SB

SBFC Finance (SBFC) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 30.67% on Kotak Neo(3.3x leverage)

Fundamentals Snapshot

Mid Cap
CMP
₹91.2
PE
29.2
ROE
11.6%
ROCE
11.6%
P/B
3.10
Mkt Cap
₹10,104 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - SBFC

Upstox
30.71%
Margin Required
Leverage3.3x
You Pay3,071
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
30.68%
Margin Required
Leverage3.3x
You Pay3,068
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
30.68%
Margin Required
Leverage3.3x
You Pay3,068
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
BEST
Kotak Neo
30.67%
Margin Required
Leverage3.3x
You Pay3,067
You Get₹10,000
Interest9.69% p.a.
Max HoldNo Time Limit
Paytm Money
33.33%
Margin Required
Leverage3.0x
You Pay3,333
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
31.25%
Margin Required
Leverage3.2x
You Pay3,125
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
30.68%
Margin Required
Leverage3.3x
You Pay3,068
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
32.00%
Margin Required
Leverage3.1x
You Pay3,200
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
31.00%
Margin Required
Leverage3.2x
You Pay3,100
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

SBFC Finance - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin30.71%30.68%30.68%30.67%33.33%31.25%30.68%32.00%31.00%
Leverage3.3x3.3x3.3x3.3x3.0x3.2x3.3x3.1x3.2x
You Pay (per ₹1L)30,71030,68030,68030,67033,33031,25030,68032,00031,000
Broker Funds (per ₹1L)69,29069,32069,32069,33066,67068,75069,32068,00069,000
Interest Rate (p.a.)18.25%14.6%12.49%9.69%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Kotak Neo offers the best margin of 30.67% for SBFC, while Paytm Money requires 33.33% - a difference of 2.66 percentage points.

SBFC MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital30,710
Broker funds69,290
Daily interest35
30-day cost1,039
Annual cost12,645
Zerodha
Your capital30,680
Broker funds69,320
Daily interest28
30-day cost832
Annual cost10,121
Dhan
Your capital30,680
Broker funds69,320
Daily interest24
30-day cost712
Annual cost8,658
Kotak Neo
Your capital30,670
Broker funds69,330
Daily interest18
30-day cost552
Annual cost6,718
Paytm Money
Your capital33,330
Broker funds66,670
Daily interest27
30-day cost821
Annual cost9,994
Pocketful
Your capital31,250
Broker funds68,750
Daily interest11
30-day cost338
Annual cost4,118
Anand Rathi
Your capital30,680
Broker funds69,320
Daily interest28
30-day cost854
Annual cost10,391
Bajaj Broking
Your capital32,000
Broker funds68,000
Daily interest34
30-day cost1,006
Annual cost12,240
Share India
Your capital31,000
Broker funds69,000
Daily interest28
30-day cost850
Annual cost10,343

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in SBFC with MTF?

If you invest
10,000
Stock value you hold32,605
Kotak Neo funds22,605
Margin used30.67%
If you invest
50,000
Stock value you hold1,63,026
Kotak Neo funds1,13,026
Margin used30.67%
If you invest
1,00,000
Stock value you hold3,26,052
Kotak Neo funds2,26,052
Margin used30.67%

Frequently Asked Questions - SBFC MTF

What is the MTF margin for SBFC?

Upstox: 30.71%, Zerodha: 30.68%, Dhan: 30.68%, Kotak Neo: 30.67%, Paytm Money: 33.33%, Pocketful: 31.25%, Anand Rathi: 30.68%, Bajaj Broking: 32.00%, Share India: 31.00%. The lowest margin is 30.67% on Kotak Neo, meaning you only need to pay ₹3067 to buy ₹10,000 worth of SBFC Finance shares.

Which broker is cheapest for SBFC MTF?

For margin percentage, Kotak Neo offers the lowest at 30.67% (3.3x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on SBFC MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy SBFC on margin?

Yes, SBFC Finance (SBFC) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold SBFC on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for SBFC?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for SBFC?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for SBFC MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About SBFC Finance (SBFC) Margin Trading

SBFC Finance (SBFC) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy SBFC shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Kotak Neo offers the best MTF margin of 30.67% for SBFC. This means you can buy ₹1,00,000 worth of SBFC Finance shares by paying just ₹30,670, with Kotak Neo funding the remaining ₹69,330.

MTF Interest Rates for SBFC - Broker Comparison

The cost of holding SBFC on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for SBFC MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding SBFC on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade SBFC directly through our Scalper Terminal.

Star investors who hold SBFC

Tracked from public NSE/BSE shareholding disclosures. Tap an investor to see their full portfolio.