Case study

PSUBANK

Kotak PSU Bank

Mixed signals1y model +5.6%

Each stock's 10,000-path forecast, rendered as light.

0Score

Kotak PSU Bank (PSUBANK) Stock Analysis & Case Study

Is PSUBANK a good buy? The data-driven verdict.

on the numbers it mixed signals, a Downstox Snapshot Score of 53/100.

On the numbers, Kotak PSU Bank (PSUBANK) mixed signals, a Downstox Snapshot Score of 53/100, weighing a 59% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 20272031.

Last updated . Data snapshot for research, not investment advice.

PSUBANK share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.0y of PSUBANK history (9%/yr drift, 24%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
PSUBANK 2027₹683₹922₹1,249+6%
PSUBANK 2028₹637₹988₹1,502+13%
PSUBANK 2029₹611₹1,046₹1,751+20%
PSUBANK 2030₹603₹1,108₹2,025+27%
PSUBANK 2031₹596₹1,181₹2,314+35%

Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability PSUBANK goes up, or doubles?

59%
Higher in 1 year
Modelled chance the price is above today in 12 months
71%
Higher in 5 years
Modelled chance the price is above today in 5 years
23%
Doubles in 5 years
Modelled chance of reaching ₹1,746 within 5 years

The bull case for PSUBANK

  • Relatively low volatility (24%/yr), a steadier ride than the typical mid/small-cap.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,751.

The bear case & risks

  • No model or past record guarantees future returns, treat this as one input, not a decision.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹611.

PSUBANK volatility & expected range, how bumpy is the ride?

Over the last 2.0 years PSUBANK compounded at 9%/year with annualized volatility of 24%. That volatility implies a 1-year 80% range of ₹683₹1,249, the honest backbone behind any single price target.

PSUBANK price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 2.0 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
5.6%
80% range₹683–₹1,249
P(price ↑)59%
P(price 2×)0%
3-Year Forecast
2029
₹0
Median (P50)
19.8%
80% range₹611–₹1,751
P(price ↑)67%
P(price 2×)10%
5-Year Forecast
2031
₹0
Median (P50)
35.3%
80% range₹596–₹2,314
P(price ↑)71%
P(price 2×)23%

PSUBANK price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
PSUBANK simulated paths · 60 months · 10,000 trials
P10–P90 (80%)P25–P75 (50%)Median (P50)

Probability of key outcomes

What are the odds PSUBANK hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the PSUBANK price target & forecast page.

PSUBANK MTF margin & leverage, Upstox, Zerodha, Groww, Dhan

Margin Trading Facility lets you buy PSUBANK with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
UpstoxCHEAPEST27.8%3.6×
ZerodhaCHEAPEST27.8%3.6×

Compare every broker on the PSUBANK MTF page.

PSUBANK vs peers,sector comparison

StockP/EDiv yieldMarket cap
PSUBANK (this stock)
RELIANCE23.1×0.45%₹17.95L Cr
TCS14.7×3.01%₹7.69L Cr
HDFCBANK15.9×1.65%₹12.11L Cr
INFY14.4×4.51%₹4.32L Cr
ICICIBANK17.9×0.81%₹9.70L Cr
SBIN11.5×1.67%₹9.61L Cr

About Kotak PSU Bank: sector, index & market-cap context

Kotak PSU Bank (PSUBANK) is an NSE-listed company.

How the PSUBANK Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Kotak PSU Bank's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

PSUBANK analysis, FAQs

Is Kotak PSU Bank (PSUBANK) a good buy?

On the numbers, Kotak PSU Bank (PSUBANK) mixed signals, a Downstox Snapshot Score of 53/100, weighing a 59% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is PSUBANK overvalued or undervalued?

Valuation ratios for PSUBANK are tracked live on Downstox.

What is the PSUBANK share price target for 2031?

PSUBANK's probability-weighted 2031 median target is ₹1,181, with an 80% range of ₹596₹2,314 (10,000-path Monte-Carlo).

What is the probability PSUBANK doubles in 5 years?

The modelled probability of PSUBANK reaching ₹1,746 (2×) within 5 years is 23%.

What is the bull case for PSUBANK?

Relatively low volatility (24%/yr), a steadier ride than the typical mid/small-cap.

What are the risks in PSUBANK?

No model or past record guarantees future returns, treat this as one input, not a decision.

More on PSUBANK