POONAWALLA
Poonawalla Fincorp Limited
Each stock's 10,000-path forecast, rendered as light.
Poonawalla Fincorp Limited (POONAWALLA) Stock Analysis & Case Study
Is POONAWALLA a good buy? The data-driven verdict.
Poonawalla Fincorp Limited (POONAWALLA) trades at ₹491,on the numbers it tread carefully, a Downstox Snapshot Score of 33/100.
On the numbers, Poonawalla Fincorp Limited (POONAWALLA) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 55.0× earnings, ROE of 5.9%, a 55% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
POONAWALLA fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How POONAWALLA ranks against the 2,373 companies in our screener
- POONAWALLA's market cap of 42,269 Cr ranks in the 90th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POONAWALLA's book value of ₹127 ranks in the 59th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POONAWALLA's promoter holding of 59.0% ranks in the 50th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POONAWALLA's 3-year profit (PAT) growth of 5.0% ranks in the 35th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POONAWALLA's 3-year revenue growth of 46.0% ranks in the 92nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for POONAWALLA, as of 9 Aug 2026, so it is not ranked here.
Is POONAWALLA overvalued? POONAWALLA P/E vs peers
POONAWALLA trades at 55.0× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
POONAWALLA share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of POONAWALLA history (15%/yr drift, 39%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| POONAWALLA 2027 | ₹305 | ₹502 | ₹825 | +4% |
| POONAWALLA 2028 | ₹256 | ₹524 | ₹1,072 | +9% |
| POONAWALLA 2029 | ₹230 | ₹548 | ₹1,307 | +14% |
| POONAWALLA 2030 | ₹210 | ₹572 | ₹1,557 | +19% |
| POONAWALLA 2031 | ₹199 | ₹598 | ₹1,799 | +25% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability POONAWALLA goes up, or doubles?
The bull case for POONAWALLA
- Poonawalla Fincorp Limited is part of the nifty100 universe with live, tracked fundamentals on Downstox.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,307.
The bear case & risks
- POONAWALLA's P/E of 53.7x is lower than 24% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- POONAWALLA's return on equity of 5.9% ranks in the 32nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹230.
POONAWALLA volatility & expected range, how bumpy is the ride?
Over the last 9.8 years POONAWALLA compounded at 15%/year with annualized volatility of 39%. That volatility implies a 1-year 80% range of ₹305-₹825, the honest backbone behind any single price target.
POONAWALLA price forecast, the full 60-month probability fan
POONAWALLA price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds POONAWALLA hits common targets within the simulated horizon?
Full multi-horizon detail on the POONAWALLA price target & forecast page.
POONAWALLA Piotroski F-Score: 5/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. POONAWALLA scores 5/8, mixed financial health.
POONAWALLA MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy POONAWALLA with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 32.41% | 3.1× |
| Zerodha | 32.40% | 3.1× |
| Groww | 32.47% | 3.1× |
| Dhan | 32.40% | 3.1× |
| Kotak NeoCHEAPEST | 32.36% | 3.1× |
| Paytm Money | 32.51% | 3.1× |
| Pocketful | 32.68% | 3.1× |
| Anand Rathi | 32.40% | 3.1× |
| Bajaj Broking | 50.00% | 2.0× |
| Share India | 32.45% | 3.1× |
Compare every broker on the POONAWALLA MTF page.
About Poonawalla Fincorp Limited: sector, index & market-cap context
Poonawalla Fincorp Limited (POONAWALLA) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹43,319 Cr. See more stocks on our screener.
How the POONAWALLA Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Poonawalla Fincorp Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
POONAWALLA analysis, FAQs
Is Poonawalla Fincorp Limited (POONAWALLA) a good buy?
On the numbers, Poonawalla Fincorp Limited (POONAWALLA) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 55.0× earnings, ROE of 5.9%, a 55% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is POONAWALLA overvalued or undervalued?
POONAWALLA trades at 55.0× earnings, expensive versus the ~22× long-run Nifty average.
What is the POONAWALLA share price target for 2031?
POONAWALLA's probability-weighted 2031 median target is ₹598, with an 80% range of ₹199-₹1,799 (10,000-path Monte-Carlo).
What is the probability POONAWALLA doubles in 5 years?
The modelled probability of POONAWALLA reaching ₹960 (2×) within 5 years is 29%.
What is the bull case for POONAWALLA?
Poonawalla Fincorp Limited is part of the nifty100 universe with live, tracked fundamentals on Downstox.
What are the risks in POONAWALLA?
POONAWALLA's P/E of 53.7x is lower than 24% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. POONAWALLA's return on equity of 5.9% ranks in the 32nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.