PNGJL
P N Gadgil Jewellers Limited
Each stock's 10,000-path forecast, rendered as light.
P N Gadgil Jewellers Limited (PNGJL) Stock Analysis & Case Study
Is PNGJL a good buy? The data-driven verdict.
P N Gadgil Jewellers Limited (PNGJL) trades at ₹643,on the numbers it worth a closer look, a Downstox Snapshot Score of 68/100.
On the numbers, P N Gadgil Jewellers Limited (PNGJL) worth a closer look, a Downstox Snapshot Score of 68/100, weighing fairly valued at 21.1× earnings, ROE of 23.4%, a 53% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
PNGJL fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How PNGJL ranks against the 2,373 companies in our screener
- PNGJL's market cap of 9,463 Cr ranks in the 75th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNGJL's book value of ₹145 ranks in the 63rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNGJL's promoter holding of 83.1% ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNGJL's 3-year profit (PAT) growth of 77.0% ranks in the 91st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNGJL's 3-year revenue growth of 34.0% ranks in the 88th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNGJL's debt-to-equity ratio of 0.88x is lower than 17% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
Is PNGJL overvalued? PNGJL P/E vs peers
PNGJL trades at 21.1× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
PNGJL share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 1.9y of PNGJL history (-11%/yr drift, 39%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| PNGJL 2027 | ₹400 | ₹661 | ₹1,092 | +3% |
| PNGJL 2028 | ₹336 | ₹680 | ₹1,376 | +6% |
| PNGJL 2029 | ₹290 | ₹699 | ₹1,685 | +9% |
| PNGJL 2030 | ₹259 | ₹719 | ₹1,996 | +12% |
| PNGJL 2031 | ₹238 | ₹739 | ₹2,292 | +15% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability PNGJL goes up, or doubles?
The bull case for PNGJL
- PNGJL's P/E of 21.1x is lower than 60% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNGJL's return on equity of 23.4% ranks in the 88th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- PNGJL's return on capital employed of 20.9% ranks in the 82nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,685.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹290.
PNGJL volatility & expected range, how bumpy is the ride?
Over the last 1.9 years PNGJL compounded at -11%/year with annualized volatility of 39%. That volatility implies a 1-year 80% range of ₹400-₹1,092, the honest backbone behind any single price target.
PNGJL price forecast, the full 60-month probability fan
PNGJL price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds PNGJL hits common targets within the simulated horizon?
Full multi-horizon detail on the PNGJL price target & forecast page.
PNGJL Piotroski F-Score: 5/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. PNGJL scores 5/8, mixed financial health.
PNGJL MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy PNGJL with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 35.00% | 2.9× |
| Zerodha | 31.88% | 3.1× |
| Groww | 31.93% | 3.1× |
| Dhan | 31.88% | 3.1× |
| Kotak Neo | 34.97% | 2.9× |
| Paytm Money | 33.37% | 3.0× |
| PocketfulCHEAPEST | 31.72% | 3.2× |
| Fyers | 32.26% | 3.1× |
| Anand Rathi | 31.88% | 3.1× |
| Bajaj Broking | 35.00% | 2.9× |
| Share India | 31.92% | 3.1× |
Compare every broker on the PNGJL MTF page.
About P N Gadgil Jewellers Limited: sector, index & market-cap context
P N Gadgil Jewellers Limited (PNGJL) is a small-cap NSE-listed company, with a market capitalisation of ₹9,463 Cr. See more stocks on our screener.
How the PNGJL Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of P N Gadgil Jewellers Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
PNGJL analysis, FAQs
Is P N Gadgil Jewellers Limited (PNGJL) a good buy?
On the numbers, P N Gadgil Jewellers Limited (PNGJL) worth a closer look, a Downstox Snapshot Score of 68/100, weighing fairly valued at 21.1× earnings, ROE of 23.4%, a 53% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is PNGJL overvalued or undervalued?
PNGJL trades at 21.1× earnings, fairly valued versus the ~22× long-run Nifty average.
What is the PNGJL share price target for 2031?
PNGJL's probability-weighted 2031 median target is ₹739, with an 80% range of ₹238-₹2,292 (10,000-path Monte-Carlo).
What is the probability PNGJL doubles in 5 years?
The modelled probability of PNGJL reaching ₹1,286 (2×) within 5 years is 27%.
What is the bull case for PNGJL?
PNGJL's P/E of 21.1x is lower than 60% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. PNGJL's return on equity of 23.4% ranks in the 88th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026. PNGJL's return on capital employed of 20.9% ranks in the 82nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in PNGJL?
No model or past record guarantees future returns, treat this as one input, not a decision.