Case study

SAMMAANCAP

Indiabulls Housing Finance

Tread carefully1y model -2.5%

Each stock's 10,000-path forecast, rendered as light.

30Score

Indiabulls Housing Finance (SAMMAANCAP) Stock Analysis & Case Study

Is SAMMAANCAP a good buy? The data-driven verdict.

Indiabulls Housing Finance (SAMMAANCAP) trades at ₹167,on the numbers it tread carefully, a Downstox Snapshot Score of 30/100.

On the numbers, Indiabulls Housing Finance (SAMMAANCAP) tread carefully, a Downstox Snapshot Score of 30/100, weighing expensive at 164.0× earnings, ROE of -3.2%, a 48% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

SAMMAANCAP fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹19,421 Cr
Current price
₹167
P/E ratio
164.0×
P/B ratio
1.02×
Book value
₹164
ROCE
4.9%
ROE
-3.2%
Piotroski F-Score
3/8

How SAMMAANCAP ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for SAMMAANCAP, as of 9 Aug 2026, so it is not ranked here.

Is SAMMAANCAP overvalued? SAMMAANCAP P/E vs peers

SAMMAANCAP trades at 164.0× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

SAMMAANCAP share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of SAMMAANCAP history (-15%/yr drift, 44%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
SAMMAANCAP 2027₹91₹159₹278-2%
SAMMAANCAP 2028₹70₹155₹343-5%
SAMMAANCAP 2029₹58₹151₹397-7%
SAMMAANCAP 2030₹49₹148₹445-10%
SAMMAANCAP 2031₹41₹144₹510-12%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability SAMMAANCAP goes up, or doubles?

48%
Higher in 1 year
Modelled chance the price is above today in 12 months
44%
Higher in 5 years
Modelled chance the price is above today in 5 years
20%
Doubles in 5 years
Modelled chance of reaching ₹326 within 5 years

The bull case for SAMMAANCAP

  • Low price-to-book of 1.02×, the market is paying little over the company's net assets.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹397.

The bear case & risks

  • SAMMAANCAP's P/E of 164.0x is lower than 6% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • SAMMAANCAP's Piotroski F-Score of 3/8 ranks in the 15th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹58.

SAMMAANCAP volatility & expected range, how bumpy is the ride?

Over the last 9.8 years SAMMAANCAP compounded at -15%/year with annualized volatility of 44%. That volatility implies a 1-year 80% range of ₹91-₹278, the honest backbone behind any single price target.

SAMMAANCAP price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 9.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
2.5%
80% range₹91-₹278
P(price ↑)48%
P(price 2×)5%
3-Year Forecast
2029
₹0
Median (P50)
7.3%
80% range₹58-₹397
P(price ↑)46%
P(price 2×)15%
5-Year Forecast
2031
₹0
Median (P50)
11.8%
80% range₹41-₹510
P(price ↑)44%
P(price 2×)20%

SAMMAANCAP price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
SAMMAANCAP simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds SAMMAANCAP hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the SAMMAANCAP price target & forecast page.

SAMMAANCAP Piotroski F-Score: 3/8, how financially strong is it?

3/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. SAMMAANCAP scores 3/8, weak on the financial-strength checks.

SAMMAANCAP MTF margin & leverage across 10 brokers

Margin Trading Facility lets you buy SAMMAANCAP with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox34.76%2.9×
Zerodha34.75%2.9×
Groww34.86%2.9×
Dhan34.75%2.9×
Kotak NeoCHEAPEST34.72%2.9×
Paytm Money35.01%2.9×
Pocketful35.24%2.8×
Anand Rathi34.75%2.9×
Bajaj Broking40.00%2.5×
Share India34.81%2.9×

Compare every broker on the SAMMAANCAP MTF page.

About Indiabulls Housing Finance: sector, index & market-cap context

Indiabulls Housing Finance (SAMMAANCAP) is a small-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹19,421 Cr. See more stocks on our screener.

How the SAMMAANCAP Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Indiabulls Housing Finance's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

SAMMAANCAP analysis, FAQs

Is Indiabulls Housing Finance (SAMMAANCAP) a good buy?

On the numbers, Indiabulls Housing Finance (SAMMAANCAP) tread carefully, a Downstox Snapshot Score of 30/100, weighing expensive at 164.0× earnings, ROE of -3.2%, a 48% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is SAMMAANCAP overvalued or undervalued?

SAMMAANCAP trades at 164.0× earnings, expensive versus the ~22× long-run Nifty average.

What is the SAMMAANCAP share price target for 2031?

SAMMAANCAP's probability-weighted 2031 median target is ₹144, with an 80% range of ₹41-₹510 (10,000-path Monte-Carlo).

What is the probability SAMMAANCAP doubles in 5 years?

The modelled probability of SAMMAANCAP reaching ₹326 (2×) within 5 years is 20%.

What is the bull case for SAMMAANCAP?

Low price-to-book of 1.02×, the market is paying little over the company's net assets.

What are the risks in SAMMAANCAP?

SAMMAANCAP's P/E of 164.0x is lower than 6% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. SAMMAANCAP's Piotroski F-Score of 3/8 ranks in the 15th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

More on SAMMAANCAP