PN

P N GADGIL JEWELLERS LTD (PNGJL) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 30.75% on Pocketful(3.3x leverage)

Fundamentals Snapshot

Small Cap
CMP
₹569
PE
18.8
ROE
23.4%
ROCE
20.9%
P/B
3.92
Mkt Cap
₹7,748 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - PNGJL

Upstox
35.00%
Margin Required
Leverage2.9x
You Pay3,500
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
31.94%
Margin Required
Leverage3.1x
You Pay3,194
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
31.94%
Margin Required
Leverage3.1x
You Pay3,194
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
34.97%
Margin Required
Leverage2.9x
You Pay3,497
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
100.00%
Margin Required
Leverage1.0x
You Pay10,000
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
BEST
Pocketful
30.75%
Margin Required
Leverage3.3x
You Pay3,075
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
31.94%
Margin Required
Leverage3.1x
You Pay3,194
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
35.00%
Margin Required
Leverage2.9x
You Pay3,500
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
32.33%
Margin Required
Leverage3.1x
You Pay3,233
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

P N GADGIL JEWELLERS LTD - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin35.00%31.94%31.94%34.97%100.00%30.75%31.94%35.00%32.33%
Leverage2.9x3.1x3.1x2.9x1.0x3.3x3.1x2.9x3.1x
You Pay (per ₹1L)35,00031,94031,94034,9701,00,00030,75031,94035,00032,330
Broker Funds (per ₹1L)65,00068,06068,06065,030069,25068,06065,00067,670
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Pocketful offers the best margin of 30.75% for PNGJL, while Paytm Money requires 100.00% - a difference of 69.25 percentage points. This means you save ₹69,250 per ₹1 lakh invested by choosing Pocketful.

PNGJL MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital35,000
Broker funds65,000
Daily interest33
30-day cost975
Annual cost11,863
Zerodha
Your capital31,940
Broker funds68,060
Daily interest27
30-day cost817
Annual cost9,937
Dhan
Your capital31,940
Broker funds68,060
Daily interest23
30-day cost699
Annual cost8,501
Kotak Neo
Your capital34,970
Broker funds65,030
Daily interest18
30-day cost532
Annual cost6,470
Paytm Money
Your capital1,00,000
Broker funds0
Daily interest0
30-day cost0
Annual cost0
Pocketful
Your capital30,750
Broker funds69,250
Daily interest11
30-day cost341
Annual cost4,148
Anand Rathi
Your capital31,940
Broker funds68,060
Daily interest28
30-day cost839
Annual cost10,202
Bajaj Broking
Your capital35,000
Broker funds65,000
Daily interest32
30-day cost962
Annual cost11,700
Share India
Your capital32,330
Broker funds67,670
Daily interest28
30-day cost834
Annual cost10,144

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in PNGJL with MTF?

If you invest
10,000
Stock value you hold32,520
Pocketful funds22,520
Margin used30.75%
If you invest
50,000
Stock value you hold1,62,602
Pocketful funds1,12,602
Margin used30.75%
If you invest
1,00,000
Stock value you hold3,25,203
Pocketful funds2,25,203
Margin used30.75%

Frequently Asked Questions - PNGJL MTF

What is the MTF margin for PNGJL?

Upstox: 35.00%, Zerodha: 31.94%, Dhan: 31.94%, Kotak Neo: 34.97%, Paytm Money: 100.00%, Pocketful: 30.75%, Anand Rathi: 31.94%, Bajaj Broking: 35.00%, Share India: 32.33%. The lowest margin is 30.75% on Pocketful, meaning you only need to pay ₹3075 to buy ₹10,000 worth of P N GADGIL JEWELLERS LTD shares.

Which broker is cheapest for PNGJL MTF?

For margin percentage, Pocketful offers the lowest at 30.75% (3.3x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on PNGJL MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy PNGJL on margin?

Yes, P N GADGIL JEWELLERS LTD (PNGJL) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold PNGJL on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for PNGJL?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for PNGJL?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for PNGJL MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Compare Other MTF Stocks

Compare All 2027+ MTF Stocks

Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About P N GADGIL JEWELLERS LTD (PNGJL) Margin Trading

P N GADGIL JEWELLERS LTD (PNGJL) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy PNGJL shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Pocketful offers the best MTF margin of 30.75% for PNGJL. This means you can buy ₹1,00,000 worth of P N GADGIL JEWELLERS LTD shares by paying just ₹30,750, with Pocketful funding the remaining ₹69,250.

MTF Interest Rates for PNGJL - Broker Comparison

The cost of holding PNGJL on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for PNGJL MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding PNGJL on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2027+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade PNGJL directly through our Scalper Terminal.