POLICYBZR
Policybazaar
Each stock's 10,000-path forecast, rendered as light.
Policybazaar (POLICYBZR) Stock Analysis & Case Study
Is POLICYBZR a good buy? The data-driven verdict.
Policybazaar (POLICYBZR) trades at ₹1,669,on the numbers it high-risk on the numbers, a Downstox Snapshot Score of 25/100.
On the numbers, Policybazaar (POLICYBZR) high-risk on the numbers, a Downstox Snapshot Score of 25/100, weighing expensive at 115.0× earnings, ROE of 9.8%, a 54% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027–2031.
Last updated . Data snapshot for research, not investment advice.
POLICYBZR fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
Is POLICYBZR overvalued? POLICYBZR P/E vs its Fintech
POLICYBZR's P/E of 115.0× sits above the Fintech peer median of 17.9×, so on earnings it screens richer than peers.
POLICYBZR share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.0y of POLICYBZR history (12%/yr drift, 40%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| POLICYBZR 2027 | ₹1,020 | ₹1,711 | ₹2,855 | +5% |
| POLICYBZR 2028 | ₹861 | ₹1,789 | ₹3,720 | +9% |
| POLICYBZR 2029 | ₹767 | ₹1,865 | ₹4,503 | +14% |
| POLICYBZR 2030 | ₹692 | ₹1,921 | ₹5,377 | +17% |
| POLICYBZR 2031 | ₹644 | ₹1,989 | ₹6,408 | +22% |
Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability POLICYBZR goes up, or doubles?
The bull case for POLICYBZR
- Policybazaar is part of the nifty100 universe with live, tracked fundamentals on Downstox.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹4,503.
The bear case & risks
- A rich 115.0× P/E leaves a thin margin of safety if growth slows.
- A steep 10.6× price-to-book means most of the value is intangible/expectations, not assets on the books.
- Return on equity is a soft 9.8%, capital efficiency trails higher-quality peers.
- A low Piotroski F-Score of 3/9 flags weaker financial health this cycle, worth understanding why before committing.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹767.
POLICYBZR volatility & expected range, how bumpy is the ride?
Over the last 2.0 years POLICYBZR compounded at 12%/year with annualized volatility of 40%. That volatility implies a 1-year 80% range of ₹1,020–₹2,855, the honest backbone behind any single price target.
POLICYBZR price forecast, the full 60-month probability fan
POLICYBZR price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds POLICYBZR hits common targets within the simulated horizon?
Full multi-horizon detail on the POLICYBZR price target & forecast page.
POLICYBZR Piotroski F-Score: 3/9, how financially strong is it?
The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. POLICYBZR scores 3/9,weak on the financial-strength checks.
POLICYBZR MTF margin & leverage, Upstox, Zerodha, Groww, Dhan
Margin Trading Facility lets you buy POLICYBZR with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 32.3% | 3.1× |
| Zerodha | 27.6% | 3.6× |
| DhanCHEAPEST | 25.3% | 3.9× |
Compare every broker on the POLICYBZR MTF page.
POLICYBZR vs peers,Fintech comparison
About Policybazaar: sector, index & market-cap context
Policybazaar (POLICYBZR) is a mid-cap NSE-listed company in the Fintech sector, and a constituent of the Nifty 100 index group, with a market capitalisation of ₹77,274 Cr. See more Nifty 100 stocks.
How the POLICYBZR Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Policybazaar's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
POLICYBZR analysis, FAQs
Is Policybazaar (POLICYBZR) a good buy?
On the numbers, Policybazaar (POLICYBZR) high-risk on the numbers, a Downstox Snapshot Score of 25/100, weighing expensive at 115.0× earnings, ROE of 9.8%, a 54% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is POLICYBZR overvalued or undervalued?
POLICYBZR trades at 115.0× earnings versus a peer median of 17.9×, so it screens richer than its Fintech peers.
What is the POLICYBZR share price target for 2031?
POLICYBZR's probability-weighted 2031 median target is ₹1,989, with an 80% range of ₹644–₹6,408 (10,000-path Monte-Carlo).
What is the probability POLICYBZR doubles in 5 years?
The modelled probability of POLICYBZR reaching ₹3,273 (2×) within 5 years is 29%.
What is the bull case for POLICYBZR?
Policybazaar is part of the nifty100 universe with live, tracked fundamentals on Downstox.
What are the risks in POLICYBZR?
A rich 115.0× P/E leaves a thin margin of safety if growth slows. A steep 10.6× price-to-book means most of the value is intangible/expectations, not assets on the books. Return on equity is a soft 9.8%, capital efficiency trails higher-quality peers.