PNBGILTS
PNB GILTS LIMITED
Each stock's 10,000-path forecast, rendered as light.
PNB GILTS LIMITED (PNBGILTS) Stock Analysis & Case Study
Is PNBGILTS a good buy? The data-driven verdict.
PNB GILTS LIMITED (PNBGILTS) trades at ₹81,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.
On the numbers, PNB GILTS LIMITED (PNBGILTS) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 14.4× earnings, ROE of 11.1%, a 50% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
PNBGILTS fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How PNBGILTS ranks against the 2,373 companies in our screener
- PNBGILTS's market cap of 1,453 Cr ranks in the 45th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNBGILTS's book value of ₹95 ranks in the 51st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNBGILTS's promoter holding of 74.1% ranks in the 87th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNBGILTS's 3-year profit (PAT) growth of 60.0% ranks in the 87th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNBGILTS's 3-year revenue growth of 11.0% ranks in the 53rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNBGILTS's debt-to-equity ratio of 14.55x is lower than 1% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
Is PNBGILTS overvalued? PNBGILTS P/E vs peers
PNBGILTS trades at 14.4× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
PNBGILTS share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of PNBGILTS history (11%/yr drift, 39%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| PNBGILTS 2027 | ₹49 | ₹81 | ₹134 | +0% |
| PNBGILTS 2028 | ₹40 | ₹81 | ₹165 | +1% |
| PNBGILTS 2029 | ₹35 | ₹82 | ₹194 | +1% |
| PNBGILTS 2030 | ₹30 | ₹82 | ₹225 | +2% |
| PNBGILTS 2031 | ₹27 | ₹83 | ₹257 | +2% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability PNBGILTS goes up, or doubles?
The bull case for PNBGILTS
- PNBGILTS's P/E of 14.4x is lower than 76% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Low price-to-book of 0.85×, the market is paying little over the company's net assets.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹194.
The bear case & risks
- PNBGILTS's return on equity of 11.1% ranks in the 55th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹35.
PNBGILTS volatility & expected range, how bumpy is the ride?
Over the last 9.8 years PNBGILTS compounded at 11%/year with annualized volatility of 39%. That volatility implies a 1-year 80% range of ₹49-₹134, the honest backbone behind any single price target.
PNBGILTS price forecast, the full 60-month probability fan
PNBGILTS price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds PNBGILTS hits common targets within the simulated horizon?
Full multi-horizon detail on the PNBGILTS price target & forecast page.
PNBGILTS Piotroski F-Score: 5/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. PNBGILTS scores 5/8, mixed financial health.
PNBGILTS MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy PNBGILTS with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| ZerodhaCHEAPEST | 34.62% | 2.9× |
| Groww | 34.78% | 2.9× |
| Dhan | 40.00% | 2.5× |
| Kotak Neo | 40.00% | 2.5× |
| Paytm Money | 35.57% | 2.8× |
| Pocketful | 35.04% | 2.9× |
| Fyers | 50.00% | 2.0× |
| Anand RathiCHEAPEST | 34.62% | 2.9× |
| Bajaj Broking | 38.00% | 2.6× |
| Share India | 34.74% | 2.9× |
Compare every broker on the PNBGILTS MTF page.
About PNB GILTS LIMITED: sector, index & market-cap context
PNB GILTS LIMITED (PNBGILTS) is a small-cap NSE-listed company, with a market capitalisation of ₹1,453 Cr. See more stocks on our screener.
How the PNBGILTS Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of PNB GILTS LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
PNBGILTS analysis, FAQs
Is PNB GILTS LIMITED (PNBGILTS) a good buy?
On the numbers, PNB GILTS LIMITED (PNBGILTS) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 14.4× earnings, ROE of 11.1%, a 50% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is PNBGILTS overvalued or undervalued?
PNBGILTS trades at 14.4× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the PNBGILTS share price target for 2031?
PNBGILTS's probability-weighted 2031 median target is ₹83, with an 80% range of ₹27-₹257 (10,000-path Monte-Carlo).
What is the probability PNBGILTS doubles in 5 years?
The modelled probability of PNBGILTS reaching ₹161 (2×) within 5 years is 22%.
What is the bull case for PNBGILTS?
PNBGILTS's P/E of 14.4x is lower than 76% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 0.85×, the market is paying little over the company's net assets.
What are the risks in PNBGILTS?
PNBGILTS's return on equity of 11.1% ranks in the 55th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.