POLICYBZR
PolicyBazaar - PB Fintech Ltd.
Each stock's 10,000-path forecast, rendered as light.
PolicyBazaar - PB Fintech Ltd. (POLICYBZR) Stock Analysis & Case Study
Is POLICYBZR a good buy? The data-driven verdict.
PolicyBazaar - PB Fintech Ltd. (POLICYBZR) trades at ₹1,604,on the numbers it tread carefully, a Downstox Snapshot Score of 33/100.
On the numbers, PolicyBazaar - PB Fintech Ltd. (POLICYBZR) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 99.2× earnings, ROE of 9.8%, a 55% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
POLICYBZR fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How POLICYBZR ranks against the 2,373 companies in our screener
- POLICYBZR's market cap of 74,239 Cr ranks in the 94th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POLICYBZR's book value of ₹158 ranks in the 66th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POLICYBZR's 3-year profit (PAT) growth of 50.0% ranks in the 83rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POLICYBZR's 3-year revenue growth of 38.0% ranks in the 90th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POLICYBZR's debt-to-equity ratio of 0.05x is lower than 86% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a promoter holding figure for POLICYBZR, as of 9 Aug 2026, so it is not ranked here.
Is POLICYBZR overvalued? POLICYBZR P/E vs peers
POLICYBZR trades at 99.2× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
POLICYBZR share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 4.6y of POLICYBZR history (6%/yr drift, 39%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| POLICYBZR 2027 | ₹1,007 | ₹1,683 | ₹2,813 | +5% |
| POLICYBZR 2028 | ₹872 | ₹1,766 | ₹3,576 | +10% |
| POLICYBZR 2029 | ₹782 | ₹1,853 | ₹4,389 | +15% |
| POLICYBZR 2030 | ₹715 | ₹1,944 | ₹5,289 | +21% |
| POLICYBZR 2031 | ₹663 | ₹2,040 | ₹6,270 | +27% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability POLICYBZR goes up, or doubles?
The bull case for POLICYBZR
- PolicyBazaar - PB Fintech Ltd. is part of the nifty100 universe with live, tracked fundamentals on Downstox.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹4,389.
The bear case & risks
- POLICYBZR's P/E of 99.2x is lower than 11% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- A steep 10.2× price-to-book means most of the value is intangible/expectations, not assets on the books.
- POLICYBZR's return on equity of 9.8% ranks in the 47th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹782.
POLICYBZR volatility & expected range, how bumpy is the ride?
Over the last 4.6 years POLICYBZR compounded at 6%/year with annualized volatility of 39%. That volatility implies a 1-year 80% range of ₹1,007-₹2,813, the honest backbone behind any single price target.
POLICYBZR price forecast, the full 60-month probability fan
POLICYBZR price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds POLICYBZR hits common targets within the simulated horizon?
Full multi-horizon detail on the POLICYBZR price target & forecast page.
POLICYBZR Piotroski F-Score: 5/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. POLICYBZR scores 5/8, mixed financial health.
POLICYBZR MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy POLICYBZR with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 28.50% | 3.5× |
| Zerodha | 27.20% | 3.7× |
| Groww | 27.28% | 3.7× |
| DhanCHEAPEST | 25.00% | 4.0× |
| Kotak Neo | 30.03% | 3.3× |
| Paytm Money | 25.10% | 4.0× |
| Pocketful | 32.29% | 3.1× |
| Anand Rathi | 31.96% | 3.1× |
| Bajaj Broking | 27.00% | 3.7× |
| Share India | 32.01% | 3.1× |
Compare every broker on the POLICYBZR MTF page.
About PolicyBazaar - PB Fintech Ltd.: sector, index & market-cap context
PolicyBazaar - PB Fintech Ltd. (POLICYBZR) is a mid-cap NSE-listed company in the Fintech sector, and a constituent of the Nifty 500 index, with a market capitalisation of ₹74,239 Cr. See more stocks on our screener.
How the POLICYBZR Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of PolicyBazaar - PB Fintech Ltd.'s public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
POLICYBZR analysis, FAQs
Is PolicyBazaar - PB Fintech Ltd. (POLICYBZR) a good buy?
On the numbers, PolicyBazaar - PB Fintech Ltd. (POLICYBZR) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 99.2× earnings, ROE of 9.8%, a 55% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is POLICYBZR overvalued or undervalued?
POLICYBZR trades at 99.2× earnings, expensive versus the ~22× long-run Nifty average.
What is the POLICYBZR share price target for 2031?
POLICYBZR's probability-weighted 2031 median target is ₹2,040, with an 80% range of ₹663-₹6,270 (10,000-path Monte-Carlo).
What is the probability POLICYBZR doubles in 5 years?
The modelled probability of POLICYBZR reaching ₹3,209 (2×) within 5 years is 30%.
What is the bull case for POLICYBZR?
PolicyBazaar - PB Fintech Ltd. is part of the nifty100 universe with live, tracked fundamentals on Downstox.
What are the risks in POLICYBZR?
POLICYBZR's P/E of 99.2x is lower than 11% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. A steep 10.2× price-to-book means most of the value is intangible/expectations, not assets on the books. POLICYBZR's return on equity of 9.8% ranks in the 47th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.