Case study

RBLBANK

RBL Bank

Tread carefully1y model +14.2%

Each stock's 10,000-path forecast, rendered as light.

0Score

RBL Bank (RBLBANK) Stock Analysis & Case Study

Is RBLBANK a good buy? The data-driven verdict.

RBL Bank (RBLBANK) trades at ₹378,on the numbers it tread carefully, a Downstox Snapshot Score of 41/100.

On the numbers, RBL Bank (RBLBANK) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 66.7× earnings, ROE of 5.5%, a 65% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 20272031.

Last updated . Data snapshot for research, not investment advice.

RBLBANK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹58,659 Cr
Current price
₹378
P/E ratio
66.7×
P/B ratio
1.41×
Book value
₹268
Dividend yield
0.26%
ROCE
5.8%
ROE
5.5%
Piotroski F-Score
4/9

Is RBLBANK overvalued? RBLBANK P/E vs its sector

RBLBANK's P/E of 66.7× sits above the sector peer median of 15.9×, so on earnings it screens richer than peers, while its 0.26% dividend yield is below the peer median of 1.65%.

RBLBANK P/E
66.7×
Peer median P/E
15.9×
RBLBANK div yield
0.26%
Peer median yield
1.65%

RBLBANK share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.0y of RBLBANK history (20%/yr drift, 37%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
RBLBANK 2027₹273₹433₹697+14%
RBLBANK 2028₹256₹494₹966+30%
RBLBANK 2029₹252₹561₹1,265+48%
RBLBANK 2030₹253₹641₹1,627+69%
RBLBANK 2031₹261₹739₹2,066+95%

Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability RBLBANK goes up, or doubles?

65%
Higher in 1 year
Modelled chance the price is above today in 12 months
80%
Higher in 5 years
Modelled chance the price is above today in 5 years
49%
Doubles in 5 years
Modelled chance of reaching ₹758 within 5 years

The bull case for RBLBANK

  • Low price-to-book of 1.41×, the market is paying little over the company's net assets.
  • A 10,000-path probability model puts a 65% chance the price is higher in a year, with a median target of ₹433 (+14%).
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,265.

The bear case & risks

  • A rich 66.7× P/E leaves a thin margin of safety if growth slows.
  • Return on equity is a soft 5.5%, capital efficiency trails higher-quality peers.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹252.

RBLBANK volatility & expected range, how bumpy is the ride?

Over the last 2.0 years RBLBANK compounded at 20%/year with annualized volatility of 37%. That volatility implies a 1-year 80% range of ₹273₹697, the honest backbone behind any single price target.

RBLBANK price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 2.0 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
14.2%
80% range₹273–₹697
P(price ↑)65%
P(price 2×)6%
3-Year Forecast
2029
₹0
Median (P50)
48.1%
80% range₹252–₹1,265
P(price ↑)73%
P(price 2×)32%
5-Year Forecast
2031
₹0
Median (P50)
94.9%
80% range₹261–₹2,066
P(price ↑)80%
P(price 2×)49%

RBLBANK price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
RBLBANK simulated paths · 60 months · 10,000 trials
P10–P90 (80%)P25–P75 (50%)Median (P50)

Probability of key outcomes

What are the odds RBLBANK hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the RBLBANK price target & forecast page.

RBLBANK Piotroski F-Score: 4/9, how financially strong is it?

4/9

The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. RBLBANK scores 4/9,mixed financial health.

RBLBANK MTF margin & leverage, Upstox, Zerodha, Groww, Dhan

Margin Trading Facility lets you buy RBLBANK with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox31.8%3.1×
Zerodha27.1%3.7×
DhanCHEAPEST25.0%4.0×

Compare every broker on the RBLBANK MTF page.

RBLBANK vs peers,sector comparison

StockP/EDiv yieldMarket cap
RBLBANK (this stock)66.7×0.26%₹58,659 Cr
RELIANCE23.1×0.45%₹17.95L Cr
TCS14.7×3.01%₹7.69L Cr
HDFCBANK15.9×1.65%₹12.11L Cr
INFY14.4×4.51%₹4.32L Cr
ICICIBANK17.9×0.81%₹9.70L Cr
SBIN11.5×1.67%₹9.61L Cr

About RBL Bank: sector, index & market-cap context

RBL Bank (RBLBANK) is a mid-cap NSE-listed company, and a constituent of the Nifty 100 index group, with a market capitalisation of ₹58,659 Cr. See more Nifty 100 stocks.

How the RBLBANK Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of RBL Bank's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

RBLBANK analysis, FAQs

Is RBL Bank (RBLBANK) a good buy?

On the numbers, RBL Bank (RBLBANK) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 66.7× earnings, ROE of 5.5%, a 65% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is RBLBANK overvalued or undervalued?

RBLBANK trades at 66.7× earnings versus a peer median of 15.9×, so it screens richer than its sector peers.

What is the RBLBANK share price target for 2031?

RBLBANK's probability-weighted 2031 median target is ₹739, with an 80% range of ₹261₹2,066 (10,000-path Monte-Carlo).

What is the probability RBLBANK doubles in 5 years?

The modelled probability of RBLBANK reaching ₹758 (2×) within 5 years is 49%.

What is the bull case for RBLBANK?

Low price-to-book of 1.41×, the market is paying little over the company's net assets. A 10,000-path probability model puts a 65% chance the price is higher in a year, with a median target of ₹433 (+14%).

What are the risks in RBLBANK?

A rich 66.7× P/E leaves a thin margin of safety if growth slows. Return on equity is a soft 5.5%, capital efficiency trails higher-quality peers.

More on RBLBANK