LIMITED: sector, index & market-cap context

PIRAMAL FINANCE LIMITED (PIRAMALFIN) is a mid-cap NSE-listed company, and a constituent of the Nifty 100 index group, with a market capitalisation of ₹47,268 Cr. See more Nifty 100 stocks.

How the PIRAMALFIN Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of PIRAMAL FINANCE LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

PIRAMALFIN analysis, FAQs

Is PIRAMAL FINANCE LIMITED (PIRAMALFIN) a good buy?

On the numbers, PIRAMAL FINANCE LIMITED (PIRAMALFIN) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 199.0× earnings, ROE of 0.9%, a 98% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is PIRAMALFIN overvalued or undervalued?

PIRAMALFIN trades at 199.0× earnings versus a peer median of 15.9×, so it screens richer than its sector peers.

What is the PIRAMALFIN share price target for 2031?

PIRAMALFIN's probability-weighted 2031 median target is ₹85,721, with an 80% range of ₹31,713₹2,38,470 (10,000-path Monte-Carlo).

What is the probability PIRAMALFIN doubles in 5 years?

The modelled probability of PIRAMALFIN reaching ₹4,306 (2×) within 5 years is 100%.

What is the bull case for PIRAMALFIN?

A 10,000-path probability model puts a 98% chance the price is higher in a year, with a median target of ₹4,489 (+108%).

What are the risks in PIRAMALFIN?

A rich 199.0× P/E leaves a thin margin of safety if growth slows. Return on equity is a soft 0.9%, capital efficiency trails higher-quality peers.

More on PIRAMALFIN